Stock Scorecard
Stock Summary for ING Groep N.V. (ING) - $29.52 as of 2/27/2026 3:17:27 PM EST
Total Score
8 out of 30
Safety Score
39 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ING
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ING
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ING
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ING
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ING (39 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for ING
Financial Details for ING
Company Overview |
|
|---|---|
| Ticker | ING |
| Company Name | ING Groep N.V. |
| Country | N/A |
| Description | ING Groep NV, a financial institution, offers various banking products and services to individuals, small and medium-sized businesses and medium-sized businesses. The company is headquartered in Amsterdam, the Netherlands. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - DIVERSIFIED |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/30/2026 |
Stock Price History |
|
| Last Day Price | 29.52 |
| Price 4 Years Ago | 9.84 |
| Last Day Price Updated | 2/27/2026 3:17:27 PM EST |
| Last Day Volume | 2,436,547 |
| Average Daily Volume | 2,897,177 |
| 52-Week High | 31.18 |
| 52-Week Low | 15.43 |
| Last Price to 52 Week Low | 91.32% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.57 |
| Sector PE | 19.57 |
| 5-Year Average PE | 8.23 |
| Free Cash Flow Ratio | 1.62 |
| Industry Free Cash Flow Ratio | 1.49 |
| Sector Free Cash Flow Ratio | 25.74 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 18.27 |
| Book Value Per Share Most Recent Quarter | 20.17 |
| Price to Book Ratio | 1.31 |
| Industry Price to Book Ratio | 1.55 |
| Sector Price to Book Ratio | 2.37 |
| Price to Sales Ratio Twelve Trailing Months | 4.01 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.12 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.94 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 2,894,417,000 |
| Market Capitalization | 85,443,189,840 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/17/2026 |
| Previous Dividend Amount | 0.1996 |
| Current Dividend Amount | 0.8796 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 0.60 |
| Trailing Annual Dividend Yield | 2.07% |
| Forward Annual Dividend Rate | 1.76 |
| Forward Annual Dividend Yield | 6.03% |
| 5-Year Dividend Payments Count | 13 |
| 3-Year Average Dividend Yield | 4.34% |
| 5-Year Average Dividend Yield | 6.23% |
| 1-Year Dividend Growth Rate Percentage | 45.76% |
| 3-Year Dividend Growth Rate Percentage | 20.73% |
| 5-Year Dividend Growth Rate Percentage | 30.62% |
| All-Time Dividend Growth Rate Percentage | 8.73% |
| Dividend Payout Ratio | 24.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 1,595.00% |
| Annual Earnings Growth | -1.02% |
| Reported EPS 12 Trailing Months | 2.52 |
| Reported EPS Past Year | 2.44 |
| Reported EPS Prior Year | 1.77 |
| Net Income Twelve Trailing Months | 6,328,000,000 |
| Net Income Past Year | 6,327,000,000 |
| Net Income Prior Year | 6,392,000,000 |
| Quarterly Revenue Growth YOY | 43.50% |
| 5-Year Revenue Growth | -3.08% |
| Operating Margin Twelve Trailing Months | 39.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 52,889,000,000 |
| Total Cash Past Year | 52,889,000,000 |
| Total Cash Prior Year | 69,956,000,000 |
| Net Cash Position Most Recent Quarter | -116,442,000,000 |
| Net Cash Position Past Year | -116,442,000,000 |
| Long Term Debt Past Year | 169,331,000,000 |
| Long Term Debt Prior Year | 160,245,000,000 |
| Total Debt Most Recent Quarter | 169,331,000,000 |
| Equity to Debt Ratio Past Year | 0.23 |
| Equity to Debt Ratio Most Recent Quarter | 0.23 |
| Total Stockholder Equity Past Year | 49,698,000,000 |
| Total Stockholder Equity Prior Year | 50,314,000,000 |
| Total Stockholder Equity Most Recent Quarter | 49,698,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 10,367,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.58 |
| Free Cash Flow Past Year | -22,876,000,000 |
| Free Cash Flow Prior Year | -22,876,000,000 |
Options |
|
| Put/Call Ratio | 0.01 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.10 |
| MACD Signal | 0.22 |
| 20-Day Bollinger Lower Band | 23.25 |
| 20-Day Bollinger Middle Band | 27.23 |
| 20-Day Bollinger Upper Band | 31.21 |
| Beta | 0.89 |
| RSI | 51.49 |
| 50-Day SMA | 23.70 |
| 150-Day SMA | 17.04 |
| 200-Day SMA | 14.99 |
System |
|
| Modified | 2/28/2026 1:56:21 AM EST |