Stock Scorecard
Stock Summary for Mastercard Incorporated - Class A (MA) - $563.50 as of 7/25/2025 12:56:38 PM EST
Total Score
12 out of 30
Safety Score
65 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for MA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MA (65 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 4 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for MA
Financial Details for MA
Company Overview |
|
|---|---|
| Ticker | MA |
| Company Name | Mastercard Incorporated - Class A |
| Country | USA |
| Description | Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006. |
| Sector Name | TRADE & SERVICES |
| Industry Name | SERVICES-BUSINESS SERVICES, NEC |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/31/2025 |
Stock Price History |
|
| Last Day Price | 563.50 |
| Price 4 Years Ago | 351.52 |
| Last Day Price Updated | 7/25/2025 12:56:38 PM EST |
| Last Day Volume | 1,874,746 |
| Average Daily Volume | 3,233,055 |
| 52-Week High | 593.91 |
| 52-Week Low | 427.09 |
| Last Price to 52 Week Low | 31.94% |
Valuation Measures |
|
| Trailing PE | 39.21 |
| Industry PE | 87.32 |
| Sector PE | 50.74 |
| 5-Year Average PE | 58.85 |
| Free Cash Flow Ratio | 67.08 |
| Industry Free Cash Flow Ratio | 45.93 |
| Sector Free Cash Flow Ratio | 64.07 |
| Current Ratio Most Recent Quarter | 1.11 |
| Total Cash Per Share | 8.40 |
| Book Value Per Share Most Recent Quarter | 7.33 |
| Price to Book Ratio | 75.50 |
| Industry Price to Book Ratio | 8.98 |
| Sector Price to Book Ratio | 11.11 |
| Price to Sales Ratio Twelve Trailing Months | 17.45 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.08 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.30 |
| Analyst Buy Ratings | 21 |
| Analyst Strong Buy Ratings | 7 |
Share Statistics |
|
| Total Shares Outstanding | 901,263,000 |
| Market Capitalization | 507,861,700,500 |
| Institutional Ownership | 90.46% |
Dividends |
|
| Ex-Dividend Date | 7/9/2025 |
| Previous Dividend Amount | 0.7600 |
| Current Dividend Amount | 0.7600 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.94 |
| Trailing Annual Dividend Yield | 0.53% |
| Forward Annual Dividend Rate | 3.04 |
| Forward Annual Dividend Yield | 0.54% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.50% |
| 5-Year Average Dividend Yield | 0.53% |
| 1-Year Dividend Growth Rate Percentage | 15.15% |
| 3-Year Dividend Growth Rate Percentage | 7.31% |
| 5-Year Dividend Growth Rate Percentage | 14.64% |
| All-Time Dividend Growth Rate Percentage | 25.71% |
| Dividend Payout Ratio | 20.63% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 11.50% |
| Annual Earnings Growth | 15.00% |
| Reported EPS 12 Trailing Months | 14.25 |
| Reported EPS Past Year | 3.59 |
| Reported EPS Prior Year | 14.61 |
| Net Income Twelve Trailing Months | 13,143,000,000 |
| Net Income Past Year | 12,874,000,000 |
| Net Income Prior Year | 11,195,000,000 |
| Quarterly Revenue Growth YOY | 14.20% |
| 5-Year Revenue Growth | 10.78% |
| Operating Margin Twelve Trailing Months | 59.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 7,575,000,000 |
| Total Cash Past Year | 8,442,000,000 |
| Total Cash Prior Year | 8,588,000,000 |
| Net Cash Position Most Recent Quarter | -11,227,000,000 |
| Net Cash Position Past Year | -9,034,000,000 |
| Long Term Debt Past Year | 17,476,000,000 |
| Long Term Debt Prior Year | 14,344,000,000 |
| Total Debt Most Recent Quarter | 18,802,000,000 |
| Equity to Debt Ratio Past Year | 0.27 |
| Equity to Debt Ratio Most Recent Quarter | 0.26 |
| Total Stockholder Equity Past Year | 6,485,000,000 |
| Total Stockholder Equity Prior Year | 6,929,000,000 |
| Total Stockholder Equity Most Recent Quarter | 6,671,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 14,668,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 16.27 |
| Free Cash Flow Past Year | 14,306,000,000 |
| Free Cash Flow Prior Year | 11,609,000,000 |
Options |
|
| Put/Call Ratio | 1.10 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.61 |
| MACD Signal | -2.22 |
| 20-Day Bollinger Lower Band | 497.28 |
| 20-Day Bollinger Middle Band | 548.51 |
| 20-Day Bollinger Upper Band | 599.74 |
| Beta | 1.02 |
| RSI | 52.71 |
| 50-Day SMA | 527.31 |
| 150-Day SMA | 437.48 |
| 200-Day SMA | 413.29 |
System |
|
| Modified | 7/24/2025 4:24:32 AM EST |