Stock Scorecard



Stock Summary for Five Star Bancorp (FSBC)

Total Score

13 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for FSBC

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FSBC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FSBC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for FSBC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Financial Details for FSBC

Company Overview

Company Name Five Star Bancorp
Country USA
Description Five Star Bancorp is the banking holding company for Five Star Bank offering a range of banking products and services to small and medium-sized businesses, professionals and individuals. The company is headquartered in Rancho Cordova, California.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 9/30/2022
Next Earnings Date 1/30/2023

Stock Price History

Last Day Price 27.84
Last Day Volume 11,233
Average Daily Volume 33,820
52-Week High 33.23
52-Week Low 23.30
Last Price to 52 Week Low 19.48 %

Valuation Measures

Trailing PE 11.32
Industry PE 10.74
Sector PE 25.22
5-Year Average PE 14.25
Free Cash Flow Ratio 1.46
Industry Free Cash Flow Ratio 6.12
Sector Free Cash Flow Ratio 14.42
Book Value Per Share Most Recent Quarter 13.87
Price to Book Ratio 2.03
Industry Price to Book Ratio 1.26
Sector Price to Book Ratio 2.53
Price to Sales Ratio Twelve Trailing Months 5.02
Industry Price to Sales Ratio Twelve Trailing Months 2.98
Sector Price to Sales Ratio Twelve Trailing Months 2.82

Share Statistics

Total Shares Outstanding 17,245,600
Market Capitalization 480,117,504
Institutional Ownership 0.00 %

Dividends

Ex-Dividend Date 11/4/2022
Last Dividend Amount 0.15
Current Dividend Amount 0.15
Dividend Aristocrat? False
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00 %
Trailing Annual Dividend Rate 0.60
Trailing Annual Dividend Yield 2.14 %
5-Year Average Dividend Yield 0.00 %
5-Year Dividend Payments Count 6
Dividend Payout Ratio 0.00 %

Income Statement

Quarterly Earnings Growth YOY 6.30 %
Annual Earnings Growth 18.13 %
Reported EPS Past Year 1.84
Reported EPS Prior Year 2.23
Net Income Twelve Trailing Months 42,828,000
Net Income Past Year 42,441,000
Net Income Prior Year 35,928,000
Quarterly Revenue Growth YOY 21.70 %
5-Year Revenue Growth 117.60 %

Balance Sheet

Total Cash Per Share 19.01
Total Cash Most Recent Quarter 327,885,000
Total Cash Past Year 425,329,000
Total Cash Prior Year 314,198,000
Net Cash Position Most Recent Quarter 225,885,000
Net Cash Position Past Year -22,915,000
Long Term Debt Past Year 448,244,000
Long Term Debt Prior Year 28,320,000
Total Debt Most Recent Quarter 102,000,000
Equity to Debt Ratio Past Year 0.34
Equity to Debt Ratio Most Recent Quarter 0.70
Current Ratio Most Recent Quarter 0.13
Total Stockholder Equity Past Year 235,046,000
Total Stockholder Equity Prior Year 133,775,000
Total Stockholder Equity Most Recent Quarter 239,258,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

MACD 0.03
MACD Signal 0.12
20-Day Bollinger Lower Band 23.99
20-Day Bollinger Middle Band 27.06
20-Day Bollinger Upper Band 30.13
Beta 0.00
RSI 47.30
50-Day SMA 27.46
200-Day SMA 0.00

System

Modified 11/26/2022 9:49:07 AM