Stock Scorecard
Stock Summary for Metropolitan Bank Holding Corp (MCB) - $77.49 as of 12/5/2025 8:28:39 PM EST
Total Score
12 out of 30
Safety Score
49 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for MCB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MCB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MCB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MCB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MCB (49 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for MCB
Financial Details for MCB
Company Overview |
|
|---|---|
| Ticker | MCB |
| Company Name | Metropolitan Bank Holding Corp |
| Country | USA |
| Description | Metropolitan Bank Holding Corp. (MCB) is a prominent financial institution headquartered in New York, offering a diverse array of banking services designed to meet the needs of both local businesses and consumers. With a commitment to fostering strong community relationships and providing innovative financial solutions, the bank maintains a solid capital foundation that underpins its strategic growth initiatives. Metropolitan Bank's proactive approach to navigating the dynamic banking environment positions it favorably to capitalize on emerging opportunities, ensuring long-term sustainability and value creation for its stakeholders. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/22/2026 |
Stock Price History |
|
| Last Day Price | 77.49 |
| Price 4 Years Ago | 106.07 |
| Last Day Price Updated | 12/5/2025 8:28:39 PM EST |
| Last Day Volume | 56,801 |
| Average Daily Volume | 117,301 |
| 52-Week High | 81.15 |
| 52-Week Low | 46.88 |
| Last Price to 52 Week Low | 65.29% |
Valuation Measures |
|
| Trailing PE | 13.00 |
| Industry PE | 17.90 |
| Sector PE | 24.06 |
| 5-Year Average PE | 11.88 |
| Free Cash Flow Ratio | 2.07 |
| Industry Free Cash Flow Ratio | 6.61 |
| Sector Free Cash Flow Ratio | 39.55 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 37.48 |
| Book Value Per Share Most Recent Quarter | 70.51 |
| Price to Book Ratio | 1.05 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 1.92 |
| Price to Sales Ratio Twelve Trailing Months | 2.98 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.12 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 10,298,000 |
| Market Capitalization | 797,992,020 |
| Institutional Ownership | 91.69% |
Dividends |
|
| Ex-Dividend Date | 10/30/2025 |
| Previous Dividend Amount | 0.1500 |
| Current Dividend Amount | 0.1500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.30 |
| Trailing Annual Dividend Yield | 0.39% |
| Forward Annual Dividend Rate | 0.60 |
| Forward Annual Dividend Yield | 0.77% |
| 5-Year Dividend Payments Count | 2 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | 5.22% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -38.00% |
| Annual Earnings Growth | -13.70% |
| Reported EPS 12 Trailing Months | 5.75 |
| Reported EPS Past Year | 3.88 |
| Reported EPS Prior Year | 6.51 |
| Net Income Twelve Trailing Months | 63,658,000 |
| Net Income Past Year | 66,686,000 |
| Net Income Prior Year | 77,268,000 |
| Quarterly Revenue Growth YOY | -18.70% |
| 5-Year Revenue Growth | 28.51% |
| Operating Margin Twelve Trailing Months | 21.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 385,936,000 |
| Total Cash Past Year | 200,268,000 |
| Total Cash Prior Year | 269,465,000 |
| Net Cash Position Most Recent Quarter | 93,581,000 |
| Net Cash Position Past Year | -257,173,000 |
| Long Term Debt Past Year | 457,441,000 |
| Long Term Debt Prior Year | 546,585,000 |
| Total Debt Most Recent Quarter | 292,355,000 |
| Equity to Debt Ratio Past Year | 0.61 |
| Equity to Debt Ratio Most Recent Quarter | 0.71 |
| Total Stockholder Equity Past Year | 729,827,000 |
| Total Stockholder Equity Prior Year | 659,021,000 |
| Total Stockholder Equity Most Recent Quarter | 732,040,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 136,843,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 13.29 |
| Free Cash Flow Past Year | 145,828,000 |
| Free Cash Flow Prior Year | 36,677,000 |
Options |
|
| Put/Call Ratio | 1.50 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.29 |
| MACD Signal | 0.39 |
| 20-Day Bollinger Lower Band | 65.59 |
| 20-Day Bollinger Middle Band | 73.53 |
| 20-Day Bollinger Upper Band | 81.46 |
| Beta | 1.16 |
| RSI | 67.10 |
| 50-Day SMA | 66.10 |
| 150-Day SMA | 51.13 |
| 200-Day SMA | 57.41 |
System |
|
| Modified | 12/4/2025 3:48:27 AM EST |