Stock Scorecard
Stock Summary for Lloyds Banking Group plc (LYG) - $3.76 as of 4/18/2025 9:06:01 AM EST
Total Score
9 out of 30
Safety Score
46 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for LYG
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LYG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LYG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for LYG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for LYG (46 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 1 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for LYG
Financial Details for LYG
Company Overview |
|
|---|---|
| Ticker | LYG |
| Company Name | Lloyds Banking Group plc |
| Country | USA |
| Description | Lloyds Banking Group plc, offers a range of banking and financial services in the UK and internationally. The company is headquartered in London, the United Kingdom. |
| Sector Name | FINANCE |
| Industry Name | COMMERCIAL BANKS, NEC |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 5/16/2025 |
Stock Price History |
|
| Last Day Price | 3.76 |
| Price 4 Years Ago | 2.12 |
| Last Day Price Updated | 4/18/2025 9:06:01 AM EST |
| Last Day Volume | 24,841,029 |
| Average Daily Volume | 32,978,755 |
| 52-Week High | 3.80 |
| 52-Week Low | 2.37 |
| Last Price to 52 Week Low | 58.65% |
Valuation Measures |
|
| Trailing PE | 11.78 |
| Industry PE | 10.91 |
| Sector PE | 16.87 |
| 5-Year Average PE | 4.01 |
| Free Cash Flow Ratio | 0.90 |
| Industry Free Cash Flow Ratio | 2.34 |
| Sector Free Cash Flow Ratio | 30.20 |
| Current Ratio Most Recent Quarter | 7.18 |
| Total Cash Per Share | 4.18 |
| Book Value Per Share Most Recent Quarter | 0.66 |
| Price to Book Ratio | 0.95 |
| Industry Price to Book Ratio | 1.39 |
| Sector Price to Book Ratio | 4.74 |
| Price to Sales Ratio Twelve Trailing Months | 3.23 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.39 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 15,006,800,000 |
| Market Capitalization | 56,425,568,000 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/11/2025 |
| Previous Dividend Amount | 0.0546 |
| Current Dividend Amount | 0.1035 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 0.16 |
| Trailing Annual Dividend Yield | 4.19% |
| Forward Annual Dividend Rate | 0.21 |
| Forward Annual Dividend Yield | 5.49% |
| 5-Year Dividend Payments Count | 9 |
| 3-Year Average Dividend Yield | 5.59% |
| 5-Year Average Dividend Yield | 4.97% |
| 1-Year Dividend Growth Rate Percentage | 39.95% |
| 3-Year Dividend Growth Rate Percentage | 18.30% |
| 5-Year Dividend Growth Rate Percentage | 31.50% |
| All-Time Dividend Growth Rate Percentage | -15.89% |
| Dividend Payout Ratio | 49.42% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -50.70% |
| Annual Earnings Growth | -19.03% |
| Reported EPS 12 Trailing Months | 0.32 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 0.42 |
| Net Income Twelve Trailing Months | 4,314,000,000 |
| Net Income Past Year | 4,421,000,000 |
| Net Income Prior Year | 5,460,000,000 |
| Quarterly Revenue Growth YOY | -19.70% |
| 5-Year Revenue Growth | -0.83% |
| Operating Margin Twelve Trailing Months | 25.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 62,682,000,000 |
| Total Cash Past Year | 62,682,000,000 |
| Total Cash Prior Year | 79,022,000,000 |
| Net Cash Position Most Recent Quarter | -26,439,000,000 |
| Net Cash Position Past Year | -21,867,000,000 |
| Long Term Debt Past Year | 84,549,000,000 |
| Long Term Debt Prior Year | 84,549,000,000 |
| Total Debt Most Recent Quarter | 89,121,000,000 |
| Equity to Debt Ratio Past Year | 0.35 |
| Equity to Debt Ratio Most Recent Quarter | 0.34 |
| Total Stockholder Equity Past Year | 45,716,000,000 |
| Total Stockholder Equity Prior Year | 47,164,000,000 |
| Total Stockholder Equity Most Recent Quarter | 45,716,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 0 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | -8,757,000,000 |
| Free Cash Flow Prior Year | 1,355,000,000 |
Options |
|
| Put/Call Ratio | 0.20 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.04 |
| MACD Signal | 0.03 |
| 20-Day Bollinger Lower Band | 2.26 |
| 20-Day Bollinger Middle Band | 3.14 |
| 20-Day Bollinger Upper Band | 4.01 |
| Beta | 1.04 |
| RSI | 59.29 |
| 50-Day SMA | 2.92 |
| 150-Day SMA | 2.29 |
| 200-Day SMA | 2.24 |
System |
|
| Modified | 4/17/2025 5:22:39 AM EST |