Stock Scorecard
Stock Summary for International Money Express Inc (IMXI) - $15.37 as of 12/26/2025 7:40:39 AM EST
Total Score
12 out of 30
Safety Score
30 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for IMXI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for IMXI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for IMXI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for IMXI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for IMXI (30 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for IMXI
Financial Details for IMXI
Company Overview |
|
|---|---|
| Ticker | IMXI |
| Company Name | International Money Express Inc |
| Country | USA |
| Description | International Money Express, Inc. (IMXI) is a prominent player in the money transfer sector, specializing in remittances with a strategic focus on markets such as Latin America, Mexico, Africa, Central America, South America, and the Caribbean. Headquartered in Miami, Florida, IMXI combines a vast network of retail partners with advanced digital solutions to deliver secure and efficient money transfer services. As the demand for cross-border payment solutions continues to rise alongside global migration trends, IMXI is well-placed to leverage its operational strengths and market position, presenting a compelling opportunity for institutional investors targeting growth in the financial services industry. |
| Sector Name | TECHNOLOGY |
| Industry Name | SOFTWARE - INFRASTRUCTURE |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 3/11/2026 |
Stock Price History |
|
| Last Day Price | 15.37 |
| Price 4 Years Ago | 15.96 |
| Last Day Price Updated | 12/26/2025 7:40:39 AM EST |
| Last Day Volume | 36,594 |
| Average Daily Volume | 230,945 |
| 52-Week High | 21.40 |
| 52-Week Low | 8.58 |
| Last Price to 52 Week Low | 79.14% |
Valuation Measures |
|
| Trailing PE | 12.04 |
| Industry PE | 46.64 |
| Sector PE | 49.61 |
| 5-Year Average PE | 12.68 |
| Free Cash Flow Ratio | 3.01 |
| Industry Free Cash Flow Ratio | 15.61 |
| Sector Free Cash Flow Ratio | 34.42 |
| Current Ratio Most Recent Quarter | 2.03 |
| Total Cash Per Share | 5.10 |
| Book Value Per Share Most Recent Quarter | 5.04 |
| Price to Book Ratio | 3.06 |
| Industry Price to Book Ratio | 9.48 |
| Sector Price to Book Ratio | 7.63 |
| Price to Sales Ratio Twelve Trailing Months | 0.73 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.30 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 29,718,700 |
| Market Capitalization | 456,776,419 |
| Institutional Ownership | 90.49% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -68.40% |
| Annual Earnings Growth | -1.17% |
| Reported EPS 12 Trailing Months | 1.28 |
| Reported EPS Past Year | 1.10 |
| Reported EPS Prior Year | 2.16 |
| Net Income Twelve Trailing Months | 39,124,000 |
| Net Income Past Year | 58,821,000 |
| Net Income Prior Year | 59,515,000 |
| Quarterly Revenue Growth YOY | -9.90% |
| 5-Year Revenue Growth | 15.56% |
| Operating Margin Twelve Trailing Months | 10.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 151,589,000 |
| Total Cash Past Year | 130,503,000 |
| Total Cash Prior Year | 239,203,000 |
| Net Cash Position Most Recent Quarter | -6,340,000 |
| Net Cash Position Past Year | -26,120,000 |
| Long Term Debt Past Year | 156,623,000 |
| Long Term Debt Prior Year | 181,073,000 |
| Total Debt Most Recent Quarter | 157,929,000 |
| Equity to Debt Ratio Past Year | 0.46 |
| Equity to Debt Ratio Most Recent Quarter | 0.49 |
| Total Stockholder Equity Past Year | 134,924,000 |
| Total Stockholder Equity Prior Year | 149,037,000 |
| Total Stockholder Equity Most Recent Quarter | 149,688,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 26,938,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.91 |
| Free Cash Flow Past Year | 23,088,000 |
| Free Cash Flow Prior Year | 130,722,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.09 |
| MACD Signal | 0.11 |
| 20-Day Bollinger Lower Band | 13.97 |
| 20-Day Bollinger Middle Band | 14.82 |
| 20-Day Bollinger Upper Band | 15.66 |
| Beta | 0.88 |
| RSI | 64.52 |
| 50-Day SMA | 13.90 |
| 150-Day SMA | 18.66 |
| 200-Day SMA | 19.47 |
System |
|
| Modified | 12/25/2025 1:16:03 AM EST |