Stock Scorecard
Stock Summary for Lemonade Inc (LMND) - $56.05 as of 8/22/2025 4:04:36 PM EST
Total Score
8 out of 30
Safety Score
43 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for LMND
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LMND
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LMND
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for LMND
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for LMND (43 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for LMND
Financial Details for LMND
Company Overview |
|
|---|---|
| Ticker | LMND |
| Company Name | Lemonade Inc |
| Country | USA |
| Description | Lemonade, Inc. offers various insurance products in the United States and Europe. The company is headquartered in New York, New York. |
| Sector Name | FINANCE |
| Industry Name | FIRE, MARINE & CASUALTY INSURANCE |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 11/11/2025 |
Stock Price History |
|
| Last Day Price | 56.05 |
| Price 4 Years Ago | 42.11 |
| Last Day Price Updated | 8/22/2025 4:04:36 PM EST |
| Last Day Volume | 2,097,526 |
| Average Daily Volume | 2,971,010 |
| 52-Week High | 60.41 |
| 52-Week Low | 15.27 |
| Last Price to 52 Week Low | 267.06% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 12.90 |
| Sector PE | 21.57 |
| 5-Year Average PE | -12.29 |
| Free Cash Flow Ratio | 10.97 |
| Industry Free Cash Flow Ratio | 225.00 |
| Sector Free Cash Flow Ratio | 28.36 |
| Current Ratio Most Recent Quarter | 5.07 |
| Total Cash Per Share | 5.11 |
| Book Value Per Share Most Recent Quarter | 7.14 |
| Price to Book Ratio | 7.86 |
| Industry Price to Book Ratio | 1.77 |
| Sector Price to Book Ratio | 2.31 |
| Price to Sales Ratio Twelve Trailing Months | 6.90 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.45 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.30 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 73,886,000 |
| Market Capitalization | 4,141,310,300 |
| Institutional Ownership | 53.66% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 14.65% |
| Reported EPS 12 Trailing Months | -2.82 |
| Reported EPS Past Year | -1.46 |
| Reported EPS Prior Year | -2.85 |
| Net Income Twelve Trailing Months | -204,000,000 |
| Net Income Past Year | -202,200,000 |
| Net Income Prior Year | -236,900,000 |
| Quarterly Revenue Growth YOY | 34.50% |
| 5-Year Revenue Growth | 50.90% |
| Operating Margin Twelve Trailing Months | -23.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 377,500,000 |
| Total Cash Past Year | 376,000,000 |
| Total Cash Prior Year | 271,500,000 |
| Net Cash Position Most Recent Quarter | 254,000,000 |
| Net Cash Position Past Year | 292,600,000 |
| Long Term Debt Past Year | 83,400,000 |
| Long Term Debt Prior Year | 14,900,000 |
| Total Debt Most Recent Quarter | 123,500,000 |
| Equity to Debt Ratio Past Year | 0.88 |
| Equity to Debt Ratio Most Recent Quarter | 0.81 |
| Total Stockholder Equity Past Year | 593,400,000 |
| Total Stockholder Equity Prior Year | 708,900,000 |
| Total Stockholder Equity Most Recent Quarter | 527,100,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -21,400,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.29 |
| Free Cash Flow Past Year | -20,800,000 |
| Free Cash Flow Prior Year | -128,300,000 |
Options |
|
| Put/Call Ratio | 0.46 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 4.65 |
| MACD Signal | 3.76 |
| 20-Day Bollinger Lower Band | 21.28 |
| 20-Day Bollinger Middle Band | 38.45 |
| 20-Day Bollinger Upper Band | 55.62 |
| Beta | 2.19 |
| RSI | 63.83 |
| 50-Day SMA | 33.93 |
| 150-Day SMA | 22.33 |
| 200-Day SMA | 24.25 |
System |
|
| Modified | 8/23/2025 4:07:05 AM EST |