Stock Scorecard
Stock Summary for Northfield Bancorp Inc (NFBK) - $10.52 as of 11/24/2025 9:16:27 PM EST
Total Score
14 out of 30
Safety Score
57 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for NFBK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NFBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NFBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NFBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NFBK (57 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NFBK
Financial Details for NFBK
Company Overview |
|
|---|---|
| Ticker | NFBK |
| Company Name | Northfield Bancorp Inc |
| Country | USA |
| Description | Northfield Bancorp, Inc. serves as the holding company for Northfield Bank, a community-oriented financial institution headquartered in Woodbridge, New Jersey, with a robust footprint in Staten Island and neighboring areas. The bank provides a diverse array of services including personal and business banking, residential and commercial lending, as well as treasury management solutions, all while prioritizing personalized customer service and community engagement. With a focus on prudent risk management and strategic growth initiatives, Northfield Bancorp is well-equipped to thrive in the competitive banking sector while contributing positively to the economic development of its local communities. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/21/2026 |
Stock Price History |
|
| Last Day Price | 10.52 |
| Price 4 Years Ago | 13.54 |
| Last Day Price Updated | 11/24/2025 9:16:27 PM EST |
| Last Day Volume | 911,151 |
| Average Daily Volume | 213,622 |
| 52-Week High | 13.72 |
| 52-Week Low | 9.06 |
| Last Price to 52 Week Low | 16.11% |
Valuation Measures |
|
| Trailing PE | 10.51 |
| Industry PE | 17.04 |
| Sector PE | 22.67 |
| 5-Year Average PE | 13.29 |
| Free Cash Flow Ratio | 35.07 |
| Industry Free Cash Flow Ratio | 6.58 |
| Sector Free Cash Flow Ratio | 40.19 |
| Current Ratio Most Recent Quarter | 0.36 |
| Total Cash Per Share | 0.30 |
| Book Value Per Share Most Recent Quarter | 17.21 |
| Price to Book Ratio | 0.60 |
| Industry Price to Book Ratio | 1.06 |
| Sector Price to Book Ratio | 1.85 |
| Price to Sales Ratio Twelve Trailing Months | 3.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.97 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.67 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 41,801,500 |
| Market Capitalization | 439,751,780 |
| Institutional Ownership | 60.58% |
Dividends |
|
| Ex-Dividend Date | 11/5/2025 |
| Previous Dividend Amount | 0.1300 |
| Current Dividend Amount | 0.1300 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.52 |
| Trailing Annual Dividend Yield | 5.10% |
| Forward Annual Dividend Rate | 0.52 |
| Forward Annual Dividend Yield | 5.10% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.62% |
| 5-Year Average Dividend Yield | 4.18% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.99% |
| All-Time Dividend Growth Rate Percentage | 8.17% |
| Dividend Payout Ratio | 53.61% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 69.80% |
| Annual Earnings Growth | -20.50% |
| Reported EPS 12 Trailing Months | 0.97 |
| Reported EPS Past Year | 0.70 |
| Reported EPS Prior Year | 0.66 |
| Net Income Twelve Trailing Months | 39,449,000 |
| Net Income Past Year | 29,945,000 |
| Net Income Prior Year | 37,669,000 |
| Quarterly Revenue Growth YOY | 30.40% |
| 5-Year Revenue Growth | 6.91% |
| Operating Margin Twelve Trailing Months | 40.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 12,528,000 |
| Total Cash Past Year | 167,744,000 |
| Total Cash Prior Year | -13,889,000 |
| Net Cash Position Most Recent Quarter | -929,182,000 |
| Net Cash Position Past Year | -560,100,000 |
| Long Term Debt Past Year | 727,844,000 |
| Long Term Debt Prior Year | 800,991,000 |
| Total Debt Most Recent Quarter | 941,710,000 |
| Equity to Debt Ratio Past Year | 0.49 |
| Equity to Debt Ratio Most Recent Quarter | 0.43 |
| Total Stockholder Equity Past Year | 704,696,000 |
| Total Stockholder Equity Prior Year | 699,445,000 |
| Total Stockholder Equity Most Recent Quarter | 719,599,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 42,420,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.01 |
| Free Cash Flow Past Year | 29,951,000 |
| Free Cash Flow Prior Year | 43,365,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.16 |
| MACD Signal | -0.20 |
| 20-Day Bollinger Lower Band | 9.77 |
| 20-Day Bollinger Middle Band | 10.96 |
| 20-Day Bollinger Upper Band | 12.16 |
| Beta | 0.86 |
| RSI | 45.93 |
| 50-Day SMA | 11.04 |
| 150-Day SMA | 10.45 |
| 200-Day SMA | 10.95 |
System |
|
| Modified | 11/22/2025 4:41:29 AM EST |