Stock Scorecard



Stock Summary for Globe Life Inc (GL) - $136.47 as of 10/24/2025 7:38:16 PM EST

Total Score

13 out of 30

Safety Score

69 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for GL

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for GL

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for GL

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for GL

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for GL (69 out of 100)

Stock Price Rating (Max of 10) 10
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 9
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 8
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for GL

Globe Life Q3 Earnings Beat Estimates on Solid Underwriting 10/23/2025 2:29:00 PM
Globe Life ( GL ) Surpasses Q3 Earnings Estimates 10/22/2025 9:25:00 PM
Globe Life ( GL ) Q3 Earnings Preview: What You Should Know Beyond the Headline Estimates 10/21/2025 1:15:00 PM
Globe Life ( GL ) Earnings Expected to Grow: Should You Buy? 10/15/2025 2:00:00 PM
How Is The Market Feeling About Globe Life Inc? - Globe Life ( NYSE:GL ) 9/30/2025 4:00:00 PM
Trupanion Grows in Pet Insurance Amid Rising Veterinary Care Costs 9/30/2025 3:00:00 PM
Unum Group to Benefit From Growing Premium Amid Cost Woes 9/30/2025 2:30:00 PM
Rising Sales & Declining Cash Flows: The Aflac Investor Dilemma 9/30/2025 1:15:00 PM
Here's Why Globe Life ( GL ) is a Strong Momentum Stock 9/25/2025 1:50:00 PM
Globe Life Is Trading at a Discount: Time to Load Up or Hold Off? 9/18/2025 4:34:00 PM

Financial Details for GL

Company Overview

Ticker GL
Company Name Globe Life Inc
Country USA
Description Globe Life Inc. is a leading financial services holding company based in McKinney, Texas, with a strong focus on life insurance, annuities, and supplemental health insurance products through its wholly owned subsidiaries. The company is recognized for its commitment to offering affordable coverage and enhancing financial security, bolstered by efficient distribution channels and a robust customer-centric approach. With a dedication to innovation and operational excellence, Globe Life is well-equipped for sustainable growth, making it a compelling investment for institutional investors looking for stability in the competitive insurance market.
Sector Name FINANCIAL SERVICES
Industry Name INSURANCE - LIFE
Most Recent Quarter 6/30/2025
Next Earnings Date 10/22/2025

Stock Price History

Last Day Price 136.47
Price 4 Years Ago 90.63
Last Day Price Updated 10/24/2025 7:38:16 PM EST
Last Day Volume 879,110
Average Daily Volume 605,939
52-Week High 147.54
52-Week Low 99.43
Last Price to 52 Week Low 37.25%

Valuation Measures

Trailing PE 10.88
Industry PE 51.31
Sector PE 24.14
5-Year Average PE 14.06
Free Cash Flow Ratio 46.26
Industry Free Cash Flow Ratio 6.05
Sector Free Cash Flow Ratio 42.26
Current Ratio Most Recent Quarter 2.25
Total Cash Per Share 2.95
Book Value Per Share Most Recent Quarter 66.89
Price to Book Ratio 2.08
Industry Price to Book Ratio 1.15
Sector Price to Book Ratio 2.28
Price to Sales Ratio Twelve Trailing Months 1.87
Industry Price to Sales Ratio Twelve Trailing Months 1.05
Sector Price to Sales Ratio Twelve Trailing Months 3.86
Analyst Buy Ratings 5
Analyst Strong Buy Ratings 4

Share Statistics

Total Shares Outstanding 81,004,000
Market Capitalization 11,054,615,880
Institutional Ownership 85.72%

Dividends

Ex-Dividend Date 10/3/2025
Previous Dividend Amount 0.2700
Current Dividend Amount 0.2700
Total Years Dividend Increasing 9
Trailing Annual Dividend Rate 1.05
Trailing Annual Dividend Yield 0.76%
Forward Annual Dividend Rate 1.08
Forward Annual Dividend Yield 0.78%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.80%
5-Year Average Dividend Yield 0.79%
1-Year Dividend Growth Rate Percentage 11.11%
3-Year Dividend Growth Rate Percentage 9.08%
5-Year Dividend Growth Rate Percentage 7.71%
All-Time Dividend Growth Rate Percentage 7.09%
Dividend Payout Ratio 8.40%

Income Statement

Quarterly Earnings Growth YOY 8.00%
Annual Earnings Growth 10.30%
Reported EPS 12 Trailing Months 12.50
Reported EPS Past Year 6.34
Reported EPS Prior Year 12.38
Net Income Twelve Trailing Months 1,065,502,000
Net Income Past Year 1,070,762,000
Net Income Prior Year 970,755,000
Quarterly Revenue Growth YOY 2.90%
5-Year Revenue Growth 5.00%
Operating Margin Twelve Trailing Months 23.80%

Balance Sheet

Total Cash Most Recent Quarter 239,122,000
Total Cash Past Year 165,325,000
Total Cash Prior Year 103,156,000
Net Cash Position Most Recent Quarter -2,086,520,000
Net Cash Position Past Year -2,158,926,000
Long Term Debt Past Year 2,324,251,000
Long Term Debt Prior Year 1,629,559,000
Total Debt Most Recent Quarter 2,325,642,000
Equity to Debt Ratio Past Year 0.70
Equity to Debt Ratio Most Recent Quarter 0.70
Total Stockholder Equity Past Year 5,305,520,000
Total Stockholder Equity Prior Year 4,486,803,000
Total Stockholder Equity Most Recent Quarter 5,419,030,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 1,348,336,000
Free Cash Flow Per Share Twelve Trailing Months 16.65
Free Cash Flow Past Year 1,331,395,000
Free Cash Flow Prior Year 1,432,872,000

Options

Put/Call Ratio 0.48
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -1.30
MACD Signal -0.86
20-Day Bollinger Lower Band 115.63
20-Day Bollinger Middle Band 133.34
20-Day Bollinger Upper Band 151.04
Beta 0.55
RSI 43.53
50-Day SMA 123.49
150-Day SMA 111.92
200-Day SMA 108.74

System

Modified 10/23/2025 12:32:25 AM EST