Stock Scorecard
Stock Summary for Marqeta Inc - Class A (MQ) - $4.66 as of 12/3/2025 12:04:09 PM EST
Total Score
12 out of 30
Safety Score
28 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for MQ
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MQ
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MQ
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MQ
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MQ (28 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 2 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for MQ
Financial Details for MQ
Company Overview |
|
|---|---|
| Ticker | MQ |
| Company Name | Marqeta Inc - Class A |
| Country | USA |
| Description | Marqeta, Inc. is a leading provider of innovative payment solutions, specializing in a cloud-based open API platform that facilitates seamless transaction processing and card issuance services. Headquartered in Oakland, California, Marqeta targets developers and forward-thinking businesses, enabling them to create tailored payment experiences that adapt to the evolving demands of consumers in a fast-paced digital economy. As a pioneer in the payments industry, the company is well-positioned to capitalize on growing market trends, continually advancing its technology and maintaining a customer-centric focus to redefine the standards of payment processing. |
| Sector Name | TECHNOLOGY |
| Industry Name | SOFTWARE - INFRASTRUCTURE |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 4.66 |
| Price 4 Years Ago | 17.17 |
| Last Day Price Updated | 12/3/2025 12:04:09 PM EST |
| Last Day Volume | 4,040,417 |
| Average Daily Volume | 5,365,266 |
| 52-Week High | 7.04 |
| 52-Week Low | 3.48 |
| Last Price to 52 Week Low | 33.91% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 60.09 |
| Sector PE | 58.09 |
| 5-Year Average PE | -155.24 |
| Free Cash Flow Ratio | 2.55 |
| Industry Free Cash Flow Ratio | 19.45 |
| Sector Free Cash Flow Ratio | 35.81 |
| Current Ratio Most Recent Quarter | 1.88 |
| Total Cash Per Share | 1.83 |
| Book Value Per Share Most Recent Quarter | 1.87 |
| Price to Book Ratio | 2.51 |
| Industry Price to Book Ratio | 12.56 |
| Sector Price to Book Ratio | 8.43 |
| Price to Sales Ratio Twelve Trailing Months | 3.65 |
| Industry Price to Sales Ratio Twelve Trailing Months | 5.57 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.10 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 407,235,000 |
| Market Capitalization | 1,897,715,100 |
| Institutional Ownership | 84.49% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 112.24% |
| Reported EPS 12 Trailing Months | -0.09 |
| Reported EPS Past Year | -0.01 |
| Reported EPS Prior Year | 0.07 |
| Net Income Twelve Trailing Months | -39,649,000 |
| Net Income Past Year | 27,287,000 |
| Net Income Prior Year | -222,962,000 |
| Quarterly Revenue Growth YOY | 27.60% |
| 5-Year Revenue Growth | 28.76% |
| Operating Margin Twelve Trailing Months | -2.95% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 747,248,000 |
| Total Cash Past Year | 923,016,000 |
| Total Cash Prior Year | 980,972,000 |
| Net Cash Position Most Recent Quarter | 739,291,000 |
| Net Cash Position Past Year | 915,124,000 |
| Long Term Debt Past Year | 7,892,000 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 7,957,000 |
| Equity to Debt Ratio Past Year | 0.99 |
| Equity to Debt Ratio Most Recent Quarter | 0.99 |
| Total Stockholder Equity Past Year | 1,085,018,000 |
| Total Stockholder Equity Prior Year | 1,243,395,000 |
| Total Stockholder Equity Most Recent Quarter | 839,229,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 106,341,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.26 |
| Free Cash Flow Past Year | 55,752,000 |
| Free Cash Flow Prior Year | 8,453,000 |
Options |
|
| Put/Call Ratio | 0.14 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.05 |
| MACD Signal | -0.05 |
| 20-Day Bollinger Lower Band | 4.04 |
| 20-Day Bollinger Middle Band | 5.36 |
| 20-Day Bollinger Upper Band | 6.69 |
| Beta | 1.49 |
| RSI | 48.28 |
| 50-Day SMA | 4.79 |
| 150-Day SMA | 5.18 |
| 200-Day SMA | 6.03 |
System |
|
| Modified | 12/2/2025 4:22:32 AM EST |