Stock Scorecard
Stock Summary for Hanmi Financial Corp (HAFC) - $27.38 as of 2/18/2026 9:11:26 PM EST
Total Score
17 out of 30
Safety Score
43 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for HAFC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HAFC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HAFC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HAFC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HAFC (43 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for HAFC
Financial Details for HAFC
Company Overview |
|
|---|---|
| Ticker | HAFC |
| Company Name | Hanmi Financial Corp |
| Country | N/A |
| Description | Hanmi Financial Corporation (HAFC), headquartered in Los Angeles, California, is a prominent bank holding company offering a comprehensive range of commercial banking services tailored for individuals and businesses throughout the United States. Through its subsidiary, Hanmi Bank, the company focuses on delivering personalized financial solutions while maintaining a commitment to exceptional customer service within diverse communities. With a strategic emphasis on growth, innovation, and market responsiveness, Hanmi Financial is poised to leverage emerging opportunities, thereby strengthening its competitive foothold in the evolving U.S. banking sector. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 27.38 |
| Price 4 Years Ago | 21.17 |
| Last Day Price Updated | 2/18/2026 9:11:26 PM EST |
| Last Day Volume | 638,537 |
| Average Daily Volume | 290,129 |
| 52-Week High | 30.20 |
| 52-Week Low | 18.61 |
| Last Price to 52 Week Low | 47.13% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.82 |
| Sector PE | 17.00 |
| 5-Year Average PE | 8.19 |
| Free Cash Flow Ratio | 3.85 |
| Industry Free Cash Flow Ratio | 10.95 |
| Sector Free Cash Flow Ratio | 20.37 |
| Current Ratio Most Recent Quarter | 3.58 |
| Total Cash Per Share | 7.12 |
| Book Value Per Share Most Recent Quarter | 26.87 |
| Price to Book Ratio | 1.05 |
| Industry Price to Book Ratio | 1.24 |
| Sector Price to Book Ratio | 1.91 |
| Price to Sales Ratio Twelve Trailing Months | 3.28 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.04 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 29,894,800 |
| Market Capitalization | 818,519,624 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/9/2026 |
| Previous Dividend Amount | 0.2700 |
| Current Dividend Amount | 0.2800 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.09 |
| Trailing Annual Dividend Yield | 4.06% |
| Forward Annual Dividend Rate | 1.12 |
| Forward Annual Dividend Yield | 4.17% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.04% |
| 5-Year Average Dividend Yield | 4.69% |
| 1-Year Dividend Growth Rate Percentage | 3.70% |
| 3-Year Dividend Growth Rate Percentage | 1.84% |
| 5-Year Dividend Growth Rate Percentage | 4.48% |
| All-Time Dividend Growth Rate Percentage | -2.43% |
| Dividend Payout Ratio | 43.43% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 20.50% |
| Annual Earnings Growth | 22.33% |
| Reported EPS 12 Trailing Months | 2.51 |
| Reported EPS Past Year | 2.51 |
| Reported EPS Prior Year | 2.05 |
| Net Income Twelve Trailing Months | 76,089,000 |
| Net Income Past Year | 76,089,000 |
| Net Income Prior Year | 62,201,000 |
| Quarterly Revenue Growth YOY | 15.70% |
| 5-Year Revenue Growth | 10.86% |
| Operating Margin Twelve Trailing Months | 43.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 212,841,000 |
| Total Cash Past Year | 212,841,000 |
| Total Cash Prior Year | 304,800,000 |
| Net Cash Position Most Recent Quarter | 82,532,000 |
| Net Cash Position Past Year | 44,703,000 |
| Long Term Debt Past Year | 168,138,000 |
| Long Term Debt Prior Year | 168,138,000 |
| Total Debt Most Recent Quarter | 130,309,000 |
| Equity to Debt Ratio Past Year | 0.83 |
| Equity to Debt Ratio Most Recent Quarter | 0.86 |
| Total Stockholder Equity Past Year | 796,386,000 |
| Total Stockholder Equity Prior Year | 732,174,000 |
| Total Stockholder Equity Most Recent Quarter | 796,386,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 167,872,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.62 |
| Free Cash Flow Past Year | 51,325,000 |
| Free Cash Flow Prior Year | 105,380,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.13 |
| MACD Signal | -0.08 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.72 |
| RSI | 0.00 |
| 50-Day SMA | 24.30 |
| 150-Day SMA | 19.18 |
| 200-Day SMA | 19.43 |
System |
|
| Modified | 2/17/2026 12:19:14 AM EST |