Stock Scorecard
Stock Summary for Heritage Financial Corp (HFWA) - $23.56 as of 5/9/2025 7:29:51 AM EST
Total Score
14 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for HFWA
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HFWA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HFWA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HFWA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HFWA (63 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for HFWA
Financial Details for HFWA
Company Overview |
|
|---|---|
| Ticker | HFWA |
| Company Name | Heritage Financial Corp |
| Country | USA |
| Description | Heritage Financial Corporation is the banking holding company for Heritage Bank providing various financial services to small and medium-sized businesses and individuals in the United States. The company is headquartered in Olympia, Washington. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 23.56 |
| Price 4 Years Ago | 21.44 |
| Last Day Price Updated | 5/9/2025 7:29:51 AM EST |
| Last Day Volume | 203,546 |
| Average Daily Volume | 243,257 |
| 52-Week High | 27.04 |
| 52-Week Low | 15.89 |
| Last Price to 52 Week Low | 48.27% |
Valuation Measures |
|
| Trailing PE | 15.89 |
| Industry PE | 14.77 |
| Sector PE | 18.79 |
| 5-Year Average PE | 22.14 |
| Free Cash Flow Ratio | 3.23 |
| Industry Free Cash Flow Ratio | 8.68 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 0.46 |
| Total Cash Per Share | 7.29 |
| Book Value Per Share Most Recent Quarter | 25.85 |
| Price to Book Ratio | 0.91 |
| Industry Price to Book Ratio | 0.99 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 3.63 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 34,105,500 |
| Market Capitalization | 803,525,580 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/7/2025 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.2400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.94 |
| Trailing Annual Dividend Yield | 4.02% |
| Forward Annual Dividend Rate | 0.96 |
| Forward Annual Dividend Yield | 4.11% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.79% |
| 5-Year Average Dividend Yield | 3.73% |
| 1-Year Dividend Growth Rate Percentage | 4.35% |
| 3-Year Dividend Growth Rate Percentage | 2.15% |
| 5-Year Dividend Growth Rate Percentage | 4.34% |
| All-Time Dividend Growth Rate Percentage | 6.74% |
| Dividend Payout Ratio | 63.51% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 150.00% |
| Annual Earnings Growth | -29.95% |
| Reported EPS 12 Trailing Months | 1.48 |
| Reported EPS Past Year | 0.40 |
| Reported EPS Prior Year | 1.24 |
| Net Income Twelve Trailing Months | 51,421,000 |
| Net Income Past Year | 43,258,000 |
| Net Income Prior Year | 61,755,000 |
| Quarterly Revenue Growth YOY | 21.80% |
| 5-Year Revenue Growth | 5.94% |
| Operating Margin Twelve Trailing Months | 30.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 248,660,000 |
| Total Cash Past Year | 117,100,000 |
| Total Cash Prior Year | 224,973,000 |
| Net Cash Position Most Recent Quarter | -37,871,000 |
| Net Cash Position Past Year | -287,958,000 |
| Long Term Debt Past Year | 405,058,000 |
| Long Term Debt Prior Year | 21,765,000 |
| Total Debt Most Recent Quarter | 286,531,000 |
| Equity to Debt Ratio Past Year | 0.68 |
| Equity to Debt Ratio Most Recent Quarter | 0.75 |
| Total Stockholder Equity Past Year | 863,527,000 |
| Total Stockholder Equity Prior Year | 853,261,000 |
| Total Stockholder Equity Most Recent Quarter | 881,515,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 69,245,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.03 |
| Free Cash Flow Past Year | 61,024,000 |
| Free Cash Flow Prior Year | 99,147,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.17 |
| MACD Signal | -0.05 |
| 20-Day Bollinger Lower Band | 21.15 |
| 20-Day Bollinger Middle Band | 23.44 |
| 20-Day Bollinger Upper Band | 25.72 |
| Beta | 0.52 |
| RSI | 55.53 |
| 50-Day SMA | 22.05 |
| 150-Day SMA | 20.85 |
| 200-Day SMA | 21.05 |
System |
|
| Modified | 5/8/2025 1:29:53 AM EST |