Stock Scorecard
Stock Summary for NorthEast Community Bancorp Inc (NECB) - $21.93 as of 12/5/2025 8:32:24 PM EST
Total Score
17 out of 30
Safety Score
61 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for NECB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NECB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NECB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NECB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NECB (61 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NECB
Financial Details for NECB
Company Overview |
|
|---|---|
| Ticker | NECB |
| Company Name | NorthEast Community Bancorp Inc |
| Country | USA |
| Description | Northeast Community Bancorp Inc. operates as the parent company of Northeast Community Bank, which is dedicated to delivering a comprehensive suite of financial services designed to support the diverse needs of both consumers and small businesses. The bank has earned a reputation as a trusted financial provider within its local market by offering competitive products such as loans, savings accounts, and various banking solutions. With a strong emphasis on community involvement and financial empowerment, Northeast Community Bancorp is strategically positioned for growth and innovation, making it a dependable partner for its customers in an evolving banking landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/28/2026 |
Stock Price History |
|
| Last Day Price | 21.93 |
| Price 4 Years Ago | 9.88 |
| Last Day Price Updated | 12/5/2025 8:32:24 PM EST |
| Last Day Volume | 41,996 |
| Average Daily Volume | 48,849 |
| 52-Week High | 28.49 |
| 52-Week Low | 19.22 |
| Last Price to 52 Week Low | 14.10% |
Valuation Measures |
|
| Trailing PE | 6.65 |
| Industry PE | 17.90 |
| Sector PE | 24.06 |
| 5-Year Average PE | 8.07 |
| Free Cash Flow Ratio | 4.59 |
| Industry Free Cash Flow Ratio | 6.61 |
| Sector Free Cash Flow Ratio | 39.55 |
| Current Ratio Most Recent Quarter | 0.05 |
| Total Cash Per Share | 4.78 |
| Book Value Per Share Most Recent Quarter | 24.53 |
| Price to Book Ratio | 0.83 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 1.92 |
| Price to Sales Ratio Twelve Trailing Months | 2.81 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.12 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 13,483,700 |
| Market Capitalization | 295,697,541 |
| Institutional Ownership | 50.58% |
Dividends |
|
| Ex-Dividend Date | 10/3/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.80 |
| Trailing Annual Dividend Yield | 3.65% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 3.65% |
| 5-Year Dividend Payments Count | 23 |
| 3-Year Average Dividend Yield | 2.58% |
| 5-Year Average Dividend Yield | 2.41% |
| 1-Year Dividend Growth Rate Percentage | 82.93% |
| 3-Year Dividend Growth Rate Percentage | 33.63% |
| 5-Year Dividend Growth Rate Percentage | 49.53% |
| All-Time Dividend Growth Rate Percentage | 12.99% |
| Dividend Payout Ratio | 24.92% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -8.40% |
| Annual Earnings Growth | 1.72% |
| Reported EPS 12 Trailing Months | 3.21 |
| Reported EPS Past Year | 2.44 |
| Reported EPS Prior Year | 3.59 |
| Net Income Twelve Trailing Months | 43,818,000 |
| Net Income Past Year | 47,074,000 |
| Net Income Prior Year | 46,276,000 |
| Quarterly Revenue Growth YOY | -2.10% |
| 5-Year Revenue Growth | 22.60% |
| Operating Margin Twelve Trailing Months | 62.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 64,437,000 |
| Total Cash Past Year | 78,359,000 |
| Total Cash Prior Year | 68,771,000 |
| Net Cash Position Most Recent Quarter | -105,563,000 |
| Net Cash Position Past Year | 14,359,000 |
| Long Term Debt Past Year | 64,000,000 |
| Long Term Debt Prior Year | 64,000,000 |
| Total Debt Most Recent Quarter | 170,000,000 |
| Equity to Debt Ratio Past Year | 0.83 |
| Equity to Debt Ratio Most Recent Quarter | 0.67 |
| Total Stockholder Equity Past Year | 318,341,000 |
| Total Stockholder Equity Prior Year | 279,325,000 |
| Total Stockholder Equity Most Recent Quarter | 344,043,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 49,137,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.64 |
| Free Cash Flow Past Year | 48,169,000 |
| Free Cash Flow Prior Year | 42,209,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.36 |
| MACD Signal | 0.13 |
| 20-Day Bollinger Lower Band | 19.00 |
| 20-Day Bollinger Middle Band | 20.83 |
| 20-Day Bollinger Upper Band | 22.66 |
| Beta | 0.43 |
| RSI | 66.62 |
| 50-Day SMA | 21.90 |
| 150-Day SMA | 18.39 |
| 200-Day SMA | 16.66 |
System |
|
| Modified | 12/4/2025 4:52:55 AM EST |