Stock Scorecard
Stock Summary for Mastercard Incorporated - Class A (MA) - $538.79 as of 2/2/2026 11:23:54 AM EST
Total Score
9 out of 30
Safety Score
52 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for MA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MA (52 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Financial Details for MA
Company Overview |
|
|---|---|
| Ticker | MA |
| Company Name | Mastercard Incorporated - Class A |
| Country | N/A |
| Description | Mastercard Incorporated is a prominent global payments technology company based in Purchase, New York, with substantial operations in O'Fallon, Missouri. The company specializes in facilitating electronic payments, connecting consumers, financial institutions, and merchants through a comprehensive range of credit, debit, and prepaid card services. With a strong commitment to innovation, Mastercard has consistently adapted to the evolving landscape of digital transactions since its IPO in 2006, achieving significant growth. As a vital player in the global payments industry, Mastercard strategically expands its service offerings and enhances its international footprint, positioning itself for sustained long-term growth in an increasingly digital economy. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 4/29/2026 |
Stock Price History |
|
| Last Day Price | 538.79 |
| Price 4 Years Ago | 341.73 |
| Last Day Price Updated | 2/2/2026 11:23:54 AM EST |
| Last Day Volume | 4,307,289 |
| Average Daily Volume | 3,676,814 |
| 52-Week High | 600.08 |
| 52-Week Low | 462.92 |
| Last Price to 52 Week Low | 16.39% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 32.88 |
| Sector PE | 25.57 |
| 5-Year Average PE | 38.24 |
| Free Cash Flow Ratio | 45.43 |
| Industry Free Cash Flow Ratio | 14.60 |
| Sector Free Cash Flow Ratio | 33.41 |
| Current Ratio Most Recent Quarter | 1.03 |
| Total Cash Per Share | 11.86 |
| Book Value Per Share Most Recent Quarter | 8.78 |
| Price to Book Ratio | 59.91 |
| Industry Price to Book Ratio | 2.73 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 14.95 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.05 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.84 |
| Analyst Buy Ratings | 25 |
| Analyst Strong Buy Ratings | 5 |
Share Statistics |
|
| Total Shares Outstanding | 891,258,000 |
| Market Capitalization | 480,200,897,820 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 1/9/2026 |
| Previous Dividend Amount | 0.7600 |
| Current Dividend Amount | 0.8700 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.15 |
| Trailing Annual Dividend Yield | 0.58% |
| Forward Annual Dividend Rate | 3.48 |
| Forward Annual Dividend Yield | 0.64% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.53% |
| 5-Year Average Dividend Yield | 0.54% |
| 1-Year Dividend Growth Rate Percentage | 14.47% |
| 3-Year Dividend Growth Rate Percentage | 6.99% |
| 5-Year Dividend Growth Rate Percentage | 15.43% |
| All-Time Dividend Growth Rate Percentage | 25.10% |
| Dividend Payout Ratio | 20.11% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 22.90% |
| Annual Earnings Growth | 15.00% |
| Reported EPS 12 Trailing Months | 15.66 |
| Reported EPS Past Year | 12.04 |
| Reported EPS Prior Year | 14.61 |
| Net Income Twelve Trailing Months | 14,250,000,000 |
| Net Income Past Year | 12,874,000,000 |
| Net Income Prior Year | 11,195,000,000 |
| Quarterly Revenue Growth YOY | 16.70% |
| 5-Year Revenue Growth | 10.78% |
| Operating Margin Twelve Trailing Months | 59.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 10,566,000,000 |
| Total Cash Past Year | 8,442,000,000 |
| Total Cash Prior Year | 8,588,000,000 |
| Net Cash Position Most Recent Quarter | -8,417,000,000 |
| Net Cash Position Past Year | -9,034,000,000 |
| Long Term Debt Past Year | 17,476,000,000 |
| Long Term Debt Prior Year | 14,344,000,000 |
| Total Debt Most Recent Quarter | 18,983,000,000 |
| Equity to Debt Ratio Past Year | 0.27 |
| Equity to Debt Ratio Most Recent Quarter | 0.29 |
| Total Stockholder Equity Past Year | 6,485,000,000 |
| Total Stockholder Equity Prior Year | 6,929,000,000 |
| Total Stockholder Equity Most Recent Quarter | 7,746,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 17,008,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 19.08 |
| Free Cash Flow Past Year | 14,306,000,000 |
| Free Cash Flow Prior Year | 11,609,000,000 |
Options |
|
| Put/Call Ratio | 0.99 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -9.78 |
| MACD Signal | -6.86 |
| 20-Day Bollinger Lower Band | 526.83 |
| 20-Day Bollinger Middle Band | 558.13 |
| 20-Day Bollinger Upper Band | 589.42 |
| Beta | 0.86 |
| RSI | 39.67 |
| 50-Day SMA | 556.64 |
| 150-Day SMA | 477.58 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 1/31/2026 2:57:32 AM EST |