Stock Scorecard
Stock Summary for Ncino Inc (NCNO) - $17.20 as of 6/2/2026 8:07:15 AM EST
Total Score
11 out of 30
Safety Score
43 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for NCNO
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NCNO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NCNO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NCNO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NCNO (43 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 1 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NCNO
Financial Details for NCNO
Company Overview |
|
|---|---|
| Ticker | NCNO |
| Company Name | Ncino Inc |
| Country | USA |
| Description | nCino, Inc., a software as a service company, provides cloud-based software applications for financial institutions in the United States and internationally. The company is headquartered in Wilmington, North Carolina. |
| Sector Name | TECHNOLOGY |
| Industry Name | SOFTWARE - APPLICATION |
| Most Recent Quarter | 4/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 17.20 |
| Price 4 Years Ago | 26.44 |
| Last Day Price Updated | 6/2/2026 8:07:15 AM EST |
| Last Day Volume | 7,181,138 |
| Average Daily Volume | 3,563,202 |
| 52-Week High | 33.92 |
| 52-Week Low | 13.80 |
| Last Price to 52 Week Low | 24.64% |
Valuation Measures |
|
| Trailing PE | 134.00 |
| Industry PE | 60.30 |
| Sector PE | 111.14 |
| 5-Year Average PE | 0.07 |
| Free Cash Flow Ratio | 21.23 |
| Industry Free Cash Flow Ratio | 30.50 |
| Sector Free Cash Flow Ratio | 77.71 |
| Current Ratio Most Recent Quarter | 1.00 |
| Total Cash Per Share | 0.81 |
| Book Value Per Share Most Recent Quarter | 9.27 |
| Price to Book Ratio | 1.82 |
| Industry Price to Book Ratio | 746.34 |
| Sector Price to Book Ratio | 203.40 |
| Price to Sales Ratio Twelve Trailing Months | 2.89 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.35 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.73 |
| Analyst Buy Ratings | 5 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 109,553,000 |
| Market Capitalization | 1,884,311,600 |
| Institutional Ownership | 114.06% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 147.60% |
| Annual Earnings Growth | 113.68% |
| Reported EPS 12 Trailing Months | 0.12 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 0.71 |
| Net Income Twelve Trailing Months | 5,180,000 |
| Net Income Past Year | 5,180,000 |
| Net Income Prior Year | -37,878,000 |
| Quarterly Revenue Growth YOY | 10.60% |
| 5-Year Revenue Growth | 23.83% |
| Operating Margin Twelve Trailing Months | 13.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 88,374,000 |
| Total Cash Past Year | 88,374,000 |
| Total Cash Prior Year | 120,928,000 |
| Net Cash Position Most Recent Quarter | -125,126,000 |
| Net Cash Position Past Year | -125,126,000 |
| Long Term Debt Past Year | 213,500,000 |
| Long Term Debt Prior Year | 166,000,000 |
| Total Debt Most Recent Quarter | 213,500,000 |
| Equity to Debt Ratio Past Year | 0.83 |
| Equity to Debt Ratio Most Recent Quarter | 0.83 |
| Total Stockholder Equity Past Year | 1,055,915,000 |
| Total Stockholder Equity Prior Year | 1,089,312,000 |
| Total Stockholder Equity Most Recent Quarter | 1,055,915,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 82,564,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.75 |
| Free Cash Flow Past Year | 82,564,000 |
| Free Cash Flow Prior Year | 52,933,000 |
Options |
|
| Put/Call Ratio | 0.91 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 12.03 |
| 20-Day Bollinger Middle Band | 17.53 |
| 20-Day Bollinger Upper Band | 23.02 |
| Beta | 0.72 |
| RSI | 47.19 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 6/2/2026 4:17:12 AM EST |