Stock Scorecard

Stock Summary for St. Joe Company (JOE) - $59.78 as of 11/13/2025 2:29:30 PM EST

Total Score

12 out of 30

Safety Score

48 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for JOE

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for JOE

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for JOE

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for JOE

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for JOE (48 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 5
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 4
Price to Earnings (Max of 10) 5
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Financial Details for JOE

Company Overview
Ticker JOE
Company Name St. Joe Company
Country USA
Description The St. Joe Company (JOE) is a premier real estate development and asset management firm headquartered in Panama City Beach, Florida, specializing in the creation of sustainable residential and commercial projects in Northwest Florida. With a significant portfolio that includes prime real estate assets and resort-style amenities, St. Joe is strategically positioned to leverage its extensive land holdings to meet the growing demand in a flourishing tourism market. The company's commitment to developing vibrant communities underscores its role as a vital player in enhancing the region's appeal to both residents and visitors alike, making it a valuable investment opportunity in the dynamic Florida real estate landscape.
Sector Name REAL ESTATE
Industry Name REAL ESTATE - DIVERSIFIED
Most Recent Quarter 9/30/2025
Next Earnings Date N/A

Stock Price History
Last Day Price 59.78
Price 4 Years Ago 50.20
Last Day Price Updated 11/13/2025 2:29:30 PM EST
Last Day Volume 242,705
Average Daily Volume 203,736
52-Week High 61.00
52-Week Low 39.95
Last Price to 52 Week Low 49.64%

Valuation Measures
Trailing PE 33.57
Industry PE 33.57
Sector PE 68.42
5-Year Average PE 36.74
Free Cash Flow Ratio 27.42
Industry Free Cash Flow Ratio 27.42
Sector Free Cash Flow Ratio 105.06
Current Ratio Most Recent Quarter 2.09
Total Cash Per Share 2.18
Book Value Per Share Most Recent Quarter 13.16
Price to Book Ratio 4.46
Industry Price to Book Ratio 4.46
Sector Price to Book Ratio 11.90
Price to Sales Ratio Twelve Trailing Months 7.14
Industry Price to Sales Ratio Twelve Trailing Months 7.14
Sector Price to Sales Ratio Twelve Trailing Months 5.76
Analyst Buy Ratings N/A
Analyst Strong Buy Ratings N/A

Share Statistics
Total Shares Outstanding 57,745,000
Market Capitalization 3,451,996,100
Institutional Ownership 88.31%

Dividends
Ex-Dividend Date 11/13/2025
Previous Dividend Amount 0.1400
Current Dividend Amount 0.1600
Total Years Dividend Increasing 4
Trailing Annual Dividend Rate 0.58
Trailing Annual Dividend Yield 0.96%
Forward Annual Dividend Rate 0.64
Forward Annual Dividend Yield 1.06%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.96%
5-Year Average Dividend Yield 0.90%
1-Year Dividend Growth Rate Percentage 11.54%
3-Year Dividend Growth Rate Percentage 14.81%
5-Year Dividend Growth Rate Percentage 16.03%
All-Time Dividend Growth Rate Percentage 15.50%
Dividend Payout Ratio 32.22%

Income Statement
Quarterly Earnings Growth YOY 131.90%
Annual Earnings Growth -4.53%
Reported EPS 12 Trailing Months 1.80
Reported EPS Past Year 1.48
Reported EPS Prior Year 1.27
Net Income Twelve Trailing Months 104,613,000
Net Income Past Year 74,189,000
Net Income Prior Year 77,712,000
Quarterly Revenue Growth YOY 62.70%
5-Year Revenue Growth 25.94%
Operating Margin Twelve Trailing Months 32.90%

Balance Sheet
Total Cash Most Recent Quarter 126,053,000
Total Cash Past Year 88,800,000
Total Cash Prior Year 86,068,000
Net Cash Position Most Recent Quarter -451,688,000
Net Cash Position Past Year -524,078,000
Long Term Debt Past Year 612,878,000
Long Term Debt Prior Year 627,136,000
Total Debt Most Recent Quarter 577,741,000
Equity to Debt Ratio Past Year 0.54
Equity to Debt Ratio Most Recent Quarter 0.57
Total Stockholder Equity Past Year 724,280,000
Total Stockholder Equity Prior Year 683,062,000
Total Stockholder Equity Most Recent Quarter 760,713,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 160,198,000
Free Cash Flow Per Share Twelve Trailing Months 2.77
Free Cash Flow Past Year 58,059,000
Free Cash Flow Prior Year -36,116,000

Options
Put/Call Ratio 2.49
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 2.62
MACD Signal 1.67
20-Day Bollinger Lower Band 45.11
20-Day Bollinger Middle Band 51.27
20-Day Bollinger Upper Band 57.43
Beta 1.38
RSI 79.49
50-Day SMA 47.59
150-Day SMA 50.28
200-Day SMA 48.27

System
Modified 11/13/2025 2:24:43 AM EST