Stock Scorecard



Stock Summary for LexinFintech Holdings Ltd (LX) - $11.11 as of 3/28/2025 8:21:58 PM EST

Total Score

18 out of 30

Safety Score

29 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for LX

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for LX

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for LX

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for LX

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for LX (29 out of 100)

Stock Price Rating (Max of 10) 5
Historical Stock Price Rating (Max of 10) 3
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 9
Book Value to Price (Max of 10) 10
Analyst Buy Ratings (Max of 5) 4
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 4
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 10
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -40

Latest News for for LX

LexinFintech ( LX ) Q4 2024 Earnings Call Transcript 3/19/2025 10:00:00 AM
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2024 Unaudited Financial Results 3/18/2025 10:00:00 PM
LexinFintech Holdings Ltd. to Report Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results on March 18, 2025 3/10/2025 10:00:00 AM
LexinFintech Holdings Ltd. to Report Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results on March 18, 2025 - LexinFintech Holdings ( NASDAQ:LX ) 3/10/2025 10:00:00 AM
Top 3 Financial Stocks That May Collapse In Q1 - Brighthouse Finl ( NASDAQ:BHF ) , LexinFintech Holdings ( NASDAQ:LX ) 2/19/2025 2:00:00 PM
Top 2 Financial Stocks That May Keep You Up At Night This Month - AppTech Payments ( NASDAQ:APCX ) , LexinFintech Holdings ( NASDAQ:LX ) 12/24/2024 1:42:00 PM
J.M. Smucker Posts Upbeat Earnings, Joins LexinFintech, Semtech, Arrowhead Pharmaceuticals And Other Big Stocks Moving Higher On Tuesday - Arrowhead Pharma ( NASDAQ:ARWR ) , Embecta ( NASDAQ:EMBC ) 11/26/2024 4:15:00 PM
LexinFintech ( LX ) Q3 2024 Earnings Call Transcript 11/26/2024 8:00:00 AM
LexinFintech Holdings Ltd. Reports Third Quarter 2024 Unaudited Financial Results 11/25/2024 11:00:00 PM
LexinFintech Holdings Ltd. to Report Third Quarter 2024 Unaudited Financial Results on November 25, 2024 11/18/2024 6:00:00 AM

Financial Details for LX

Company Overview

Ticker LX
Company Name LexinFintech Holdings Ltd
Country China
Description LexinFintech Holdings Ltd., is an online consumer finance and consumer platform for young professionals in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China.
Sector Name FINANCE
Industry Name FINANCE SERVICES
Most Recent Quarter 6/30/2024
Next Earnings Date 5/21/2025

Stock Price History

Last Day Price 11.11
Price 4 Years Ago 3.24
Last Day Price Updated 3/28/2025 8:21:58 PM EST
Last Day Volume 3,828,169
Average Daily Volume 4,885,934
52-Week High 11.63
52-Week Low 1.49
Last Price to 52 Week Low 645.64%

Valuation Measures

Trailing PE 4.73
Industry PE 17.31
Sector PE 18.76
5-Year Average PE 1.64
Free Cash Flow Ratio 0.63
Industry Free Cash Flow Ratio 5.58
Sector Free Cash Flow Ratio 16.64
Current Ratio Most Recent Quarter 1.86
Total Cash Per Share 17.51
Book Value Per Share Most Recent Quarter 61.01
Price to Book Ratio 1.20
Industry Price to Book Ratio 3.44
Sector Price to Book Ratio 2.74
Price to Sales Ratio Twelve Trailing Months 0.13
Industry Price to Sales Ratio Twelve Trailing Months 4.65
Sector Price to Sales Ratio Twelve Trailing Months 3.21
Analyst Buy Ratings 4
Analyst Strong Buy Ratings 1

Share Statistics

Total Shares Outstanding 128,742,000
Market Capitalization 1,430,323,620
Institutional Ownership N/A

Dividends

Ex-Dividend Date 9/16/2024
Previous Dividend Amount 0.0720
Current Dividend Amount 0.1100
Total Years Dividend Increasing 2
Trailing Annual Dividend Rate 0.14
Trailing Annual Dividend Yield 1.25%
Forward Annual Dividend Rate 0.22
Forward Annual Dividend Yield 1.99%
5-Year Dividend Payments Count 4
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio 20.91%

Income Statement

Quarterly Earnings Growth YOY -33.30%
Annual Earnings Growth 3.24%
Reported EPS 12 Trailing Months 0.66
Reported EPS Past Year 0.99
Reported EPS Prior Year 4.12
Net Income Twelve Trailing Months 1,100,460,000
Net Income Past Year 1,100,460,000
Net Income Prior Year 1,065,945,000
Quarterly Revenue Growth YOY 19.10%
5-Year Revenue Growth 6.02%
Operating Margin Twelve Trailing Months 17.50%

Balance Sheet

Total Cash Most Recent Quarter 2,254,213,000
Total Cash Past Year 2,254,213,000
Total Cash Prior Year 2,624,719,000
Net Cash Position Most Recent Quarter 1,224,439,000
Net Cash Position Past Year 1,274,143,000
Long Term Debt Past Year 980,070,000
Long Term Debt Prior Year 980,070,000
Total Debt Most Recent Quarter 1,029,774,000
Equity to Debt Ratio Past Year 0.92
Equity to Debt Ratio Most Recent Quarter 0.91
Total Stockholder Equity Past Year 10,740,006,000
Total Stockholder Equity Prior Year 9,710,082,000
Total Stockholder Equity Most Recent Quarter 10,740,006,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 0
Free Cash Flow Per Share Twelve Trailing Months 0.00
Free Cash Flow Past Year 2,557,529,000
Free Cash Flow Prior Year 2,557,529,000

Options

Put/Call Ratio 0.08
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.69
MACD Signal 0.62
20-Day Bollinger Lower Band 2.84
20-Day Bollinger Middle Band 7.26
20-Day Bollinger Upper Band 11.68
Beta 0.56
RSI 65.89
50-Day SMA 3.94
150-Day SMA 2.55
200-Day SMA 3.11

System

Modified 3/28/2025 1:21:07 AM EST