Stock Scorecard
Stock Summary for HarborOne Bancorp Inc (HONE) - $12.29 as of 7/4/2025 1:18:25 AM EST
Total Score
15 out of 30
Safety Score
46 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for HONE
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HONE
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HONE
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HONE
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HONE (46 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for HONE
Financial Details for HONE
Company Overview |
|
|---|---|
| Ticker | HONE |
| Company Name | HarborOne Bancorp Inc |
| Country | USA |
| Description | HarborOne Bancorp, Inc. is the holding company of HarborOne Bank providing financial services to individuals, families, small and medium-sized businesses and municipalities. The company is headquartered in Brockton, Massachusetts. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/31/2025 |
Stock Price History |
|
| Last Day Price | 12.29 |
| Price 4 Years Ago | 13.57 |
| Last Day Price Updated | 7/4/2025 1:18:25 AM EST |
| Last Day Volume | 229,503 |
| Average Daily Volume | 359,154 |
| 52-Week High | 13.69 |
| 52-Week Low | 8.89 |
| Last Price to 52 Week Low | 38.25% |
Valuation Measures |
|
| Trailing PE | 19.02 |
| Industry PE | 19.31 |
| Sector PE | 21.48 |
| 5-Year Average PE | 29.05 |
| Free Cash Flow Ratio | 2.30 |
| Industry Free Cash Flow Ratio | 3.83 |
| Sector Free Cash Flow Ratio | 11.94 |
| Current Ratio Most Recent Quarter | 0.05 |
| Total Cash Per Share | 5.35 |
| Book Value Per Share Most Recent Quarter | 14.14 |
| Price to Book Ratio | 0.90 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.13 |
| Price to Sales Ratio Twelve Trailing Months | 3.17 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.23 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.31 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 43,075,300 |
| Market Capitalization | 529,395,437 |
| Institutional Ownership | 59.60% |
Dividends |
|
| Ex-Dividend Date | 7/9/2025 |
| Previous Dividend Amount | 0.0900 |
| Current Dividend Amount | 0.0900 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.33 |
| Trailing Annual Dividend Yield | 2.75% |
| Forward Annual Dividend Rate | 0.36 |
| Forward Annual Dividend Yield | 3.01% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | -8.86% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 19.70% |
| Dividend Payout Ratio | 52.38% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -19.80% |
| Annual Earnings Growth | 70.47% |
| Reported EPS 12 Trailing Months | 0.63 |
| Reported EPS Past Year | 0.14 |
| Reported EPS Prior Year | 0.65 |
| Net Income Twelve Trailing Months | 25,607,000 |
| Net Income Past Year | 27,407,000 |
| Net Income Prior Year | 16,077,000 |
| Quarterly Revenue Growth YOY | -3.70% |
| 5-Year Revenue Growth | 8.57% |
| Operating Margin Twelve Trailing Months | 20.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 230,492,000 |
| Total Cash Past Year | 231,071,000 |
| Total Cash Prior Year | 227,350,000 |
| Net Cash Position Most Recent Quarter | -169,055,000 |
| Net Cash Position Past Year | -73,484,000 |
| Long Term Debt Past Year | 304,555,000 |
| Long Term Debt Prior Year | 265,462,000 |
| Total Debt Most Recent Quarter | 399,547,000 |
| Equity to Debt Ratio Past Year | 0.65 |
| Equity to Debt Ratio Most Recent Quarter | 0.59 |
| Total Stockholder Equity Past Year | 575,011,000 |
| Total Stockholder Equity Prior Year | 583,759,000 |
| Total Stockholder Equity Most Recent Quarter | 575,967,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 10,892,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.25 |
| Free Cash Flow Past Year | 2,602,000 |
| Free Cash Flow Prior Year | 49,027,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.17 |
| MACD Signal | 0.09 |
| 20-Day Bollinger Lower Band | 9.33 |
| 20-Day Bollinger Middle Band | 10.96 |
| 20-Day Bollinger Upper Band | 12.60 |
| Beta | 0.61 |
| RSI | 66.25 |
| 50-Day SMA | 11.73 |
| 150-Day SMA | 11.14 |
| 200-Day SMA | 11.63 |
System |
|
| Modified | 7/3/2025 1:48:36 AM EST |