Stock Scorecard



Stock Summary for Nerdwallet Inc - Class A (NRDS) - $9.02 as of 3/28/2025 8:33:26 PM EST

Total Score

17 out of 30

Safety Score

29 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for NRDS

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for NRDS

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for NRDS

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for NRDS

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for NRDS (29 out of 100)

Stock Price Rating (Max of 10) 4
Historical Stock Price Rating (Max of 10) 1
Stock Price Trend (Max of 10) 0
Book Value (Max of 10) 3
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 4
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 0
Operating Margin (Max of 10) 2
Trading Volume (Max of 10) 5
Price to Earnings (Max of 10) 7
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for NRDS

Top Producing Branch Manager Ted Edginton Joins Rate in Bloomfield Hills, MI 3/28/2025 1:00:00 PM
Dave Ramsey Just Found Out You Can Split Your DoorDash Into Four Payments. The Look On His Face Says It All - DoorDash ( NASDAQ:DASH ) 3/27/2025 12:03:00 AM
AJ DiCarlo Joins Rate as Mortgage Loan Originator in Florida Panhandle 3/17/2025 1:00:00 PM
Rate Issues First Jumbo RMBS Securitization of 2025 3/6/2025 2:00:00 PM
Victor Ciardelli Appoints Shant Banosian as President of Rate Mortgage while Continuing as CEO and President of All Rate Companies 3/5/2025 12:00:00 PM
Top Producing Manager Liz Ryan Returns to Rate in the Northeast, Resumes Decade Long Run 3/3/2025 10:03:00 PM
Rate Partners with NASCAR's Ricky Stenhouse Jr. to Fast-Track Homebuying at EchoPark Automotive Grand Prix 2/26/2025 11:50:00 PM
NerdWallet, Inc. ( NRDS ) Q4 Earnings Meet Estimates 2/19/2025 11:55:00 PM
Pagaya Technologies Ltd. ( PGY ) Surges 5.9%: Is This an Indication of Further Gains? 2/7/2025 4:54:00 PM
Super Bowl LIX Commercials: AI, Celebs, Muppets, Warren Buffett-Linked Brand Take The Spotlight - Anheuser-Busch InBev ( NYSE:BUD ) , Booking Holdings ( NASDAQ:BKNG ) 2/7/2025 2:12:00 PM

Financial Details for NRDS

Company Overview

Ticker NRDS
Company Name Nerdwallet Inc - Class A
Country USA
Description NerdWallet, Inc. operates a digital platform that provides consumer-oriented advice on personal finance by connecting individuals and small and medium-sized businesses with providers of financial products. The company is headquartered in San Francisco, California.
Sector Name TECHNOLOGY
Industry Name SERVICES-COMPUTER PROCESSING & DATA PREPARATION
Most Recent Quarter 12/31/2024
Next Earnings Date 4/23/2025

Stock Price History

Last Day Price 9.02
Price 4 Years Ago 0.00
Last Day Price Updated 3/28/2025 8:33:26 PM EST
Last Day Volume 454,595
Average Daily Volume 832,650
52-Week High 16.45
52-Week Low 8.75
Last Price to 52 Week Low 3.09%

Valuation Measures

Trailing PE 24.53
Industry PE 96.43
Sector PE 75.28
5-Year Average PE -45.32
Free Cash Flow Ratio 5.78
Industry Free Cash Flow Ratio 16.51
Sector Free Cash Flow Ratio 42.47
Current Ratio Most Recent Quarter 3.27
Total Cash Per Share 1.56
Book Value Per Share Most Recent Quarter 4.92
Price to Book Ratio 1.90
Industry Price to Book Ratio 20.22
Sector Price to Book Ratio 13.76
Price to Sales Ratio Twelve Trailing Months 1.01
Industry Price to Sales Ratio Twelve Trailing Months 2.88
Sector Price to Sales Ratio Twelve Trailing Months 4.50
Analyst Buy Ratings 4
Analyst Strong Buy Ratings 1

Share Statistics

Total Shares Outstanding 42,422,200
Market Capitalization 382,648,244
Institutional Ownership N/A

Dividends

Ex-Dividend Date N/A
Previous Dividend Amount 0.0000
Current Dividend Amount 0.0000
Total Years Dividend Increasing N/A
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement

Quarterly Earnings Growth YOY -50.00%
Annual Earnings Growth 357.63%
Reported EPS 12 Trailing Months 0.38
Reported EPS Past Year 0.52
Reported EPS Prior Year -0.14
Net Income Twelve Trailing Months 30,400,000
Net Income Past Year 30,400,000
Net Income Prior Year -11,800,000
Quarterly Revenue Growth YOY 37.50%
5-Year Revenue Growth 21.91%
Operating Margin Twelve Trailing Months 6.15%

Balance Sheet

Total Cash Most Recent Quarter 66,300,000
Total Cash Past Year 66,300,000
Total Cash Prior Year 100,400,000
Net Cash Position Most Recent Quarter 63,800,000
Net Cash Position Past Year 63,800,000
Long Term Debt Past Year 2,500,000
Long Term Debt Prior Year 30,300,000
Total Debt Most Recent Quarter 2,500,000
Equity to Debt Ratio Past Year 0.99
Equity to Debt Ratio Most Recent Quarter 0.99
Total Stockholder Equity Past Year 364,200,000
Total Stockholder Equity Prior Year 366,900,000
Total Stockholder Equity Most Recent Quarter 364,200,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 50,500,000
Free Cash Flow Per Share Twelve Trailing Months 1.19
Free Cash Flow Past Year 50,500,000
Free Cash Flow Prior Year 71,400,000

Options

Put/Call Ratio 0.35
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.67
MACD Signal -0.86
20-Day Bollinger Lower Band 8.50
20-Day Bollinger Middle Band 12.49
20-Day Bollinger Upper Band 16.48
Beta 1.40
RSI 36.82
50-Day SMA 13.07
150-Day SMA 12.21
200-Day SMA 0.00

System

Modified 3/28/2025 3:13:05 AM EST