Stock Scorecard
Stock Summary for HDFC Bank Ltd (HDB) - $24.99 as of 6/16/2026 7:39:43 AM EST
Total Score
13 out of 30
Safety Score
33 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for HDB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HDB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HDB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HDB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HDB (33 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 3 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for HDB
Financial Details for HDB
Company Overview |
|
|---|---|
| Ticker | HDB |
| Company Name | HDFC Bank Ltd |
| Country | N/A |
| Description | HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 24.99 |
| Price 4 Years Ago | 31.99 |
| Last Day Price Updated | 6/16/2026 7:39:43 AM EST |
| Last Day Volume | 7,574,280 |
| Average Daily Volume | 9,497,009 |
| 52-Week High | 39.34 |
| 52-Week Low | 22.91 |
| Last Price to 52 Week Low | 9.08% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.77 |
| Sector PE | 16.73 |
| 5-Year Average PE | 19.29 |
| Free Cash Flow Ratio | 0.04 |
| Industry Free Cash Flow Ratio | 15.02 |
| Sector Free Cash Flow Ratio | 40.69 |
| Current Ratio Most Recent Quarter | 0.06 |
| Total Cash Per Share | 595.76 |
| Book Value Per Share Most Recent Quarter | 2.41 |
| Price to Book Ratio | 1.48 |
| Industry Price to Book Ratio | 1.27 |
| Sector Price to Book Ratio | 1.79 |
| Price to Sales Ratio Twelve Trailing Months | 0.04 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.63 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.43 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 5,132,075,000 |
| Market Capitalization | 128,250,554,250 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 7/31/2025 |
| Previous Dividend Amount | 0.3756 |
| Current Dividend Amount | 0.0854 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.09 |
| Trailing Annual Dividend Yield | 0.35% |
| Forward Annual Dividend Rate | 0.09 |
| Forward Annual Dividend Yield | 0.35% |
| 5-Year Dividend Payments Count | 7 |
| 3-Year Average Dividend Yield | 1.07% |
| 5-Year Average Dividend Yield | 1.03% |
| 1-Year Dividend Growth Rate Percentage | 11.49% |
| 3-Year Dividend Growth Rate Percentage | 9.74% |
| 5-Year Dividend Growth Rate Percentage | 9.60% |
| All-Time Dividend Growth Rate Percentage | 19.01% |
| Dividend Payout Ratio | 6.01% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 7.50% |
| Annual Earnings Growth | 18.77% |
| Reported EPS 12 Trailing Months | 1.42 |
| Reported EPS Past Year | 1.62 |
| Reported EPS Prior Year | 1.55 |
| Net Income Twelve Trailing Months | 768,118,985,000 |
| Net Income Past Year | 799,951,909,000 |
| Net Income Prior Year | 673,508,300,000 |
| Quarterly Revenue Growth YOY | -1.80% |
| 5-Year Revenue Growth | 27.80% |
| Operating Margin Twelve Trailing Months | 40.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 3,057,507,536,000 |
| Total Cash Past Year | 3,057,507,536,000 |
| Total Cash Prior Year | 3,222,323,100,000 |
| Net Cash Position Most Recent Quarter | -3,100,827,764,000 |
| Net Cash Position Past Year | -2,808,655,664,000 |
| Long Term Debt Past Year | 5,866,163,200,000 |
| Long Term Debt Prior Year | 5,866,163,200,000 |
| Total Debt Most Recent Quarter | 6,158,335,300,000 |
| Equity to Debt Ratio Past Year | 0.49 |
| Equity to Debt Ratio Most Recent Quarter | 0.48 |
| Total Stockholder Equity Past Year | 5,744,570,697,000 |
| Total Stockholder Equity Prior Year | 7,676,891,400,000 |
| Total Stockholder Equity Most Recent Quarter | 5,744,570,697,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,388,293,171,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 270.51 |
| Free Cash Flow Past Year | 1,722,674,271,000 |
| Free Cash Flow Prior Year | 1,129,220,100,000 |
Options |
|
| Put/Call Ratio | 0.74 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.43 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 6/16/2026 12:41:55 AM EST |