Stock Scorecard
Stock Summary for Kearny Financial Corp (KRNY) - $7.79 as of 2/24/2026 8:11:42 PM EST
Total Score
13 out of 30
Safety Score
33 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for KRNY
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for KRNY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for KRNY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for KRNY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for KRNY (33 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for KRNY
Financial Details for KRNY
Company Overview |
|
|---|---|
| Ticker | KRNY |
| Company Name | Kearny Financial Corp |
| Country | N/A |
| Description | Kearny Financial Corp. The company is headquartered in Fairfield, New Jersey. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/23/2026 |
Stock Price History |
|
| Last Day Price | 7.79 |
| Price 4 Years Ago | 8.29 |
| Last Day Price Updated | 2/24/2026 8:11:42 PM EST |
| Last Day Volume | 274,267 |
| Average Daily Volume | 413,807 |
| 52-Week High | 8.39 |
| 52-Week Low | 5.09 |
| Last Price to 52 Week Low | 53.05% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.62 |
| Sector PE | 17.15 |
| 5-Year Average PE | 13.44 |
| Free Cash Flow Ratio | 3.33 |
| Industry Free Cash Flow Ratio | 9.69 |
| Sector Free Cash Flow Ratio | 19.89 |
| Current Ratio Most Recent Quarter | 0.20 |
| Total Cash Per Share | 2.34 |
| Book Value Per Share Most Recent Quarter | 12.04 |
| Price to Book Ratio | 0.67 |
| Industry Price to Book Ratio | 1.15 |
| Sector Price to Book Ratio | 1.77 |
| Price to Sales Ratio Twelve Trailing Months | 3.15 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.37 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.71 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 62,883,000 |
| Market Capitalization | 489,858,570 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/4/2026 |
| Previous Dividend Amount | 0.1100 |
| Current Dividend Amount | 0.1100 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.44 |
| Trailing Annual Dividend Yield | 5.42% |
| Forward Annual Dividend Rate | 0.44 |
| Forward Annual Dividend Yield | 5.42% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 6.02% |
| 5-Year Average Dividend Yield | 5.94% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 7.69% |
| Dividend Payout Ratio | 84.62% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 50.00% |
| Annual Earnings Growth | 130.09% |
| Reported EPS 12 Trailing Months | 0.52 |
| Reported EPS Past Year | 0.30 |
| Reported EPS Prior Year | 0.42 |
| Net Income Twelve Trailing Months | 32,372,000 |
| Net Income Past Year | 26,075,000 |
| Net Income Prior Year | -86,667,000 |
| Quarterly Revenue Growth YOY | 15.00% |
| 5-Year Revenue Growth | 6.31% |
| Operating Margin Twelve Trailing Months | 31.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 147,340,000 |
| Total Cash Past Year | 167,269,000 |
| Total Cash Prior Year | 63,864,000 |
| Net Cash Position Most Recent Quarter | -652,660,000 |
| Net Cash Position Past Year | -939,222,000 |
| Long Term Debt Past Year | 1,106,491,000 |
| Long Term Debt Prior Year | 1,434,789,000 |
| Total Debt Most Recent Quarter | 800,000,000 |
| Equity to Debt Ratio Past Year | 0.40 |
| Equity to Debt Ratio Most Recent Quarter | 0.49 |
| Total Stockholder Equity Past Year | 745,962,000 |
| Total Stockholder Equity Prior Year | 753,571,000 |
| Total Stockholder Equity Most Recent Quarter | 757,396,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 39,038,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.62 |
| Free Cash Flow Past Year | 21,388,000 |
| Free Cash Flow Prior Year | 42,621,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.14 |
| MACD Signal | 0.15 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.66 |
| RSI | 60.64 |
| 50-Day SMA | 6.48 |
| 150-Day SMA | 6.30 |
| 200-Day SMA | 6.87 |
System |
|
| Modified | 2/24/2026 2:09:48 AM EST |