Stock Scorecard
Stock Summary for Guidewire Software Inc (GWRE) - $246.79 as of 6/19/2025 7:36:48 PM EST
Total Score
8 out of 30
Safety Score
56 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for GWRE
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for GWRE
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for GWRE
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for GWRE
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for GWRE (56 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 1 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 1 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for GWRE
Financial Details for GWRE
Company Overview |
|
|---|---|
| Ticker | GWRE |
| Company Name | Guidewire Software Inc |
| Country | USA |
| Description | Guidewire Software, Inc. provides software products for property and casualty insurers around the world. The company is headquartered in San Mateo, California. |
| Sector Name | TECHNOLOGY |
| Industry Name | SERVICES-PREPACKAGED SOFTWARE |
| Most Recent Quarter | 4/30/2025 |
| Next Earnings Date | 9/3/2025 |
Stock Price History |
|
| Last Day Price | 246.79 |
| Price 4 Years Ago | 113.53 |
| Last Day Price Updated | 6/19/2025 7:36:48 PM EST |
| Last Day Volume | 858,405 |
| Average Daily Volume | 984,741 |
| 52-Week High | 263.20 |
| 52-Week Low | 132.01 |
| Last Price to 52 Week Low | 86.95% |
Valuation Measures |
|
| Trailing PE | 591.05 |
| Industry PE | 86.56 |
| Sector PE | 46.79 |
| 5-Year Average PE | 81.17 |
| Free Cash Flow Ratio | 40.72 |
| Industry Free Cash Flow Ratio | 35.83 |
| Sector Free Cash Flow Ratio | 65.49 |
| Current Ratio Most Recent Quarter | 3.23 |
| Total Cash Per Share | 6.06 |
| Book Value Per Share Most Recent Quarter | 16.18 |
| Price to Book Ratio | 15.67 |
| Industry Price to Book Ratio | 13.82 |
| Sector Price to Book Ratio | 16.70 |
| Price to Sales Ratio Twelve Trailing Months | 18.77 |
| Industry Price to Sales Ratio Twelve Trailing Months | 10.42 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.63 |
| Analyst Buy Ratings | 5 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 84,195,000 |
| Market Capitalization | 20,778,484,050 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 34.90% |
| Annual Earnings Growth | 94.54% |
| Reported EPS 12 Trailing Months | 0.42 |
| Reported EPS Past Year | 1.82 |
| Reported EPS Prior Year | 1.01 |
| Net Income Twelve Trailing Months | 34,612,000 |
| Net Income Past Year | -6,103,000 |
| Net Income Prior Year | -111,855,000 |
| Quarterly Revenue Growth YOY | 22.00% |
| 5-Year Revenue Growth | 6.39% |
| Operating Margin Twelve Trailing Months | 1.52% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 510,321,000 |
| Total Cash Past Year | 547,992,000 |
| Total Cash Prior Year | 401,813,000 |
| Net Cash Position Most Recent Quarter | -163,375,000 |
| Net Cash Position Past Year | 149,089,000 |
| Long Term Debt Past Year | 398,903,000 |
| Long Term Debt Prior Year | 397,171,000 |
| Total Debt Most Recent Quarter | 673,696,000 |
| Equity to Debt Ratio Past Year | 0.77 |
| Equity to Debt Ratio Most Recent Quarter | 0.67 |
| Total Stockholder Equity Past Year | 1,342,732,000 |
| Total Stockholder Equity Prior Year | 1,199,466,000 |
| Total Stockholder Equity Most Recent Quarter | 1,362,575,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 238,814,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.84 |
| Free Cash Flow Past Year | 177,221,000 |
| Free Cash Flow Prior Year | 20,968,000 |
Options |
|
| Put/Call Ratio | 0.13 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 12.09 |
| MACD Signal | 11.52 |
| 20-Day Bollinger Lower Band | 161.76 |
| 20-Day Bollinger Middle Band | 207.18 |
| 20-Day Bollinger Upper Band | 252.59 |
| Beta | 1.16 |
| RSI | 67.77 |
| 50-Day SMA | 184.89 |
| 150-Day SMA | 119.97 |
| 200-Day SMA | 114.69 |
System |
|
| Modified | 6/19/2025 1:20:52 AM EST |