Stock Scorecard
Stock Summary for LexinFintech Holdings Ltd (LX) - $3.39 as of 11/21/2025 3:58:57 PM EST
Total Score
21 out of 30
Safety Score
32 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for LX
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LX
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LX
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for LX
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for LX (32 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 4 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 10 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -40 |
Latest News for for LX
Financial Details for LX
Company Overview |
|
|---|---|
| Ticker | LX |
| Company Name | LexinFintech Holdings Ltd |
| Country | China |
| Description | LexinFintech Holdings Ltd. is a leading online consumer finance platform headquartered in Shenzhen, China, specializing in providing tailored financial solutions to young professionals. The company leverages cutting-edge technology to enhance credit accessibility and improve financial literacy, positioning itself to capitalize on the growing demand for digital financial services among a rapidly expanding consumer base. With a strategic emphasis on customer engagement and a broadening suite of services, LexinFintech is well-equipped to navigate the dynamic fintech environment and maintain its competitive advantage. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 11/24/2025 |
Stock Price History |
|
| Last Day Price | 3.39 |
| Price 4 Years Ago | 3.10 |
| Last Day Price Updated | 11/21/2025 3:58:57 PM EST |
| Last Day Volume | 2,939,324 |
| Average Daily Volume | 4,265,676 |
| 52-Week High | 11.11 |
| 52-Week Low | 3.18 |
| Last Price to 52 Week Low | 6.60% |
Valuation Measures |
|
| Trailing PE | 3.23 |
| Industry PE | 22.41 |
| Sector PE | 22.74 |
| 5-Year Average PE | 1.06 |
| Free Cash Flow Ratio | 0.22 |
| Industry Free Cash Flow Ratio | 12.58 |
| Sector Free Cash Flow Ratio | 40.42 |
| Current Ratio Most Recent Quarter | 1.89 |
| Total Cash Per Share | 15.67 |
| Book Value Per Share Most Recent Quarter | 68.17 |
| Price to Book Ratio | 0.37 |
| Industry Price to Book Ratio | 3.91 |
| Sector Price to Book Ratio | 1.85 |
| Price to Sales Ratio Twelve Trailing Months | 0.04 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.94 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.69 |
| Analyst Buy Ratings | 4 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 132,592,000 |
| Market Capitalization | 449,486,880 |
| Institutional Ownership | 57.47% |
Dividends |
|
| Ex-Dividend Date | 8/26/2025 |
| Previous Dividend Amount | 0.1100 |
| Current Dividend Amount | 0.1940 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 0.30 |
| Trailing Annual Dividend Yield | 7.68% |
| Forward Annual Dividend Rate | 0.39 |
| Forward Annual Dividend Yield | 9.80% |
| 5-Year Dividend Payments Count | 5 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 120.29% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 120.29% |
| Dividend Payout Ratio | 23.75% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 110.30% |
| Annual Earnings Growth | 3.24% |
| Reported EPS 12 Trailing Months | 1.28 |
| Reported EPS Past Year | 3.19 |
| Reported EPS Prior Year | 2.02 |
| Net Income Twelve Trailing Months | 1,614,031,000 |
| Net Income Past Year | 1,100,460,000 |
| Net Income Prior Year | 1,065,945,000 |
| Quarterly Revenue Growth YOY | -1.50% |
| 5-Year Revenue Growth | 6.02% |
| Operating Margin Twelve Trailing Months | 12.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 2,077,282,000 |
| Total Cash Past Year | 2,254,213,000 |
| Total Cash Prior Year | 2,624,719,000 |
| Net Cash Position Most Recent Quarter | 854,243,000 |
| Net Cash Position Past Year | 471,978,000 |
| Long Term Debt Past Year | 1,782,235,000 |
| Long Term Debt Prior Year | 980,070,000 |
| Total Debt Most Recent Quarter | 1,223,039,000 |
| Equity to Debt Ratio Past Year | 0.86 |
| Equity to Debt Ratio Most Recent Quarter | 0.90 |
| Total Stockholder Equity Past Year | 10,740,006,000 |
| Total Stockholder Equity Prior Year | 9,710,082,000 |
| Total Stockholder Equity Most Recent Quarter | 11,604,899,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 0 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | 834,397,000 |
| Free Cash Flow Prior Year | 2,557,529,000 |
Options |
|
| Put/Call Ratio | 0.56 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.36 |
| MACD Signal | -0.32 |
| 20-Day Bollinger Lower Band | 3.77 |
| 20-Day Bollinger Middle Band | 5.60 |
| 20-Day Bollinger Upper Band | 7.43 |
| Beta | 0.68 |
| RSI | 31.94 |
| 50-Day SMA | 6.78 |
| 150-Day SMA | 3.58 |
| 200-Day SMA | 3.13 |
System |
|
| Modified | 11/22/2025 3:18:12 AM EST |