Stock Scorecard
Stock Summary for Northfield Bancorp Inc (NFBK) - $13.37 as of 2/24/2026 8:22:23 PM EST
Total Score
8 out of 30
Safety Score
30 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for NFBK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NFBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NFBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NFBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NFBK (30 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for NFBK
Financial Details for NFBK
Company Overview |
|
|---|---|
| Ticker | NFBK |
| Company Name | Northfield Bancorp Inc |
| Country | N/A |
| Description | Northfield Bancorp, Inc. is the holding company for Northfield Bank, a community-oriented financial institution headquartered in Woodbridge, New Jersey, with a robust presence in Staten Island and neighboring areas. The bank delivers a wide range of financial services, including personal and business banking, residential and commercial lending, and treasury management, all supported by a strong commitment to customer service and community engagement. With a focus on prudent risk management and strategic growth initiatives, Northfield Bancorp is well-positioned to thrive in the competitive banking sector while fostering economic development in its local communities. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/22/2026 |
Stock Price History |
|
| Last Day Price | 13.37 |
| Price 4 Years Ago | 13.53 |
| Last Day Price Updated | 2/24/2026 8:22:23 PM EST |
| Last Day Volume | 221,192 |
| Average Daily Volume | 364,597 |
| 52-Week High | 14.05 |
| 52-Week Low | 9.06 |
| Last Price to 52 Week Low | 47.57% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.62 |
| Sector PE | 17.15 |
| 5-Year Average PE | 12.04 |
| Free Cash Flow Ratio | 46.10 |
| Industry Free Cash Flow Ratio | 9.69 |
| Sector Free Cash Flow Ratio | 19.89 |
| Current Ratio Most Recent Quarter | 0.59 |
| Total Cash Per Share | 0.29 |
| Book Value Per Share Most Recent Quarter | 16.51 |
| Price to Book Ratio | 0.84 |
| Industry Price to Book Ratio | 1.15 |
| Sector Price to Book Ratio | 1.77 |
| Price to Sales Ratio Twelve Trailing Months | 3.94 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.37 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.71 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 41,763,900 |
| Market Capitalization | 558,383,343 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/12/2026 |
| Previous Dividend Amount | 0.1300 |
| Current Dividend Amount | 0.1300 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.52 |
| Trailing Annual Dividend Yield | 3.90% |
| Forward Annual Dividend Rate | 0.52 |
| Forward Annual Dividend Yield | 3.90% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.59% |
| 5-Year Average Dividend Yield | 4.44% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 8.17% |
| Dividend Payout Ratio | 2,600.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 69.80% |
| Annual Earnings Growth | -97.34% |
| Reported EPS 12 Trailing Months | 0.02 |
| Reported EPS Past Year | 1.04 |
| Reported EPS Prior Year | 0.66 |
| Net Income Twelve Trailing Months | 796,000 |
| Net Income Past Year | 796,000 |
| Net Income Prior Year | 29,945,000 |
| Quarterly Revenue Growth YOY | 14.20% |
| 5-Year Revenue Growth | 0.51% |
| Operating Margin Twelve Trailing Months | 48.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 12,051,000 |
| Total Cash Past Year | 12,051,000 |
| Total Cash Prior Year | 167,744,000 |
| Net Cash Position Most Recent Quarter | -929,659,000 |
| Net Cash Position Past Year | -715,793,000 |
| Long Term Debt Past Year | 727,844,000 |
| Long Term Debt Prior Year | 727,844,000 |
| Total Debt Most Recent Quarter | 941,710,000 |
| Equity to Debt Ratio Past Year | 0.49 |
| Equity to Debt Ratio Most Recent Quarter | 0.42 |
| Total Stockholder Equity Past Year | 690,059,000 |
| Total Stockholder Equity Prior Year | 704,696,000 |
| Total Stockholder Equity Most Recent Quarter | 690,059,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 36,666,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.88 |
| Free Cash Flow Past Year | 29,951,000 |
| Free Cash Flow Prior Year | 29,951,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.82 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 2/24/2026 4:14:49 AM EST |