Stock Scorecard
Stock Summary for ING Groep N.V. (ING) - $22.50 as of 7/4/2025 1:23:22 AM EST
Total Score
13 out of 30
Safety Score
59 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ING
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ING
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ING
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ING
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ING (59 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ING
Financial Details for ING
Company Overview |
|
|---|---|
| Ticker | ING |
| Company Name | ING Groep N.V. |
| Country | USA |
| Description | ING Groep NV, a financial institution, offers various banking products and services to individuals, small and medium-sized businesses and medium-sized businesses. The company is headquartered in Amsterdam, the Netherlands. |
| Sector Name | FINANCE |
| Industry Name | COMMERCIAL BANKS, NEC |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/31/2025 |
Stock Price History |
|
| Last Day Price | 22.50 |
| Price 4 Years Ago | 10.54 |
| Last Day Price Updated | 7/4/2025 1:23:22 AM EST |
| Last Day Volume | 1,455,183 |
| Average Daily Volume | 2,252,472 |
| 52-Week High | 22.36 |
| 52-Week Low | 14.34 |
| Last Price to 52 Week Low | 56.90% |
Valuation Measures |
|
| Trailing PE | 9.52 |
| Industry PE | 12.47 |
| Sector PE | 21.48 |
| 5-Year Average PE | 14.35 |
| Free Cash Flow Ratio | 0.71 |
| Industry Free Cash Flow Ratio | 0.69 |
| Sector Free Cash Flow Ratio | 11.94 |
| Current Ratio Most Recent Quarter | 0.25 |
| Total Cash Per Share | 31.60 |
| Book Value Per Share Most Recent Quarter | 16.94 |
| Price to Book Ratio | 1.08 |
| Industry Price to Book Ratio | 1.49 |
| Sector Price to Book Ratio | 2.13 |
| Price to Sales Ratio Twelve Trailing Months | 3.27 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.71 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.31 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 2,978,240,000 |
| Market Capitalization | 67,010,400,000 |
| Institutional Ownership | 5.90% |
Dividends |
|
| Ex-Dividend Date | 4/25/2025 |
| Previous Dividend Amount | 0.1651 |
| Current Dividend Amount | 0.7678 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 0.93 |
| Trailing Annual Dividend Yield | 4.24% |
| Forward Annual Dividend Rate | 1.54 |
| Forward Annual Dividend Yield | 6.98% |
| 5-Year Dividend Payments Count | 11 |
| 3-Year Average Dividend Yield | 8.06% |
| 5-Year Average Dividend Yield | 6.69% |
| 1-Year Dividend Growth Rate Percentage | 27.74% |
| 3-Year Dividend Growth Rate Percentage | 13.02% |
| 5-Year Dividend Growth Rate Percentage | 21.77% |
| All-Time Dividend Growth Rate Percentage | 9.10% |
| Dividend Payout Ratio | 40.39% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -0.70% |
| Annual Earnings Growth | 54.40% |
| Reported EPS 12 Trailing Months | 2.31 |
| Reported EPS Past Year | 0.53 |
| Reported EPS Prior Year | 1.77 |
| Net Income Twelve Trailing Months | 6,269,000,000 |
| Net Income Past Year | 6,392,000,000 |
| Net Income Prior Year | 4,140,000,000 |
| Quarterly Revenue Growth YOY | 0.00% |
| 5-Year Revenue Growth | 29.40% |
| Operating Margin Twelve Trailing Months | 39.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 94,098,000,000 |
| Total Cash Past Year | 70,353,000,000 |
| Total Cash Prior Year | 89,892,000,000 |
| Net Cash Position Most Recent Quarter | -74,222,000,000 |
| Net Cash Position Past Year | -89,892,000,000 |
| Long Term Debt Past Year | 160,245,000,000 |
| Long Term Debt Prior Year | 148,838,000,000 |
| Total Debt Most Recent Quarter | 168,320,000,000 |
| Equity to Debt Ratio Past Year | 0.24 |
| Equity to Debt Ratio Most Recent Quarter | 0.23 |
| Total Stockholder Equity Past Year | 50,314,000,000 |
| Total Stockholder Equity Prior Year | 51,240,000,000 |
| Total Stockholder Equity Most Recent Quarter | 51,675,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 0 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | -22,876,000,000 |
| Free Cash Flow Prior Year | -11,586,000,000 |
Options |
|
| Put/Call Ratio | 0.23 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.23 |
| MACD Signal | 0.18 |
| 20-Day Bollinger Lower Band | 16.27 |
| 20-Day Bollinger Middle Band | 19.67 |
| 20-Day Bollinger Upper Band | 23.06 |
| Beta | 1.28 |
| RSI | 59.97 |
| 50-Day SMA | 17.35 |
| 150-Day SMA | 13.64 |
| 200-Day SMA | 12.58 |
System |
|
| Modified | 7/3/2025 2:39:39 AM EST |