Stock Scorecard
Stock Summary for ING Groep N.V. (ING) - $32.57 as of 10/27/2026 9:13:57 PM EST
Total Score
8 out of 30
Safety Score
42 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ING
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ING
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ING
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ING
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ING (42 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for ING
Financial Details for ING
Company Overview |
|
|---|---|
| Ticker | ING |
| Company Name | ING Groep N.V. |
| Country | N/A |
| Description | ING Groep NV, a financial institution, offers various banking products and services to individuals, small and medium-sized businesses and medium-sized businesses. The company is headquartered in Amsterdam, the Netherlands. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - DIVERSIFIED |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/29/2026 |
Stock Price History |
|
| Last Day Price | 32.57 |
| Price 4 Years Ago | 9.42 |
| Last Day Price Updated | 10/27/2026 9:13:57 PM EST |
| Last Day Volume | 1,857,348 |
| Average Daily Volume | 2,480,798 |
| 52-Week High | 37.52 |
| 52-Week Low | 22.18 |
| Last Price to 52 Week Low | 46.84% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 13.04 |
| Sector PE | 25.23 |
| 5-Year Average PE | 11.51 |
| Free Cash Flow Ratio | 1.42 |
| Industry Free Cash Flow Ratio | 2.37 |
| Sector Free Cash Flow Ratio | 69.59 |
| Current Ratio Most Recent Quarter | 0.21 |
| Total Cash Per Share | 22.86 |
| Book Value Per Share Most Recent Quarter | 19.67 |
| Price to Book Ratio | 1.80 |
| Industry Price to Book Ratio | 1.79 |
| Sector Price to Book Ratio | 1.94 |
| Price to Sales Ratio Twelve Trailing Months | 3.75 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.29 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.29 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 2,841,014,000 |
| Market Capitalization | 92,531,825,980 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 8/10/2026 |
| Previous Dividend Amount | 0.8606 |
| Current Dividend Amount | 0.4611 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.32 |
| Trailing Annual Dividend Yield | 4.15% |
| Forward Annual Dividend Rate | 0.92 |
| Forward Annual Dividend Yield | 2.90% |
| 5-Year Dividend Payments Count | 13 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 9.51% |
| 3-Year Dividend Growth Rate Percentage | 5.12% |
| 5-Year Dividend Growth Rate Percentage | 21.61% |
| All-Time Dividend Growth Rate Percentage | 8.76% |
| Dividend Payout Ratio | 49.50% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 22.10% |
| Annual Earnings Growth | -1.02% |
| Reported EPS 12 Trailing Months | 2.67 |
| Reported EPS Past Year | 1.42 |
| Reported EPS Prior Year | 2.44 |
| Net Income Twelve Trailing Months | 6,701,000,000 |
| Net Income Past Year | 6,327,000,000 |
| Net Income Prior Year | 6,392,000,000 |
| Quarterly Revenue Growth YOY | 11.10% |
| 5-Year Revenue Growth | -3.08% |
| Operating Margin Twelve Trailing Months | 49.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 64,954,000,000 |
| Total Cash Past Year | 52,889,000,000 |
| Total Cash Prior Year | 69,956,000,000 |
| Net Cash Position Most Recent Quarter | -120,125,000,000 |
| Net Cash Position Past Year | -116,442,000,000 |
| Long Term Debt Past Year | 169,331,000,000 |
| Long Term Debt Prior Year | 160,245,000,000 |
| Total Debt Most Recent Quarter | 185,079,000,000 |
| Equity to Debt Ratio Past Year | 0.23 |
| Equity to Debt Ratio Most Recent Quarter | 0.21 |
| Total Stockholder Equity Past Year | 49,698,000,000 |
| Total Stockholder Equity Prior Year | 50,314,000,000 |
| Total Stockholder Equity Most Recent Quarter | 50,245,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -6,731,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -2.37 |
| Free Cash Flow Past Year | -6,731,000,000 |
| Free Cash Flow Prior Year | -22,876,000,000 |
Options |
|
| Put/Call Ratio | 0.11 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.69 |
| MACD Signal | -0.47 |
| 20-Day Bollinger Lower Band | 28.79 |
| 20-Day Bollinger Middle Band | 33.64 |
| 20-Day Bollinger Upper Band | 38.48 |
| Beta | 0.91 |
| RSI | 35.28 |
| 50-Day SMA | 29.46 |
| 150-Day SMA | 20.75 |
| 200-Day SMA | 18.22 |
System |
|
| Modified | 10/27/2026 2:32:36 AM EST |