Stock Scorecard
Stock Summary for International Bancshares Corp (IBOC) - $70.66 as of 11/20/2024 4:11:58 PM EST
Total Score
17 out of 30
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for IBOC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for IBOC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for IBOC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for IBOC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for IBOC (60 out of 90)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for IBOC
Financial Details for IBOC
Company Overview |
|
|---|---|
| Ticker | IBOC |
| Company Name | International Bancshares Corp |
| Country | USA |
| Description | International Bancshares Corporation, a multi-bank financial holding company, provides commercial and retail banking services. The company is headquartered in Laredo, Texas. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 70.66 |
| Price 4 Years Ago | 33.65 |
| Last Day Price Updated | 11/20/2024 4:11:58 PM EST |
| Last Day Volume | 110,873 |
| Average Daily Volume | 204,070 |
| 52-Week High | 73.81 |
| 52-Week Low | 43.19 |
| Last Price to 52 Week Low | 63.60% |
Valuation Measures |
|
| Trailing PE | 11.01 |
| Industry PE | 19.52 |
| Sector PE | 21.40 |
| 5-Year Average PE | 10.50 |
| Free Cash Flow Ratio | 0.76 |
| Industry Free Cash Flow Ratio | 5.68 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 8.22 |
| Total Cash Per Share | 93.28 |
| Book Value Per Share Most Recent Quarter | 44.20 |
| Price to Book Ratio | 1.60 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 5.50 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 62,203,000 |
| Market Capitalization | 4,395,263,980 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 8/14/2024 |
| Last Dividend Amount | 0.66 |
| Current Dividend Amount | 0.66 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.32 |
| Trailing Annual Dividend Yield | 1.89% |
| Forward Annual Dividend Rate | 1.38 |
| Forward Annual Dividend Yield | 1.98% |
| 5-Year Dividend Payments Count | 10 |
| 3-Year Average Dividend Yield | 2.55% |
| 5-Year Average Dividend Yield | 2.61% |
| 1-Year Dividend Growth Rate Percentage | 5.00% |
| 3-Year Dividend Growth Rate Percentage | 4.67% |
| 5-Year Dividend Growth Rate Percentage | 4.66% |
| All-Time Dividend Growth Rate Percentage | 12.31% |
| Dividend Payout Ratio | 20.53% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -3.60% |
| Annual Earnings Growth | 37.15% |
| Reported EPS 12 Trailing Months | 6.42 |
| Reported EPS Past Year | 4.72 |
| Reported EPS Prior Year | 6.62 |
| Net Income Twelve Trailing Months | 400,459,000 |
| Net Income Past Year | 411,768,000 |
| Net Income Prior Year | 300,232,000 |
| Quarterly Revenue Growth YOY | 0.50% |
| 5-Year Revenue Growth | 7.96% |
| Operating Margin Twelve Trailing Months | 0.64 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 5,802,358,000 |
| Total Cash Past Year | 5,482,216,000 |
| Total Cash Prior Year | 6,514,278,000 |
| Net Cash Position Most Recent Quarter | 5,682,897,000 |
| Net Cash Position Past Year | 5,362,603,000 |
| Long Term Debt Past Year | 119,613,000 |
| Long Term Debt Prior Year | 145,586,000 |
| Total Debt Most Recent Quarter | 119,461,000 |
| Equity to Debt Ratio Past Year | 0.95 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 2,447,774,000 |
| Total Stockholder Equity Prior Year | 2,044,759,000 |
| Total Stockholder Equity Most Recent Quarter | 2,749,416,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 467,627,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.52 |
| Free Cash Flow Past Year | 446,935,000 |
| Free Cash Flow Prior Year | 368,728,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 2.83 |
| MACD Signal | 2.28 |
| 20-Day Bollinger Lower Band | 54.85 |
| 20-Day Bollinger Middle Band | 63.01 |
| 20-Day Bollinger Upper Band | 71.16 |
| Beta | 0.90 |
| RSI | 64.40 |
| 50-Day SMA | 57.12 |
| 150-Day SMA | 47.13 |
| 200-Day SMA | 45.40 |
System |
|
| Modified | 11/21/2024 3:24:48 AM EST |