Stock Scorecard
Stock Summary for Jiayin Group Inc (JFIN) - $6.76 as of 12/3/2025 11:56:16 AM EST
Total Score
20 out of 30
Safety Score
17 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for JFIN
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for JFIN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for JFIN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for JFIN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for JFIN (17 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 2 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 10 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -40 |
Latest News for for JFIN
Financial Details for JFIN
Company Overview |
|
|---|---|
| Ticker | JFIN |
| Company Name | Jiayin Group Inc |
| Country | China |
| Description | Jiayin Group Inc. (JFIN) is a leading online financial platform headquartered in Shanghai, China, specializing in connecting individual investors with borrowers through innovative technology. Focused on enhancing financial access and inclusivity, Jiayin offers a streamlined lending process that emphasizes transparency and capital accessibility. With the growing demand for alternative financing solutions in China's vast consumer market, the company is well-positioned to capitalize on emerging investment opportunities while effectively addressing the dynamic needs of borrowers. |
| Sector Name | COMMUNICATION SERVICES |
| Industry Name | INTERNET CONTENT & INFORMATION |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 6.76 |
| Price 4 Years Ago | 1.61 |
| Last Day Price Updated | 12/3/2025 11:56:16 AM EST |
| Last Day Volume | 229,088 |
| Average Daily Volume | 208,775 |
| 52-Week High | 18.37 |
| 52-Week Low | 5.52 |
| Last Price to 52 Week Low | 22.46% |
Valuation Measures |
|
| Trailing PE | 0.72 |
| Industry PE | 24.79 |
| Sector PE | 26.81 |
| 5-Year Average PE | 0.62 |
| Free Cash Flow Ratio | 1.44 |
| Industry Free Cash Flow Ratio | 15.79 |
| Sector Free Cash Flow Ratio | 16.24 |
| Current Ratio Most Recent Quarter | 2.05 |
| Total Cash Per Share | 4.71 |
| Book Value Per Share Most Recent Quarter | 83.86 |
| Price to Book Ratio | 0.63 |
| Industry Price to Book Ratio | 9.59 |
| Sector Price to Book Ratio | 6.56 |
| Price to Sales Ratio Twelve Trailing Months | 0.06 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.80 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.81 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 26,369,500 |
| Market Capitalization | 178,257,820 |
| Institutional Ownership | 3.67% |
Dividends |
|
| Ex-Dividend Date | 7/14/2025 |
| Previous Dividend Amount | 0.5000 |
| Current Dividend Amount | 0.8000 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 0.80 |
| Trailing Annual Dividend Yield | 11.32% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 11.32% |
| 5-Year Dividend Payments Count | 4 |
| 3-Year Average Dividend Yield | 12.11% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | -11.11% |
| 3-Year Dividend Growth Rate Percentage | 41.42% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 41.42% |
| Dividend Payout Ratio | 18.78% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 44.70% |
| Annual Earnings Growth | -18.58% |
| Reported EPS 12 Trailing Months | 9.94 |
| Reported EPS Past Year | 19.95 |
| Reported EPS Prior Year | 7.22 |
| Net Income Twelve Trailing Months | 1,710,636,000 |
| Net Income Past Year | 1,056,478,000 |
| Net Income Prior Year | 1,297,619,000 |
| Quarterly Revenue Growth YOY | 1.80% |
| 5-Year Revenue Growth | 21.07% |
| Operating Margin Twelve Trailing Months | 31.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 124,151,000 |
| Total Cash Past Year | 540,523,000 |
| Total Cash Prior Year | 370,193,000 |
| Net Cash Position Most Recent Quarter | 124,151,000 |
| Net Cash Position Past Year | 540,523,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 3,129,273,000 |
| Total Stockholder Equity Prior Year | 2,382,141,000 |
| Total Stockholder Equity Most Recent Quarter | 4,304,726,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 0 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | 686,358,000 |
| Free Cash Flow Prior Year | 358,046,000 |
Options |
|
| Put/Call Ratio | 0.08 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.77 |
| MACD Signal | -0.62 |
| 20-Day Bollinger Lower Band | 6.26 |
| 20-Day Bollinger Middle Band | 10.72 |
| 20-Day Bollinger Upper Band | 15.18 |
| Beta | 0.73 |
| RSI | 18.45 |
| 50-Day SMA | 11.10 |
| 150-Day SMA | 6.84 |
| 200-Day SMA | 5.55 |
System |
|
| Modified | 12/2/2025 2:19:03 AM EST |