Stock Scorecard
Stock Summary for Jack Henry & Associates Inc (JKHY) - $146.58 as of 7/8/2026 6:56:11 PM EST
Total Score
13 out of 30
Safety Score
46 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for JKHY
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for JKHY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for JKHY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for JKHY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for JKHY (46 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for JKHY
Financial Details for JKHY
Company Overview |
|
|---|---|
| Ticker | JKHY |
| Company Name | Jack Henry & Associates Inc |
| Country | N/A |
| Description | Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry. |
| Sector Name | TECHNOLOGY |
| Industry Name | INFORMATION TECHNOLOGY SERVICES |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 8/18/2026 |
Stock Price History |
|
| Last Day Price | 146.58 |
| Price 4 Years Ago | 167.43 |
| Last Day Price Updated | 7/8/2026 6:56:11 PM EST |
| Last Day Volume | 1,404,995 |
| Average Daily Volume | 1,845,675 |
| 52-Week High | 191.83 |
| 52-Week Low | 121.04 |
| Last Price to 52 Week Low | 21.10% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 18.22 |
| Sector PE | 82.11 |
| 5-Year Average PE | 30.68 |
| Free Cash Flow Ratio | 505.45 |
| Industry Free Cash Flow Ratio | 39.82 |
| Sector Free Cash Flow Ratio | 37.21 |
| Current Ratio Most Recent Quarter | 1.74 |
| Total Cash Per Share | 0.29 |
| Book Value Per Share Most Recent Quarter | 29.98 |
| Price to Book Ratio | 4.20 |
| Industry Price to Book Ratio | 2.73 |
| Sector Price to Book Ratio | 161.85 |
| Price to Sales Ratio Twelve Trailing Months | 3.57 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.25 |
| Sector Price to Sales Ratio Twelve Trailing Months | 6.18 |
| Analyst Buy Ratings | 9 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 71,051,000 |
| Market Capitalization | 10,414,655,580 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 6/1/2026 |
| Previous Dividend Amount | 0.6100 |
| Current Dividend Amount | 0.6100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.38 |
| Trailing Annual Dividend Yield | 1.63% |
| Forward Annual Dividend Rate | 2.44 |
| Forward Annual Dividend Yield | 1.67% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.28% |
| 5-Year Average Dividend Yield | 1.26% |
| 1-Year Dividend Growth Rate Percentage | 5.17% |
| 3-Year Dividend Growth Rate Percentage | 2.55% |
| 5-Year Dividend Growth Rate Percentage | 5.63% |
| All-Time Dividend Growth Rate Percentage | 14.98% |
| Dividend Payout Ratio | 33.19% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.50% |
| Annual Earnings Growth | 19.36% |
| Reported EPS 12 Trailing Months | 7.17 |
| Reported EPS Past Year | 5.23 |
| Reported EPS Prior Year | 5.95 |
| Net Income Twelve Trailing Months | 519,152,000 |
| Net Income Past Year | 455,748,000 |
| Net Income Prior Year | 381,816,000 |
| Quarterly Revenue Growth YOY | 8.70% |
| 5-Year Revenue Growth | 6.96% |
| Operating Margin Twelve Trailing Months | 24.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 20,573,000 |
| Total Cash Past Year | 101,953,000 |
| Total Cash Prior Year | 101,953,000 |
| Net Cash Position Most Recent Quarter | -69,427,000 |
| Net Cash Position Past Year | 41,953,000 |
| Long Term Debt Past Year | 60,000,000 |
| Long Term Debt Prior Year | 60,000,000 |
| Total Debt Most Recent Quarter | 90,000,000 |
| Equity to Debt Ratio Past Year | 0.97 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 2,130,832,000 |
| Total Stockholder Equity Prior Year | 2,130,832,000 |
| Total Stockholder Equity Most Recent Quarter | 2,134,811,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 727,610,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 10.24 |
| Free Cash Flow Past Year | 588,146,000 |
| Free Cash Flow Prior Year | 509,923,000 |
Options |
|
| Put/Call Ratio | 0.10 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.87 |
| MACD Signal | -1.88 |
| 20-Day Bollinger Lower Band | 121.83 |
| 20-Day Bollinger Middle Band | 147.39 |
| 20-Day Bollinger Upper Band | 172.96 |
| Beta | 0.57 |
| RSI | 68.91 |
| 50-Day SMA | 158.81 |
| 150-Day SMA | 162.87 |
| 200-Day SMA | 162.88 |
System |
|
| Modified | 7/8/2026 2:05:37 AM EST |