Stock Scorecard
Stock Summary for Grupo Financiero Galicia (GGAL) - $42.24 as of 8/31/2026 10:56:38 AM EST
Total Score
13 out of 30
Safety Score
42 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for GGAL
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for GGAL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for GGAL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for GGAL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for GGAL (42 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 3 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 1 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for GGAL
Financial Details for GGAL
Company Overview |
|
|---|---|
| Ticker | GGAL |
| Company Name | Grupo Financiero Galicia |
| Country | USA |
| Description | Grupo Financiero Galicia SA, a financial services holding company, offers various financial products and services to individuals and companies in Argentina. The company is headquartered in Buenos Aires, Argentina. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 42.24 |
| Price 4 Years Ago | 7.90 |
| Last Day Price Updated | 8/31/2026 10:56:38 AM EST |
| Last Day Volume | 787,490 |
| Average Daily Volume | 860,032 |
| 52-Week High | 60.30 |
| 52-Week Low | 24.80 |
| Last Price to 52 Week Low | 70.32% |
Valuation Measures |
|
| Trailing PE | 122.60 |
| Industry PE | 15.80 |
| Sector PE | 19.47 |
| 5-Year Average PE | 22.81 |
| Free Cash Flow Ratio | 0.00 |
| Industry Free Cash Flow Ratio | 10.83 |
| Sector Free Cash Flow Ratio | 81.39 |
| Current Ratio Most Recent Quarter | 0.26 |
| Total Cash Per Share | 50,175.33 |
| Book Value Per Share Most Recent Quarter | 3.20 |
| Price to Book Ratio | 1.16 |
| Industry Price to Book Ratio | 1.30 |
| Sector Price to Book Ratio | 2.31 |
| Price to Sales Ratio Twelve Trailing Months | 0.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.49 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.12 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 132,503,000 |
| Market Capitalization | 5,596,926,720 |
| Institutional Ownership | 25.15% |
Dividends |
|
| Ex-Dividend Date | 8/24/2026 |
| Previous Dividend Amount | 0.0490 |
| Current Dividend Amount | 0.0482 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.84 |
| Trailing Annual Dividend Yield | 4.28% |
| Forward Annual Dividend Rate | 0.58 |
| Forward Annual Dividend Yield | 1.35% |
| 5-Year Dividend Payments Count | 26 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | 525.06% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 34.30% |
| Annual Earnings Growth | -86.92% |
| Reported EPS 12 Trailing Months | 0.35 |
| Reported EPS Past Year | 1.44 |
| Reported EPS Prior Year | 0.82 |
| Net Income Twelve Trailing Months | 87,625,852,000 |
| Net Income Past Year | 212,523,704,000 |
| Net Income Prior Year | 1,624,744,805,000 |
| Quarterly Revenue Growth YOY | 14.70% |
| 5-Year Revenue Growth | 70.35% |
| Operating Margin Twelve Trailing Months | 20.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 6,648,382,000,000 |
| Total Cash Past Year | 9,367,222,727,000 |
| Total Cash Prior Year | 3,757,799,344,000 |
| Net Cash Position Most Recent Quarter | 3,400,537,000,000 |
| Net Cash Position Past Year | 6,489,324,300,000 |
| Long Term Debt Past Year | 2,877,898,427,000 |
| Long Term Debt Prior Year | 1,717,049,140,000 |
| Total Debt Most Recent Quarter | 3,247,845,000,000 |
| Equity to Debt Ratio Past Year | 0.73 |
| Equity to Debt Ratio Most Recent Quarter | 0.73 |
| Total Stockholder Equity Past Year | 7,759,335,807,000 |
| Total Stockholder Equity Prior Year | 6,063,585,599,000 |
| Total Stockholder Equity Most Recent Quarter | 8,589,046,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 4,037,856,688,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 30,473.70 |
| Free Cash Flow Past Year | -1,891,926,042,000 |
| Free Cash Flow Prior Year | -2,916,783,543,000 |
Options |
|
| Put/Call Ratio | 0.10 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.32 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 8/28/2026 11:45:23 PM EST |