Stock Scorecard
Stock Summary for Mastercard Incorporated - Class A (MA) - $500.10 as of 5/8/2026 6:19:24 PM EST
Total Score
11 out of 30
Safety Score
68 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for MA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MA (68 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 6 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for MA
Company Overview |
|
|---|---|
| Ticker | MA |
| Company Name | Mastercard Incorporated - Class A |
| Country | USA |
| Description | Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/30/2026 |
Stock Price History |
|
| Last Day Price | 500.10 |
| Price 4 Years Ago | 340.62 |
| Last Day Price Updated | 5/8/2026 6:19:24 PM EST |
| Last Day Volume | 4,964,090 |
| Average Daily Volume | 3,639,143 |
| 52-Week High | 599.05 |
| 52-Week Low | 479.68 |
| Last Price to 52 Week Low | 4.26% |
Valuation Measures |
|
| Trailing PE | 28.73 |
| Industry PE | 21.42 |
| Sector PE | 61.45 |
| 5-Year Average PE | 48.77 |
| Free Cash Flow Ratio | 55.50 |
| Industry Free Cash Flow Ratio | 15.14 |
| Sector Free Cash Flow Ratio | 33.25 |
| Current Ratio Most Recent Quarter | 0.98 |
| Total Cash Per Share | 9.01 |
| Book Value Per Share Most Recent Quarter | 8.65 |
| Price to Book Ratio | 66.38 |
| Industry Price to Book Ratio | 5.86 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 12.94 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.50 |
| Analyst Buy Ratings | 29 |
| Analyst Strong Buy Ratings | 7 |
Share Statistics |
|
| Total Shares Outstanding | 877,036,000 |
| Market Capitalization | 438,605,703,600 |
| Institutional Ownership | 91.28% |
Dividends |
|
| Ex-Dividend Date | 4/9/2026 |
| Previous Dividend Amount | 0.8700 |
| Current Dividend Amount | 0.8700 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.26 |
| Trailing Annual Dividend Yield | 0.66% |
| Forward Annual Dividend Rate | 3.48 |
| Forward Annual Dividend Yield | 0.71% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.53% |
| 5-Year Average Dividend Yield | 0.54% |
| 1-Year Dividend Growth Rate Percentage | 14.47% |
| 3-Year Dividend Growth Rate Percentage | 6.99% |
| 5-Year Dividend Growth Rate Percentage | 15.43% |
| All-Time Dividend Growth Rate Percentage | 25.10% |
| Dividend Payout Ratio | 18.84% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 21.20% |
| Annual Earnings Growth | 16.27% |
| Reported EPS 12 Trailing Months | 17.30 |
| Reported EPS Past Year | 4.60 |
| Reported EPS Prior Year | 17.02 |
| Net Income Twelve Trailing Months | 15,570,000,000 |
| Net Income Past Year | 14,968,000,000 |
| Net Income Prior Year | 12,874,000,000 |
| Quarterly Revenue Growth YOY | 15.80% |
| 5-Year Revenue Growth | 16.47% |
| Operating Margin Twelve Trailing Months | 60.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 7,906,000,000 |
| Total Cash Past Year | 10,566,000,000 |
| Total Cash Prior Year | 8,442,000,000 |
| Net Cash Position Most Recent Quarter | -9,306,000,000 |
| Net Cash Position Past Year | -7,685,000,000 |
| Long Term Debt Past Year | 18,251,000,000 |
| Long Term Debt Prior Year | 17,476,000,000 |
| Total Debt Most Recent Quarter | 17,212,000,000 |
| Equity to Debt Ratio Past Year | 0.30 |
| Equity to Debt Ratio Most Recent Quarter | 0.28 |
| Total Stockholder Equity Past Year | 7,737,000,000 |
| Total Stockholder Equity Prior Year | 6,485,000,000 |
| Total Stockholder Equity Most Recent Quarter | 6,722,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 17,716,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 20.20 |
| Free Cash Flow Past Year | 16,912,000,000 |
| Free Cash Flow Prior Year | 14,306,000,000 |
Options |
|
| Put/Call Ratio | 0.87 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -2.06 |
| MACD Signal | -0.21 |
| 20-Day Bollinger Lower Band | 467.99 |
| 20-Day Bollinger Middle Band | 521.57 |
| 20-Day Bollinger Upper Band | 575.16 |
| Beta | 0.76 |
| RSI | 43.16 |
| 50-Day SMA | 547.43 |
| 150-Day SMA | 490.28 |
| 200-Day SMA | 453.28 |
System |
|
| Modified | 5/7/2026 3:17:39 AM EST |