Stock Scorecard
Stock Summary for Lufax Holding Ltd (LU) - $1.18 as of 9/18/2026 7:49:36 PM EST
Total Score
13 out of 30
Safety Score
23 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for LU
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LU
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LU
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for LU
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for LU (23 out of 100)
| Stock Price Rating (Max of 10) | 2 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for LU
Financial Details for LU
Company Overview |
|
|---|---|
| Ticker | LU |
| Company Name | Lufax Holding Ltd |
| Country | N/A |
| Description | Lufax Holding Ltd operates a technology-based personal financial services platform in China. The company is headquartered in Shanghai, China. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 1.18 |
| Price 4 Years Ago | 3.33 |
| Last Day Price Updated | 9/18/2026 7:49:36 PM EST |
| Last Day Volume | 520,806 |
| Average Daily Volume | 911,490 |
| 52-Week High | 4.57 |
| 52-Week Low | 1.19 |
| Last Price to 52 Week Low | 0.84% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 16.20 |
| Sector PE | 24.38 |
| 5-Year Average PE | -8.89 |
| Free Cash Flow Ratio | 0.05 |
| Industry Free Cash Flow Ratio | 287.72 |
| Sector Free Cash Flow Ratio | 68.02 |
| Current Ratio Most Recent Quarter | 34.60 |
| Total Cash Per Share | 22.17 |
| Book Value Per Share Most Recent Quarter | 13.59 |
| Price to Book Ratio | 0.09 |
| Industry Price to Book Ratio | 7.49 |
| Sector Price to Book Ratio | 2.09 |
| Price to Sales Ratio Twelve Trailing Months | 0.04 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.13 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.78 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 866,689,000 |
| Market Capitalization | 1,022,693,020 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 6/4/2024 |
| Previous Dividend Amount | 0.1560 |
| Current Dividend Amount | 2.4200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 2.58 |
| Trailing Annual Dividend Yield | 87.92% |
| Forward Annual Dividend Rate | 4.84 |
| Forward Annual Dividend Yield | 165.19% |
| 5-Year Dividend Payments Count | 5 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | -82.55% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | -82.55% |
| Dividend Payout Ratio | -338.95% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 47.28% |
| Reported EPS 12 Trailing Months | -0.38 |
| Reported EPS Past Year | -0.04 |
| Reported EPS Prior Year | -0.22 |
| Net Income Twelve Trailing Months | -2,272,633,500 |
| Net Income Past Year | -2,040,527,108 |
| Net Income Prior Year | -3,870,620,000 |
| Quarterly Revenue Growth YOY | -11.30% |
| 5-Year Revenue Growth | -11.22% |
| Operating Margin Twelve Trailing Months | -4.77% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 19,212,913,000 |
| Total Cash Past Year | 41,147,527,000 |
| Total Cash Prior Year | 29,903,846,000 |
| Net Cash Position Most Recent Quarter | -52,703,838,000 |
| Net Cash Position Past Year | -28,892,189,000 |
| Long Term Debt Past Year | 70,039,716,000 |
| Long Term Debt Prior Year | 8,174,493,000 |
| Total Debt Most Recent Quarter | 71,916,751,000 |
| Equity to Debt Ratio Past Year | 0.53 |
| Equity to Debt Ratio Most Recent Quarter | 0.52 |
| Total Stockholder Equity Past Year | 79,880,998,000 |
| Total Stockholder Equity Prior Year | 81,772,702,000 |
| Total Stockholder Equity Most Recent Quarter | 79,035,806,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 6,143,333,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.09 |
| Free Cash Flow Past Year | 12,751,839,688 |
| Free Cash Flow Prior Year | 1,744,206,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.07 |
| MACD Signal | -0.05 |
| 20-Day Bollinger Lower Band | 1.04 |
| 20-Day Bollinger Middle Band | 1.48 |
| 20-Day Bollinger Upper Band | 1.92 |
| Beta | 0.67 |
| RSI | 35.10 |
| 50-Day SMA | 2.22 |
| 150-Day SMA | 2.33 |
| 200-Day SMA | 2.52 |
System |
|
| Modified | 9/18/2026 2:49:42 AM EST |