Stock Scorecard
Stock Summary for Medallion Financial Corp (MFIN) - $9.61 as of 12/20/2024 3:48:32 PM EST
Total Score
17 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for MFIN
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MFIN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MFIN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MFIN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MFIN (58 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for MFIN
Financial Details for MFIN
Company Overview |
|
|---|---|
| Ticker | MFIN |
| Company Name | Medallion Financial Corp |
| Country | USA |
| Description | Medallion Financial Corp. The company is headquartered in New York City, New York. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/28/2025 |
Stock Price History |
|
| Last Day Price | 9.61 |
| Price 4 Years Ago | 4.29 |
| Last Day Price Updated | 12/20/2024 3:48:32 PM EST |
| Last Day Volume | 132,852 |
| Average Daily Volume | 64,324 |
| 52-Week High | 10.50 |
| 52-Week Low | 6.33 |
| Last Price to 52 Week Low | 51.82% |
Valuation Measures |
|
| Trailing PE | 5.79 |
| Industry PE | 25.70 |
| Sector PE | 20.90 |
| 5-Year Average PE | 2.80 |
| Free Cash Flow Ratio | 1.81 |
| Industry Free Cash Flow Ratio | 7.01 |
| Sector Free Cash Flow Ratio | 10.97 |
| Current Ratio Most Recent Quarter | 2.50 |
| Total Cash Per Share | 5.31 |
| Book Value Per Share Most Recent Quarter | 16.32 |
| Price to Book Ratio | 0.62 |
| Industry Price to Book Ratio | 2.33 |
| Sector Price to Book Ratio | 2.63 |
| Price to Sales Ratio Twelve Trailing Months | 0.77 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.92 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 23,067,700 |
| Market Capitalization | 221,680,597 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/15/2024 |
| Last Dividend Amount | 0.10 |
| Current Dividend Amount | 0.11 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.41 |
| Trailing Annual Dividend Yield | 4.19% |
| Forward Annual Dividend Rate | 0.32 |
| Forward Annual Dividend Yield | 3.24% |
| 5-Year Dividend Payments Count | 12 |
| 3-Year Average Dividend Yield | 3.97% |
| 5-Year Average Dividend Yield | 3.97% |
| 1-Year Dividend Growth Rate Percentage | 6.25% |
| 3-Year Dividend Growth Rate Percentage | -24.72% |
| 5-Year Dividend Growth Rate Percentage | -22.65% |
| All-Time Dividend Growth Rate Percentage | -0.85% |
| Dividend Payout Ratio | 24.26% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -22.90% |
| Annual Earnings Growth | 25.64% |
| Reported EPS 12 Trailing Months | 1.69 |
| Reported EPS Past Year | 1.09 |
| Reported EPS Prior Year | 2.37 |
| Net Income Twelve Trailing Months | 40,054,000 |
| Net Income Past Year | 55,079,000 |
| Net Income Prior Year | 43,840,000 |
| Quarterly Revenue Growth YOY | 9.70% |
| 5-Year Revenue Growth | 25.53% |
| Operating Margin Twelve Trailing Months | 0.49 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 122,393,000 |
| Total Cash Past Year | 54,291,000 |
| Total Cash Prior Year | 34,896,000 |
| Net Cash Position Most Recent Quarter | -109,644,000 |
| Net Cash Position Past Year | -181,253,000 |
| Long Term Debt Past Year | 235,544,000 |
| Long Term Debt Prior Year | 214,320,000 |
| Total Debt Most Recent Quarter | 232,037,000 |
| Equity to Debt Ratio Past Year | 0.59 |
| Equity to Debt Ratio Most Recent Quarter | 0.61 |
| Total Stockholder Equity Past Year | 342,986,000 |
| Total Stockholder Equity Prior Year | 301,736,000 |
| Total Stockholder Equity Most Recent Quarter | 362,388,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 106,771,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.63 |
| Free Cash Flow Past Year | 0 |
| Free Cash Flow Prior Year | 0 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.18 |
| MACD Signal | 0.18 |
| 20-Day Bollinger Lower Band | 6.91 |
| 20-Day Bollinger Middle Band | 8.66 |
| 20-Day Bollinger Upper Band | 10.40 |
| Beta | 2.12 |
| RSI | 51.03 |
| 50-Day SMA | 8.28 |
| 150-Day SMA | 7.45 |
| 200-Day SMA | 7.37 |
System |
|
| Modified | 12/21/2024 6:04:13 AM EST |