Stock Scorecard

Stock Summary for Jiayin Group Inc (JFIN) - $4.72 as of 5/1/2026 2:34:18 PM EST

Total Score

18 out of 30

Safety Score

25 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for JFIN

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for JFIN

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for JFIN

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for JFIN

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for JFIN (25 out of 100)

Stock Price Rating (Max of 10) 3
Historical Stock Price Rating (Max of 10) 2
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 5
Book Value to Price (Max of 10) 10
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 2
Operating Margin (Max of 10) 2
Trading Volume (Max of 10) 1
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -10

Financial Details for JFIN

Company Overview
Ticker JFIN
Company Name Jiayin Group Inc
Country N/A
Description Jiayin Group Inc. is an online individual financial platform connecting individual investors and individual borrowers in China. The company is headquartered in Shanghai, the People's Republic of China.
Sector Name COMMUNICATION SERVICES
Industry Name INTERNET CONTENT & INFORMATION
Most Recent Quarter 12/31/2025
Next Earnings Date 6/3/2026

Stock Price History
Last Day Price 4.72
Price 4 Years Ago 1.69
Last Day Price Updated 5/1/2026 2:34:18 PM EST
Last Day Volume 17,204
Average Daily Volume 73,030
52-Week High 18.37
52-Week Low 3.70
Last Price to 52 Week Low 27.57%

Valuation Measures
Trailing PE N/A
Industry PE 61.82
Sector PE 36.38
5-Year Average PE 3.57
Free Cash Flow Ratio 0.26
Industry Free Cash Flow Ratio 10.60
Sector Free Cash Flow Ratio 14.07
Current Ratio Most Recent Quarter 2.05
Total Cash Per Share 18.04
Book Value Per Share Most Recent Quarter 12.58
Price to Book Ratio 0.36
Industry Price to Book Ratio 18.02
Sector Price to Book Ratio 6.67
Price to Sales Ratio Twelve Trailing Months 0.04
Industry Price to Sales Ratio Twelve Trailing Months 2.08
Sector Price to Sales Ratio Twelve Trailing Months 4.80
Analyst Buy Ratings N/A
Analyst Strong Buy Ratings N/A

Share Statistics
Total Shares Outstanding 26,369,500
Market Capitalization 124,464,040
Institutional Ownership N/A

Dividends
Ex-Dividend Date 7/14/2025
Previous Dividend Amount 0.5000
Current Dividend Amount 0.8000
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.80
Trailing Annual Dividend Yield 16.95%
Forward Annual Dividend Rate 0.80
Forward Annual Dividend Yield 16.95%
5-Year Dividend Payments Count 4
3-Year Average Dividend Yield 12.67%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage -11.11%
3-Year Dividend Growth Rate Percentage 41.42%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 41.42%
Dividend Payout Ratio 18.60%

Income Statement
Quarterly Earnings Growth YOY -62.20%
Annual Earnings Growth 41.40%
Reported EPS 12 Trailing Months 4.30
Reported EPS Past Year 0.28
Reported EPS Prior Year 20.99
Net Income Twelve Trailing Months 1,534,353,076
Net Income Past Year 1,493,900,965
Net Income Prior Year 1,056,478,000
Quarterly Revenue Growth YOY -22.40%
5-Year Revenue Growth 36.02%
Operating Margin Twelve Trailing Months 8.68%

Balance Sheet
Total Cash Most Recent Quarter 475,740,750
Total Cash Past Year 475,740,750
Total Cash Prior Year 540,523,000
Net Cash Position Most Recent Quarter 475,740,750
Net Cash Position Past Year 475,740,750
Long Term Debt Past Year 0
Long Term Debt Prior Year 0
Total Debt Most Recent Quarter 0
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 4,434,247,897
Total Stockholder Equity Prior Year 3,129,273,000
Total Stockholder Equity Most Recent Quarter 4,434,247,897

Free Cash Flow
Free Cash Flow Twelve Trailing Months 0
Free Cash Flow Per Share Twelve Trailing Months 0.00
Free Cash Flow Past Year 686,358,000
Free Cash Flow Prior Year 358,046,000

Options
Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 0.72
RSI 0.00
50-Day SMA 0.00
150-Day SMA 0.00
200-Day SMA 6.01

System
Modified 5/2/2026 1:35:22 AM EST