Stock Scorecard
Stock Summary for NorthEast Community Bancorp Inc (NECB) - $29.11 as of 11/13/2026 7:49:10 PM EST
Total Score
9 out of 30
Safety Score
38 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for NECB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NECB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NECB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NECB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NECB (38 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for NECB
Financial Details for NECB
Company Overview |
|
|---|---|
| Ticker | NECB |
| Company Name | NorthEast Community Bancorp Inc |
| Country | N/A |
| Description | Northeast Community Bancorp, Inc. is the holding company of Northeast Community Bank that provides a variety of financial services to consumers and businesses. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 29.11 |
| Price 4 Years Ago | 13.25 |
| Last Day Price Updated | 11/13/2026 7:49:10 PM EST |
| Last Day Volume | 63,944 |
| Average Daily Volume | 57,729 |
| 52-Week High | 30.50 |
| 52-Week Low | 18.72 |
| Last Price to 52 Week Low | 55.50% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 12.75 |
| Sector PE | 17.62 |
| 5-Year Average PE | 7.53 |
| Free Cash Flow Ratio | 5.51 |
| Industry Free Cash Flow Ratio | 11.12 |
| Sector Free Cash Flow Ratio | 53.23 |
| Current Ratio Most Recent Quarter | 0.07 |
| Total Cash Per Share | 5.28 |
| Book Value Per Share Most Recent Quarter | 28.23 |
| Price to Book Ratio | 1.08 |
| Industry Price to Book Ratio | 1.30 |
| Sector Price to Book Ratio | 2.70 |
| Price to Sales Ratio Twelve Trailing Months | 3.91 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 13,766,100 |
| Market Capitalization | 400,731,171 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 10/9/2026 |
| Previous Dividend Amount | 0.2500 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 0.90 |
| Trailing Annual Dividend Yield | 3.09% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 3.44% |
| 5-Year Dividend Payments Count | 23 |
| 3-Year Average Dividend Yield | 2.63% |
| 5-Year Average Dividend Yield | 2.66% |
| 1-Year Dividend Growth Rate Percentage | 20.00% |
| 3-Year Dividend Growth Rate Percentage | 48.16% |
| 5-Year Dividend Growth Rate Percentage | 43.88% |
| All-Time Dividend Growth Rate Percentage | 13.42% |
| Dividend Payout Ratio | 29.70% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -9.20% |
| Annual Earnings Growth | -5.65% |
| Reported EPS 12 Trailing Months | 3.03 |
| Reported EPS Past Year | 2.25 |
| Reported EPS Prior Year | 3.23 |
| Net Income Twelve Trailing Months | 41,230,000 |
| Net Income Past Year | 44,413,000 |
| Net Income Prior Year | 47,074,000 |
| Quarterly Revenue Growth YOY | -3.90% |
| 5-Year Revenue Growth | 25.01% |
| Operating Margin Twelve Trailing Months | 58.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 72,629,000 |
| Total Cash Past Year | 81,275,000 |
| Total Cash Prior Year | 78,359,000 |
| Net Cash Position Most Recent Quarter | -117,371,000 |
| Net Cash Position Past Year | 11,275,000 |
| Long Term Debt Past Year | 70,000,000 |
| Long Term Debt Prior Year | 64,000,000 |
| Total Debt Most Recent Quarter | 190,000,000 |
| Equity to Debt Ratio Past Year | 0.83 |
| Equity to Debt Ratio Most Recent Quarter | 0.66 |
| Total Stockholder Equity Past Year | 351,700,000 |
| Total Stockholder Equity Prior Year | 318,341,000 |
| Total Stockholder Equity Most Recent Quarter | 370,650,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 45,852,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.33 |
| Free Cash Flow Past Year | 50,841,000 |
| Free Cash Flow Prior Year | 48,169,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.56 |
| MACD Signal | 0.61 |
| 20-Day Bollinger Lower Band | 25.15 |
| 20-Day Bollinger Middle Band | 27.03 |
| 20-Day Bollinger Upper Band | 28.91 |
| Beta | 0.37 |
| RSI | 57.08 |
| 50-Day SMA | 24.74 |
| 150-Day SMA | 21.46 |
| 200-Day SMA | 19.47 |
System |
|
| Modified | 11/12/2026 3:28:40 AM EST |