Stock Scorecard



Stock Summary for Five Star Bancorp (FSBC) - $22.24 as of 11/28/2023 2:46:17 AM EST

Total Score

16 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for FSBC

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FSBC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FSBC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for FSBC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for FSBC

Five Star Bancorp Announces Third Quarter 2023 Results 10/30/2023 10:00:00 PM
Insiders Buying Texas Capital Bancshares And 2 Other Stocks - Sound Financial Bancorp ( NASDAQ:SFBC ) , Five Star ( NASDAQ:FSBC ) 10/27/2023 1:08:00 PM
Five Star Bancorp Declares Third Quarter Cash Dividend - Five Star ( NASDAQ:FSBC ) 10/20/2023 4:45:00 PM
Five Star Bancorp Declares Third Quarter Cash Dividend 10/20/2023 4:45:00 PM
Five Star Bancorp Announces 3rd Quarter 2023 Earnings Release Date and Webcast 10/17/2023 4:45:00 PM
Five Star Bancorp Announces Addition of San Francisco Bay Area Commercial Banking Team 9/5/2023 5:00:00 PM
Five Star Bancorp Announces Addition of San Francisco Bay Area Commercial Banking Team - Five Star ( NASDAQ:FSBC ) 9/5/2023 5:00:00 PM
Five Star Bancorp Announces Second Quarter 2023 Results 7/24/2023 10:00:00 PM
Five Star Bancorp Declares Second Quarter Cash Dividend 7/21/2023 5:00:00 PM
Five Star Bancorp Wins 2022 Raymond James Community Bankers Cup 5/8/2023 5:00:00 PM

Financial Details for FSBC

Company Overview

Ticker FSBC
Company Name Five Star Bancorp
Country USA
Description Five Star Bancorp is the banking holding company for Five Star Bank offering a range of banking products and services to small and medium-sized businesses, professionals and individuals. The company is headquartered in Rancho Cordova, California.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 9/30/2023
Next Earnings Date 1/29/2024

Stock Price History

Last Day Price 22.24
Last Day Price Updated 11/28/2023 2:46:17 AM EST
Last Day Volume 6,314
Average Daily Volume 22,759
52-Week High 28.43
52-Week Low 17.41
Last Price to 52 Week Low 27.74 %

Valuation Measures

Trailing PE 7.79
Industry PE 9.32
Sector PE 15.98
5-Year Average PE 10.69
Free Cash Flow Ratio 1.16
Industry Free Cash Flow Ratio 3.59
Sector Free Cash Flow Ratio 13.62
Current Ratio Most Recent Quarter 11.31
Total Cash Per Share 19.15
Book Value Per Share Most Recent Quarter 15.88
Price to Book Ratio 1.94
Industry Price to Book Ratio 1.22
Sector Price to Book Ratio 2.01
Price to Sales Ratio Twelve Trailing Months 4.61
Industry Price to Sales Ratio Twelve Trailing Months 2.83
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 17,257,000
Market Capitalization 383,795,680
Institutional Ownership N/A

Dividends

Ex-Dividend Date 11/3/2023
Last Dividend Amount 0.20
Current Dividend Amount 0.20
Dividend Aristocrat? False
Dividend King? False
Trailing Annual Dividend Rate 0.90
Trailing Annual Dividend Yield 3.52 %
5-Year Dividend Payments Count 10
Dividend Payout Ratio 30.82 %

Income Statement

Quarterly Earnings Growth YOY -5.90 %
Annual Earnings Growth 5.56 %
Reported EPS 12 Trailing Months 2.92
Reported EPS Past Year 2.15
Reported EPS Prior Year 2.61
Net Income Twelve Trailing Months 50,217,000
Net Income Past Year 44,801,000
Net Income Prior Year 42,441,000
Quarterly Revenue Growth YOY 4.10 %
5-Year Revenue Growth 24.47 %

Balance Sheet

Total Cash Most Recent Quarter 330,519,000
Total Cash Past Year 269,840,000
Total Cash Prior Year 425,329,000
Net Cash Position Most Recent Quarter 256,806,000
Net Cash Position Past Year 196,234,000
Long Term Debt Past Year 73,606,000
Long Term Debt Prior Year 448,244,000
Total Debt Most Recent Quarter 73,713,000
Equity to Debt Ratio Past Year 0.77
Equity to Debt Ratio Most Recent Quarter 0.79
Total Stockholder Equity Past Year 252,825,000
Total Stockholder Equity Prior Year 235,046,000
Total Stockholder Equity Most Recent Quarter 274,024,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.73
MACD Signal 0.57
20-Day Bollinger Lower Band 18.03
20-Day Bollinger Middle Band 21.37
20-Day Bollinger Upper Band 24.71
Beta 0.18
RSI 62.02
50-Day SMA 22.28
200-Day SMA 0.00

System

Modified 11/28/2023 2:46:18 AM EST