Stock Scorecard
Stock Summary for NorthEast Community Bancorp Inc (NECB) - $22.89 as of 5/27/2025 11:51:02 AM EST
Total Score
19 out of 30
Safety Score
61 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for NECB
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NECB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NECB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NECB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NECB (61 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NECB
Financial Details for NECB
Company Overview |
|
|---|---|
| Ticker | NECB |
| Company Name | NorthEast Community Bancorp Inc |
| Country | USA |
| Description | Northeast Community Bancorp, Inc. is the holding company of Northeast Community Bank that provides a variety of financial services to consumers and businesses. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/21/2025 |
Stock Price History |
|
| Last Day Price | 22.89 |
| Price 4 Years Ago | 10.16 |
| Last Day Price Updated | 5/27/2025 11:51:02 AM EST |
| Last Day Volume | 20,214 |
| Average Daily Volume | 34,519 |
| 52-Week High | 31.22 |
| 52-Week Low | 16.08 |
| Last Price to 52 Week Low | 42.35% |
Valuation Measures |
|
| Trailing PE | 6.65 |
| Industry PE | 16.04 |
| Sector PE | 20.51 |
| 5-Year Average PE | 12.73 |
| Free Cash Flow Ratio | 3.25 |
| Industry Free Cash Flow Ratio | 3.49 |
| Sector Free Cash Flow Ratio | 12.44 |
| Current Ratio Most Recent Quarter | 0.44 |
| Total Cash Per Share | 7.04 |
| Book Value Per Share Most Recent Quarter | 25.71 |
| Price to Book Ratio | 0.89 |
| Industry Price to Book Ratio | 0.97 |
| Sector Price to Book Ratio | 2.03 |
| Price to Sales Ratio Twelve Trailing Months | 2.79 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.37 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.12 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 12,727,900 |
| Market Capitalization | 291,341,631 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/7/2025 |
| Previous Dividend Amount | 0.1500 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.65 |
| Trailing Annual Dividend Yield | 2.83% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 3.48% |
| 5-Year Dividend Payments Count | 22 |
| 3-Year Average Dividend Yield | 1.70% |
| 5-Year Average Dividend Yield | 2.09% |
| 1-Year Dividend Growth Rate Percentage | 95.12% |
| 3-Year Dividend Growth Rate Percentage | 39.69% |
| 5-Year Dividend Growth Rate Percentage | 51.97% |
| All-Time Dividend Growth Rate Percentage | 9.17% |
| Dividend Payout Ratio | 18.90% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -9.30% |
| Annual Earnings Growth | 1.72% |
| Reported EPS 12 Trailing Months | 3.44 |
| Reported EPS Past Year | 0.76 |
| Reported EPS Prior Year | 3.61 |
| Net Income Twelve Trailing Months | 46,267,000 |
| Net Income Past Year | 47,074,000 |
| Net Income Prior Year | 46,276,000 |
| Quarterly Revenue Growth YOY | -1.70% |
| 5-Year Revenue Growth | 23.30% |
| Operating Margin Twelve Trailing Months | 58.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 89,558,000 |
| Total Cash Past Year | 78,359,000 |
| Total Cash Prior Year | 68,671,000 |
| Net Cash Position Most Recent Quarter | 82,558,000 |
| Net Cash Position Past Year | 14,359,000 |
| Long Term Debt Past Year | 64,000,000 |
| Long Term Debt Prior Year | 64,000,000 |
| Total Debt Most Recent Quarter | 7,000,000 |
| Equity to Debt Ratio Past Year | 0.83 |
| Equity to Debt Ratio Most Recent Quarter | 0.98 |
| Total Stockholder Equity Past Year | 318,341,000 |
| Total Stockholder Equity Prior Year | 279,325,000 |
| Total Stockholder Equity Most Recent Quarter | 327,210,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 45,865,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.60 |
| Free Cash Flow Past Year | 48,169,000 |
| Free Cash Flow Prior Year | 42,209,000 |
Options |
|
| Put/Call Ratio | 23.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.27 |
| MACD Signal | 0.33 |
| 20-Day Bollinger Lower Band | 20.90 |
| 20-Day Bollinger Middle Band | 23.12 |
| 20-Day Bollinger Upper Band | 25.33 |
| Beta | 0.44 |
| RSI | 48.01 |
| 50-Day SMA | 23.17 |
| 150-Day SMA | 17.16 |
| 200-Day SMA | 15.42 |
System |
|
| Modified | 5/27/2025 5:52:42 AM EST |