Stock Scorecard



Stock Summary for Manhattan Bridge Capital Inc (LOAN) - $4.42 as of 2/20/2026 1:37:20 PM EST

Total Score

10 out of 30

Safety Score

27 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for LOAN

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for LOAN

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for LOAN

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for LOAN

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for LOAN (27 out of 100)

Stock Price Rating (Max of 10) 3
Historical Stock Price Rating (Max of 10) 3
Stock Price Trend (Max of 10) 7
Book Value (Max of 10) 3
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 10
Operating Margin (Max of 10) 9
Trading Volume (Max of 10) 1
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -10

Financial Details for LOAN

Company Overview

Ticker LOAN
Company Name Manhattan Bridge Capital Inc
Country N/A
Description Manhattan Bridge Capital, Inc. (LOAN) is a premier real estate financing company headquartered in Great Neck, New York, specializing in short-term, asset-based loans for both residential and commercial properties nationwide. The firm leverages its extensive market knowledge and strong industry relationships to deliver prompt financing solutions tailored to the urgent capital requirements of borrowers. Committed to sound credit practices and diligent risk management, Manhattan Bridge Capital seeks to provide competitive returns for investors while fostering growth and stability within the real estate sector.
Sector Name REAL ESTATE
Industry Name REIT - MORTGAGE
Most Recent Quarter 9/30/2025
Next Earnings Date 3/11/2026

Stock Price History

Last Day Price 4.42
Price 4 Years Ago 4.08
Last Day Price Updated 2/20/2026 1:37:20 PM EST
Last Day Volume 17,629
Average Daily Volume 24,499
52-Week High 5.54
52-Week Low 4.18
Last Price to 52 Week Low 5.74%

Valuation Measures

Trailing PE N/A
Industry PE 12.68
Sector PE 65.75
5-Year Average PE 10.15
Free Cash Flow Ratio 221.00
Industry Free Cash Flow Ratio 5.29
Sector Free Cash Flow Ratio 205.75
Current Ratio Most Recent Quarter 5.52
Total Cash Per Share 0.02
Book Value Per Share Most Recent Quarter 3.79
Price to Book Ratio 1.20
Industry Price to Book Ratio 0.84
Sector Price to Book Ratio 2.57
Price to Sales Ratio Twelve Trailing Months 7.21
Industry Price to Sales Ratio Twelve Trailing Months 4.87
Sector Price to Sales Ratio Twelve Trailing Months 5.86
Analyst Buy Ratings N/A
Analyst Strong Buy Ratings N/A

Share Statistics

Total Shares Outstanding 11,438,700
Market Capitalization 50,559,054
Institutional Ownership N/A

Dividends

Ex-Dividend Date 4/8/2026
Previous Dividend Amount 0.1150
Current Dividend Amount 0.1100
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.46
Trailing Annual Dividend Yield 10.38%
Forward Annual Dividend Rate 0.44
Forward Annual Dividend Yield 9.93%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 9.89%
5-Year Average Dividend Yield 10.48%
1-Year Dividend Growth Rate Percentage -4.35%
3-Year Dividend Growth Rate Percentage -2.20%
5-Year Dividend Growth Rate Percentage -3.15%
All-Time Dividend Growth Rate Percentage 1.17%
Dividend Payout Ratio 97.87%

Income Statement

Quarterly Earnings Growth YOY -12.40%
Annual Earnings Growth 2.10%
Reported EPS 12 Trailing Months 0.47
Reported EPS Past Year 0.35
Reported EPS Prior Year 0.49
Net Income Twelve Trailing Months 5,294,668
Net Income Past Year 5,590,936
Net Income Prior Year 5,476,171
Quarterly Revenue Growth YOY -9.10%
5-Year Revenue Growth 11.14%
Operating Margin Twelve Trailing Months 74.20%

Balance Sheet

Total Cash Most Recent Quarter 186,435
Total Cash Past Year 178,012
Total Cash Prior Year 104,222
Net Cash Position Most Recent Quarter -5,822,893
Net Cash Position Past Year -5,775,003
Long Term Debt Past Year 5,953,015
Long Term Debt Prior Year 5,827,931
Total Debt Most Recent Quarter 6,009,328
Equity to Debt Ratio Past Year 0.88
Equity to Debt Ratio Most Recent Quarter 0.88
Total Stockholder Equity Past Year 43,265,127
Total Stockholder Equity Prior Year 42,932,706
Total Stockholder Equity Most Recent Quarter 43,316,872

Free Cash Flow

Free Cash Flow Twelve Trailing Months 718,558
Free Cash Flow Per Share Twelve Trailing Months 0.06
Free Cash Flow Past Year 4,927,841
Free Cash Flow Prior Year 5,603,381

Options

Put/Call Ratio 0.02
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 0.24
RSI 0.00
50-Day SMA 0.00
150-Day SMA 0.00
200-Day SMA 0.00

System

Modified 2/21/2026 2:33:15 AM EST