Stock Scorecard
Stock Summary for Guidewire Software Inc (GWRE) - $145.18 as of 9/29/2026 6:57:32 PM EST
Total Score
8 out of 30
Safety Score
59 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for GWRE
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for GWRE
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for GWRE
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for GWRE
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for GWRE (59 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for GWRE
Financial Details for GWRE
Company Overview |
|
|---|---|
| Ticker | GWRE |
| Company Name | Guidewire Software Inc |
| Country | USA |
| Description | Guidewire Software, Inc. provides software products for property and casualty insurers around the world. The company is headquartered in San Mateo, California. |
| Sector Name | TECHNOLOGY |
| Industry Name | SOFTWARE - APPLICATION |
| Most Recent Quarter | 7/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 145.18 |
| Price 4 Years Ago | 62.56 |
| Last Day Price Updated | 9/29/2026 6:57:32 PM EST |
| Last Day Volume | 1,132,783 |
| Average Daily Volume | 1,465,899 |
| 52-Week High | 255.89 |
| 52-Week Low | 102.30 |
| Last Price to 52 Week Low | 41.92% |
Valuation Measures |
|
| Trailing PE | 89.30 |
| Industry PE | 51.44 |
| Sector PE | 48.93 |
| 5-Year Average PE | 55.18 |
| Free Cash Flow Ratio | 32.41 |
| Industry Free Cash Flow Ratio | 29.22 |
| Sector Free Cash Flow Ratio | 38.46 |
| Current Ratio Most Recent Quarter | 1.79 |
| Total Cash Per Share | 4.48 |
| Book Value Per Share Most Recent Quarter | 14.56 |
| Price to Book Ratio | 10.50 |
| Industry Price to Book Ratio | 13.34 |
| Sector Price to Book Ratio | 8.87 |
| Price to Sales Ratio Twelve Trailing Months | 8.09 |
| Industry Price to Sales Ratio Twelve Trailing Months | 28.82 |
| Sector Price to Sales Ratio Twelve Trailing Months | 10.94 |
| Analyst Buy Ratings | 8 |
| Analyst Strong Buy Ratings | 5 |
Share Statistics |
|
| Total Shares Outstanding | 81,993,000 |
| Market Capitalization | 11,903,743,740 |
| Institutional Ownership | 105.21% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -38.20% |
| Annual Earnings Growth | 1,243.77% |
| Reported EPS 12 Trailing Months | 1.63 |
| Reported EPS Past Year | 3.20 |
| Reported EPS Prior Year | 2.66 |
| Net Income Twelve Trailing Months | 159,840,000 |
| Net Income Past Year | 69,804,000 |
| Net Income Prior Year | -6,103,000 |
| Quarterly Revenue Growth YOY | 15.30% |
| 5-Year Revenue Growth | 10.13% |
| Operating Margin Twelve Trailing Months | 15.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 372,887,000 |
| Total Cash Past Year | 372,887,000 |
| Total Cash Prior Year | 699,102,000 |
| Net Cash Position Most Recent Quarter | -305,207,000 |
| Net Cash Position Past Year | -305,207,000 |
| Long Term Debt Past Year | 678,094,000 |
| Long Term Debt Prior Year | 674,568,000 |
| Total Debt Most Recent Quarter | 678,094,000 |
| Equity to Debt Ratio Past Year | 0.64 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 1,193,687,000 |
| Total Stockholder Equity Prior Year | 1,457,230,000 |
| Total Stockholder Equity Most Recent Quarter | 1,193,687,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 290,251,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.54 |
| Free Cash Flow Past Year | 377,660,000 |
| Free Cash Flow Prior Year | 295,126,000 |
Options |
|
| Put/Call Ratio | 0.08 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.10 |
| MACD Signal | 7.18 |
| 20-Day Bollinger Lower Band | 101.10 |
| 20-Day Bollinger Middle Band | 147.26 |
| 20-Day Bollinger Upper Band | 193.42 |
| Beta | 0.97 |
| RSI | 33.31 |
| 50-Day SMA | 169.13 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 143.69 |
System |
|
| Modified | 9/29/2026 12:40:22 AM EST |