Stock Scorecard
Stock Summary for Nu Holdings Ltd Class A (NU) - $13.60 as of 7/4/2025 1:46:42 AM EST
Total Score
13 out of 30
Safety Score
40 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for NU
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NU
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NU
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NU
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NU (40 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 1 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 2 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 5 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NU
Financial Details for NU
Company Overview |
|
|---|---|
| Ticker | NU |
| Company Name | Nu Holdings Ltd Class A |
| Country | USA |
| Description | Nu Holdings Ltd. operates in the technology industry. The company is headquartered in Grand Cayman, Cayman Islands. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 8/14/2025 |
Stock Price History |
|
| Last Day Price | 13.60 |
| Price 4 Years Ago | 0.00 |
| Last Day Price Updated | 7/4/2025 1:46:42 AM EST |
| Last Day Volume | 32,685,722 |
| Average Daily Volume | 69,232,561 |
| 52-Week High | 16.14 |
| 52-Week Low | 9.01 |
| Last Price to 52 Week Low | 50.94% |
Valuation Measures |
|
| Trailing PE | 31.00 |
| Industry PE | 16.11 |
| Sector PE | 21.48 |
| 5-Year Average PE | 80.04 |
| Free Cash Flow Ratio | 3.43 |
| Industry Free Cash Flow Ratio | 9.00 |
| Sector Free Cash Flow Ratio | 11.94 |
| Current Ratio Most Recent Quarter | 0.99 |
| Total Cash Per Share | 3.96 |
| Book Value Per Share Most Recent Quarter | 1.78 |
| Price to Book Ratio | 7.69 |
| Industry Price to Book Ratio | 3.69 |
| Sector Price to Book Ratio | 2.13 |
| Price to Sales Ratio Twelve Trailing Months | 11.72 |
| Industry Price to Sales Ratio Twelve Trailing Months | 5.23 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.31 |
| Analyst Buy Ratings | 7 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 3,773,810,000 |
| Market Capitalization | 51,323,816,000 |
| Institutional Ownership | 80.10% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 47.00% |
| Annual Earnings Growth | 91.37% |
| Reported EPS 12 Trailing Months | 0.44 |
| Reported EPS Past Year | 0.12 |
| Reported EPS Prior Year | 0.46 |
| Net Income Twelve Trailing Months | 2,150,501,000 |
| Net Income Past Year | 1,972,112,000 |
| Net Income Prior Year | 1,030,530,000 |
| Quarterly Revenue Growth YOY | 10.60% |
| 5-Year Revenue Growth | 88.29% |
| Operating Margin Twelve Trailing Months | 57.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 14,929,561,000 |
| Total Cash Past Year | 13,637,271,000 |
| Total Cash Prior Year | 13,370,862,000 |
| Net Cash Position Most Recent Quarter | 13,647,707,000 |
| Net Cash Position Past Year | 13,308,398,000 |
| Long Term Debt Past Year | 328,873,000 |
| Long Term Debt Prior Year | 1,022,749,000 |
| Total Debt Most Recent Quarter | 1,281,854,000 |
| Equity to Debt Ratio Past Year | 0.96 |
| Equity to Debt Ratio Most Recent Quarter | 0.87 |
| Total Stockholder Equity Past Year | 7,646,289,000 |
| Total Stockholder Equity Prior Year | 6,406,385,000 |
| Total Stockholder Equity Most Recent Quarter | 8,607,909,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 3,845,940,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.02 |
| Free Cash Flow Past Year | 2,224,054,000 |
| Free Cash Flow Prior Year | 1,089,186,000 |
Options |
|
| Put/Call Ratio | 0.39 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.19 |
| MACD Signal | 0.07 |
| 20-Day Bollinger Lower Band | 9.66 |
| 20-Day Bollinger Middle Band | 11.74 |
| 20-Day Bollinger Upper Band | 13.83 |
| Beta | 1.04 |
| RSI | 63.78 |
| 50-Day SMA | 12.54 |
| 150-Day SMA | 9.08 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 7/3/2025 6:26:50 AM EST |