Stock Scorecard

Stock Summary for Guidewire Software Inc (GWRE) - $210.39 as of 5/5/2025 8:16:47 PM EST

Total Score

8 out of 30

Safety Score

51 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for GWRE

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for GWRE

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for GWRE

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for GWRE

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for GWRE (51 out of 100)

Stock Price Rating (Max of 10) 10
Historical Stock Price Rating (Max of 10) 10
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 6
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 5
Dividend Yield Percentage (Max of 10) 0
Operating Margin (Max of 10) 1
Trading Volume (Max of 10) 5
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for GWRE

Here's How Much You Would Have Made Owning Guidewire Software Stock In The Last 10 Years - Guidewire Software ( NYSE:GWRE ) 5/2/2025 4:00:00 PM
Guidewire Doubles Down On Japan, Plans $60 Million Investment to Meet Cloud Demand - Guidewire Software ( NYSE:GWRE ) 4/22/2025 6:52:00 PM
GWRE Commits $60M to Boost Japan's Insurance With Cloud-Based Systems 4/22/2025 12:34:00 PM
US Stocks Likely To Open Higher Amid Trump's Preemptive Rate Cut Call: Earnings Are Starting To Reflect This 'Uncertainty,' Says Expert - Atkore ( NYSE:ATKR ) , Amazon.com ( NASDAQ:AMZN ) 4/22/2025 9:52:00 AM
GWRE Unveils Mammoth to Transform Insurance Management: Stock to Gain? 4/7/2025 1:01:00 PM
Here's How Much You Would Have Made Owning Guidewire Software Stock In The Last 10 Years - Guidewire Software ( NYSE:GWRE ) 4/4/2025 11:45:00 PM
Here's How Much You Would Have Made Owning Guidewire Software Stock In The Last 10 Years - Guidewire Software ( NYSE:GWRE ) 3/20/2025 10:45:00 PM
GWRE Cloud Leveraged by Montana State Fund to Enhance Cloud Platform 3/11/2025 2:13:00 PM
Don't Overlook Guidewire Software ( GWRE ) International Revenue Trends While Assessing the Stock 3/11/2025 1:15:00 PM
$100 Invested In This Stock 10 Years Ago Would Be Worth This Much Today - Guidewire Software ( NYSE:GWRE ) 3/7/2025 11:00:00 PM

Financial Details for GWRE

Company Overview
Ticker GWRE
Company Name Guidewire Software Inc
Country USA
Description Guidewire Software, Inc. provides software products for property and casualty insurers around the world. The company is headquartered in San Mateo, California.
Sector Name TECHNOLOGY
Industry Name SERVICES-PREPACKAGED SOFTWARE
Most Recent Quarter 1/31/2025
Next Earnings Date 6/2/2025

Stock Price History
Last Day Price 210.39
Price 4 Years Ago 113.53
Last Day Price Updated 5/5/2025 8:16:47 PM EST
Last Day Volume 344,623
Average Daily Volume 702,653
52-Week High 219.59
52-Week Low 107.65
Last Price to 52 Week Low 95.44%

Valuation Measures
Trailing PE N/A
Industry PE 229.29
Sector PE 70.99
5-Year Average PE 88.67
Free Cash Flow Ratio 25.29
Industry Free Cash Flow Ratio 25.87
Sector Free Cash Flow Ratio 44.34
Current Ratio Most Recent Quarter 2.65
Total Cash Per Share 8.32
Book Value Per Share Most Recent Quarter 15.13
Price to Book Ratio 13.53
Industry Price to Book Ratio 9.54
Sector Price to Book Ratio 13.60
Price to Sales Ratio Twelve Trailing Months 15.82
Industry Price to Sales Ratio Twelve Trailing Months 7.28
Sector Price to Sales Ratio Twelve Trailing Months 4.47
Analyst Buy Ratings 6
Analyst Strong Buy Ratings 6

Share Statistics
Total Shares Outstanding 83,881,000
Market Capitalization 17,647,723,590
Institutional Ownership N/A

Dividends
Ex-Dividend Date N/A
Previous Dividend Amount 0.0000
Current Dividend Amount 0.0000
Total Years Dividend Increasing N/A
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement
Quarterly Earnings Growth YOY 34.90%
Annual Earnings Growth 94.54%
Reported EPS 12 Trailing Months -0.20
Reported EPS Past Year 0.94
Reported EPS Prior Year 1.01
Net Income Twelve Trailing Months -16,857,000
Net Income Past Year -6,103,000
Net Income Prior Year -111,855,000
Quarterly Revenue Growth YOY 20.20%
5-Year Revenue Growth 6.39%
Operating Margin Twelve Trailing Months 4.05%

Balance Sheet
Total Cash Most Recent Quarter 697,488,000
Total Cash Past Year 547,992,000
Total Cash Prior Year 401,813,000
Net Cash Position Most Recent Quarter 24,660,000
Net Cash Position Past Year 149,089,000
Long Term Debt Past Year 398,903,000
Long Term Debt Prior Year 397,171,000
Total Debt Most Recent Quarter 672,828,000
Equity to Debt Ratio Past Year 0.77
Equity to Debt Ratio Most Recent Quarter 0.65
Total Stockholder Equity Past Year 1,342,732,000
Total Stockholder Equity Prior Year 1,199,466,000
Total Stockholder Equity Most Recent Quarter 1,268,736,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 212,154,000
Free Cash Flow Per Share Twelve Trailing Months 2.53
Free Cash Flow Past Year 177,221,000
Free Cash Flow Prior Year 20,968,000

Options
Put/Call Ratio 0.88
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 3.56
MACD Signal 1.55
20-Day Bollinger Lower Band 161.57
20-Day Bollinger Middle Band 190.68
20-Day Bollinger Upper Band 219.78
Beta 1.19
RSI 62.06
50-Day SMA 171.24
150-Day SMA 112.91
200-Day SMA 110.76

System
Modified 5/3/2025 1:16:49 AM EST