Stock Scorecard
Stock Summary for Lufax Holding Ltd (LU) - $8.16 as of 11/4/2026 5:06:08 PM EST
Total Score
12 out of 30
Safety Score
4 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for LU
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LU
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LU
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for LU
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for LU (4 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -40 |
Latest News for for LU
Financial Details for LU
Company Overview |
|
|---|---|
| Ticker | LU |
| Company Name | Lufax Holding Ltd |
| Country | China |
| Description | Lufax Holding Ltd operates a technology-based personal financial services platform in China. The company is headquartered in Shanghai, China. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 9/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 8.16 |
| Price 4 Years Ago | 33.26 |
| Last Day Price Updated | 11/4/2026 5:06:08 PM EST |
| Last Day Volume | 390,701 |
| Average Daily Volume | 1,590,055 |
| 52-Week High | 32.10 |
| 52-Week Low | 7.70 |
| Last Price to 52 Week Low | 5.97% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.50 |
| Sector PE | 21.60 |
| 5-Year Average PE | -30.70 |
| Free Cash Flow Ratio | 0.37 |
| Industry Free Cash Flow Ratio | 195.40 |
| Sector Free Cash Flow Ratio | 56.79 |
| Current Ratio Most Recent Quarter | 34.60 |
| Total Cash Per Share | 22.17 |
| Book Value Per Share Most Recent Quarter | 134.58 |
| Price to Book Ratio | 0.06 |
| Industry Price to Book Ratio | 2.71 |
| Sector Price to Book Ratio | 3.00 |
| Price to Sales Ratio Twelve Trailing Months | 0.03 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.50 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.20 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 86,669,000 |
| Market Capitalization | 707,219,040 |
| Institutional Ownership | 8.59% |
Dividends |
|
| Ex-Dividend Date | 6/4/2024 |
| Previous Dividend Amount | 0.1560 |
| Current Dividend Amount | 2.4200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 2.58 |
| Trailing Annual Dividend Yield | 87.92% |
| Forward Annual Dividend Rate | 4.84 |
| Forward Annual Dividend Yield | 165.19% |
| 5-Year Dividend Payments Count | 5 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | -82.55% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | -82.55% |
| Dividend Payout Ratio | -338.95% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 44.82% |
| Reported EPS 12 Trailing Months | -5.63 |
| Reported EPS Past Year | -0.31 |
| Reported EPS Prior Year | -0.22 |
| Net Income Twelve Trailing Months | -3,548,592,071 |
| Net Income Past Year | -2,295,069,000 |
| Net Income Prior Year | -4,158,981,000 |
| Quarterly Revenue Growth YOY | -4.60% |
| 5-Year Revenue Growth | -14.44% |
| Operating Margin Twelve Trailing Months | -9.61% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 19,212,913,000 |
| Total Cash Past Year | 41,147,527,000 |
| Total Cash Prior Year | 29,903,846,000 |
| Net Cash Position Most Recent Quarter | -52,703,838,000 |
| Net Cash Position Past Year | -28,892,189,000 |
| Long Term Debt Past Year | 70,039,716,000 |
| Long Term Debt Prior Year | 8,174,493,000 |
| Total Debt Most Recent Quarter | 71,916,751,000 |
| Equity to Debt Ratio Past Year | 0.53 |
| Equity to Debt Ratio Most Recent Quarter | 0.52 |
| Total Stockholder Equity Past Year | 79,880,998,000 |
| Total Stockholder Equity Prior Year | 81,772,702,000 |
| Total Stockholder Equity Most Recent Quarter | 79,035,806,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -3,081,334,293 |
| Free Cash Flow Per Share Twelve Trailing Months | -35.55 |
| Free Cash Flow Past Year | 13,606,610,535 |
| Free Cash Flow Prior Year | 1,874,149,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.88 |
| 20-Day Bollinger Middle Band | 1.26 |
| 20-Day Bollinger Upper Band | 1.65 |
| Beta | 0.72 |
| RSI | 27.05 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 11/4/2026 2:42:02 AM EST |