Stock Scorecard
Stock Summary for Mind C.T.I Ltd (MNDO) - $1.17 as of 12/18/2025 9:40:02 AM EST
Total Score
13 out of 30
Safety Score
7 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for MNDO
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MNDO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MNDO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MNDO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MNDO (7 out of 100)
| Stock Price Rating (Max of 10) | 2 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 2 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for MNDO
Financial Details for MNDO
Company Overview |
|
|---|---|
| Ticker | MNDO |
| Company Name | Mind C.T.I Ltd |
| Country | N/A |
| Description | MIND CTI Ltd. (MNDO) is a prominent provider of innovative customer support and converged billing software solutions, catering to a diverse range of telecommunications and service industries worldwide. Headquartered in Yokne'am Illit, Israel, the company specializes in both offline and real-time applications, enhancing customer engagement and operational efficiencies for its clients. With a commitment to innovation and excellence, MIND CTI plays a crucial role in streamlining billing processes and improving customer service delivery, thereby establishing itself as a key player in the competitive telecommunications software landscape. |
| Sector Name | TECHNOLOGY |
| Industry Name | SOFTWARE - APPLICATION |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 1.17 |
| Price 4 Years Ago | 2.05 |
| Last Day Price Updated | 12/18/2025 9:40:02 AM EST |
| Last Day Volume | 17,436 |
| Average Daily Volume | 46,483 |
| 52-Week High | 2.12 |
| 52-Week Low | 0.98 |
| Last Price to 52 Week Low | 19.39% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 58.22 |
| Sector PE | 50.08 |
| 5-Year Average PE | 8.39 |
| Free Cash Flow Ratio | 4.68 |
| Industry Free Cash Flow Ratio | 44.12 |
| Sector Free Cash Flow Ratio | 40.47 |
| Current Ratio Most Recent Quarter | 3.53 |
| Total Cash Per Share | 0.25 |
| Book Value Per Share Most Recent Quarter | 1.08 |
| Price to Book Ratio | 1.12 |
| Industry Price to Book Ratio | 9.85 |
| Sector Price to Book Ratio | 7.71 |
| Price to Sales Ratio Twelve Trailing Months | 1.25 |
| Industry Price to Sales Ratio Twelve Trailing Months | 7.39 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.31 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 20,366,300 |
| Market Capitalization | 23,828,571 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/25/2025 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.2200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.22 |
| Trailing Annual Dividend Yield | 18.18% |
| Forward Annual Dividend Rate | 0.22 |
| Forward Annual Dividend Yield | 18.18% |
| 5-Year Dividend Payments Count | 5 |
| 3-Year Average Dividend Yield | 15.76% |
| 5-Year Average Dividend Yield | 15.46% |
| 1-Year Dividend Growth Rate Percentage | -8.33% |
| 3-Year Dividend Growth Rate Percentage | -4.26% |
| 5-Year Dividend Growth Rate Percentage | -4.09% |
| All-Time Dividend Growth Rate Percentage | 2.08% |
| Dividend Payout Ratio | 146.67% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -25.00% |
| Annual Earnings Growth | -10.39% |
| Reported EPS 12 Trailing Months | 0.15 |
| Reported EPS Past Year | 0.07 |
| Reported EPS Prior Year | 0.22 |
| Net Income Twelve Trailing Months | 2,892,000 |
| Net Income Past Year | 4,630,000 |
| Net Income Prior Year | 5,167,000 |
| Quarterly Revenue Growth YOY | -7.40% |
| 5-Year Revenue Growth | -1.10% |
| Operating Margin Twelve Trailing Months | 13.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 5,189,000 |
| Total Cash Past Year | 4,452,000 |
| Total Cash Prior Year | 2,958,000 |
| Net Cash Position Most Recent Quarter | 5,189,000 |
| Net Cash Position Past Year | 4,452,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 24,296,000 |
| Total Stockholder Equity Prior Year | 24,488,000 |
| Total Stockholder Equity Most Recent Quarter | 22,185,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 3,058,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.15 |
| Free Cash Flow Past Year | 4,104,000 |
| Free Cash Flow Prior Year | 4,036,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.03 |
| MACD Signal | 0.03 |
| 20-Day Bollinger Lower Band | 1.02 |
| 20-Day Bollinger Middle Band | 1.16 |
| 20-Day Bollinger Upper Band | 1.29 |
| Beta | 0.60 |
| RSI | 59.85 |
| 50-Day SMA | 1.46 |
| 150-Day SMA | 1.58 |
| 200-Day SMA | 1.62 |
System |
|
| Modified | 12/18/2025 3:48:38 AM EST |