Stock Scorecard
Stock Summary for MetroCity Bankshares Inc (MCBS) - $28.66 as of 5/8/2025 8:40:22 PM EST
Total Score
15 out of 30
Safety Score
54 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for MCBS
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MCBS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MCBS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MCBS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MCBS (54 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for MCBS
Financial Details for MCBS
Company Overview |
|
|---|---|
| Ticker | MCBS |
| Company Name | MetroCity Bankshares Inc |
| Country | USA |
| Description | MetroCity Bankshares, Inc. is the banking holding company for Metro City Bank offering banking products and services in Georgia, United States. The company is headquartered in Doraville, Georgia. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/17/2025 |
Stock Price History |
|
| Last Day Price | 28.66 |
| Price 4 Years Ago | 24.62 |
| Last Day Price Updated | 5/8/2025 8:40:22 PM EST |
| Last Day Volume | 34,344 |
| Average Daily Volume | 45,361 |
| 52-Week High | 35.59 |
| 52-Week Low | 22.60 |
| Last Price to 52 Week Low | 26.81% |
Valuation Measures |
|
| Trailing PE | 10.98 |
| Industry PE | 16.15 |
| Sector PE | 18.79 |
| 5-Year Average PE | 17.06 |
| Free Cash Flow Ratio | 2.67 |
| Industry Free Cash Flow Ratio | 6.75 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 38.21 |
| Total Cash Per Share | 10.72 |
| Book Value Per Share Most Recent Quarter | 16.85 |
| Price to Book Ratio | 1.69 |
| Industry Price to Book Ratio | 1.05 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 5.03 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 25,402,800 |
| Market Capitalization | 728,044,248 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/30/2025 |
| Previous Dividend Amount | 0.2300 |
| Current Dividend Amount | 0.2300 |
| Total Years Dividend Increasing | 4 |
| Trailing Annual Dividend Rate | 0.89 |
| Trailing Annual Dividend Yield | 3.18% |
| Forward Annual Dividend Rate | 0.92 |
| Forward Annual Dividend Yield | 3.29% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.64% |
| 5-Year Average Dividend Yield | 2.67% |
| 1-Year Dividend Growth Rate Percentage | 10.84% |
| 3-Year Dividend Growth Rate Percentage | 5.28% |
| 5-Year Dividend Growth Rate Percentage | 18.92% |
| All-Time Dividend Growth Rate Percentage | 13.91% |
| Dividend Payout Ratio | 34.50% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 10.50% |
| Annual Earnings Growth | 24.98% |
| Reported EPS 12 Trailing Months | 2.58 |
| Reported EPS Past Year | 0.63 |
| Reported EPS Prior Year | 2.51 |
| Net Income Twelve Trailing Months | 66,170,000 |
| Net Income Past Year | 64,504,000 |
| Net Income Prior Year | 51,613,000 |
| Quarterly Revenue Growth YOY | 9.40% |
| 5-Year Revenue Growth | 16.12% |
| Operating Margin Twelve Trailing Months | 61.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 272,317,000 |
| Total Cash Past Year | 236,338,000 |
| Total Cash Prior Year | 142,152,000 |
| Net Cash Position Most Recent Quarter | -102,683,000 |
| Net Cash Position Past Year | -138,662,000 |
| Long Term Debt Past Year | 375,000,000 |
| Long Term Debt Prior Year | 325,000,000 |
| Total Debt Most Recent Quarter | 375,000,000 |
| Equity to Debt Ratio Past Year | 0.53 |
| Equity to Debt Ratio Most Recent Quarter | 0.53 |
| Total Stockholder Equity Past Year | 421,353,000 |
| Total Stockholder Equity Prior Year | 381,517,000 |
| Total Stockholder Equity Most Recent Quarter | 427,969,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 45,544,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.79 |
| Free Cash Flow Past Year | 59,270,000 |
| Free Cash Flow Prior Year | 77,168,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.34 |
| MACD Signal | 0.14 |
| 20-Day Bollinger Lower Band | 24.95 |
| 20-Day Bollinger Middle Band | 28.96 |
| 20-Day Bollinger Upper Band | 32.96 |
| Beta | 0.66 |
| RSI | 58.27 |
| 50-Day SMA | 28.94 |
| 150-Day SMA | 22.67 |
| 200-Day SMA | 22.15 |
System |
|
| Modified | 5/8/2025 4:42:25 AM EST |