Stock Scorecard
Stock Summary for OceanFirst Financial Corp (OCFC) - $16.46 as of 4/29/2025 7:48:51 AM EST
Total Score
13 out of 30
Safety Score
59 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for OCFC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OCFC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OCFC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OCFC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OCFC (59 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for OCFC
Financial Details for OCFC
Company Overview |
|
|---|---|
| Ticker | OCFC |
| Company Name | OceanFirst Financial Corp |
| Country | USA |
| Description | OceanFirst Financial Corp. The company is headquartered in Red Bank, New Jersey. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 7/16/2025 |
Stock Price History |
|
| Last Day Price | 16.46 |
| Price 4 Years Ago | 19.26 |
| Last Day Price Updated | 4/29/2025 7:48:51 AM EST |
| Last Day Volume | 202,258 |
| Average Daily Volume | 311,299 |
| 52-Week High | 21.63 |
| 52-Week Low | 13.56 |
| Last Price to 52 Week Low | 21.39% |
Valuation Measures |
|
| Trailing PE | 10.76 |
| Industry PE | 23.65 |
| Sector PE | 17.89 |
| 5-Year Average PE | 17.49 |
| Free Cash Flow Ratio | 7.76 |
| Industry Free Cash Flow Ratio | 8.46 |
| Sector Free Cash Flow Ratio | 31.63 |
| Current Ratio Most Recent Quarter | 2.64 |
| Total Cash Per Share | 2.12 |
| Book Value Per Share Most Recent Quarter | 29.26 |
| Price to Book Ratio | 0.57 |
| Industry Price to Book Ratio | 0.88 |
| Sector Price to Book Ratio | 4.88 |
| Price to Sales Ratio Twelve Trailing Months | 2.60 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.92 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.07 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 58,384,000 |
| Market Capitalization | 961,000,640 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/5/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.80 |
| Trailing Annual Dividend Yield | 4.83% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 4.83% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 4.47% |
| 5-Year Average Dividend Yield | 4.19% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 4.15% |
| All-Time Dividend Growth Rate Percentage | 3.76% |
| Dividend Payout Ratio | 48.48% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -25.50% |
| Annual Earnings Growth | -3.81% |
| Reported EPS 12 Trailing Months | 1.53 |
| Reported EPS Past Year | 0.35 |
| Reported EPS Prior Year | 1.60 |
| Net Income Twelve Trailing Months | 100,065,000 |
| Net Income Past Year | 100,065,000 |
| Net Income Prior Year | 104,029,000 |
| Quarterly Revenue Growth YOY | -5.50% |
| 5-Year Revenue Growth | 5.39% |
| Operating Margin Twelve Trailing Months | 34.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 123,615,000 |
| Total Cash Past Year | 123,615,000 |
| Total Cash Prior Year | 153,718,000 |
| Net Cash Position Most Recent Quarter | -1,073,996,000 |
| Net Cash Position Past Year | -1,073,996,000 |
| Long Term Debt Past Year | 1,197,611,000 |
| Long Term Debt Prior Year | 972,771,000 |
| Total Debt Most Recent Quarter | 1,197,611,000 |
| Equity to Debt Ratio Past Year | 0.59 |
| Equity to Debt Ratio Most Recent Quarter | 0.59 |
| Total Stockholder Equity Past Year | 1,701,650,000 |
| Total Stockholder Equity Prior Year | 1,661,163,000 |
| Total Stockholder Equity Most Recent Quarter | 1,701,650,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 37,236,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.64 |
| Free Cash Flow Past Year | 44,278,000 |
| Free Cash Flow Prior Year | 116,553,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.51 |
| MACD Signal | -0.53 |
| 20-Day Bollinger Lower Band | 15.09 |
| 20-Day Bollinger Middle Band | 17.53 |
| 20-Day Bollinger Upper Band | 19.97 |
| Beta | 0.92 |
| RSI | 44.88 |
| 50-Day SMA | 17.11 |
| 150-Day SMA | 16.73 |
| 200-Day SMA | 17.11 |
System |
|
| Modified | 4/29/2025 6:55:36 AM EST |