Stock Scorecard
Stock Summary for OceanFirst Financial Corp (OCFC) - $18.39 as of 8/29/2025 8:58:53 PM EST
Total Score
11 out of 30
Safety Score
55 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for OCFC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OCFC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OCFC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OCFC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OCFC (55 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for OCFC
Financial Details for OCFC
Company Overview |
|
|---|---|
| Ticker | OCFC |
| Company Name | OceanFirst Financial Corp |
| Country | USA |
| Description | OceanFirst Financial Corp. The company is headquartered in Red Bank, New Jersey. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/15/2025 |
Stock Price History |
|
| Last Day Price | 18.39 |
| Price 4 Years Ago | 18.81 |
| Last Day Price Updated | 8/29/2025 8:58:53 PM EST |
| Last Day Volume | 205,782 |
| Average Daily Volume | 297,004 |
| 52-Week High | 21.11 |
| 52-Week Low | 13.95 |
| Last Price to 52 Week Low | 31.83% |
Valuation Measures |
|
| Trailing PE | 13.14 |
| Industry PE | 24.38 |
| Sector PE | 22.38 |
| 5-Year Average PE | 12.86 |
| Free Cash Flow Ratio | 6.19 |
| Industry Free Cash Flow Ratio | 9.62 |
| Sector Free Cash Flow Ratio | 28.87 |
| Current Ratio Most Recent Quarter | 1.08 |
| Total Cash Per Share | 2.97 |
| Book Value Per Share Most Recent Quarter | 28.70 |
| Price to Book Ratio | 0.64 |
| Industry Price to Book Ratio | 1.01 |
| Sector Price to Book Ratio | 2.24 |
| Price to Sales Ratio Twelve Trailing Months | 2.83 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 57,385,000 |
| Market Capitalization | 1,055,310,150 |
| Institutional Ownership | 78.43% |
Dividends |
|
| Ex-Dividend Date | 8/4/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.80 |
| Trailing Annual Dividend Yield | 4.34% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 4.34% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.58% |
| 5-Year Average Dividend Yield | 4.29% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 4.15% |
| All-Time Dividend Growth Rate Percentage | 3.76% |
| Dividend Payout Ratio | 56.74% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -30.00% |
| Annual Earnings Growth | -3.81% |
| Reported EPS 12 Trailing Months | 1.41 |
| Reported EPS Past Year | 0.66 |
| Reported EPS Prior Year | 1.60 |
| Net Income Twelve Trailing Months | 87,580,000 |
| Net Income Past Year | 100,065,000 |
| Net Income Prior Year | 104,029,000 |
| Quarterly Revenue Growth YOY | 6.90% |
| 5-Year Revenue Growth | 14.80% |
| Operating Margin Twelve Trailing Months | 29.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 170,599,000 |
| Total Cash Past Year | 123,615,000 |
| Total Cash Prior Year | 153,718,000 |
| Net Cash Position Most Recent Quarter | -966,107,000 |
| Net Cash Position Past Year | -1,073,996,000 |
| Long Term Debt Past Year | 1,197,611,000 |
| Long Term Debt Prior Year | 972,771,000 |
| Total Debt Most Recent Quarter | 1,136,706,000 |
| Equity to Debt Ratio Past Year | 0.59 |
| Equity to Debt Ratio Most Recent Quarter | 0.59 |
| Total Stockholder Equity Past Year | 1,701,650,000 |
| Total Stockholder Equity Prior Year | 1,661,163,000 |
| Total Stockholder Equity Most Recent Quarter | 1,642,846,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 43,258,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.75 |
| Free Cash Flow Past Year | 84,676,000 |
| Free Cash Flow Prior Year | 116,553,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.22 |
| MACD Signal | 0.02 |
| 20-Day Bollinger Lower Band | 15.31 |
| 20-Day Bollinger Middle Band | 17.09 |
| 20-Day Bollinger Upper Band | 18.87 |
| Beta | 1.02 |
| RSI | 67.25 |
| 50-Day SMA | 17.40 |
| 150-Day SMA | 16.33 |
| 200-Day SMA | 16.68 |
System |
|
| Modified | 8/28/2025 6:51:42 AM EST |