Stock Scorecard



Stock Summary for Five Star Bancorp (FSBC) - $22.09 as of 4/23/2024 12:51:03 AM EST

Total Score

15 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for FSBC

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FSBC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FSBC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for FSBC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for FSBC

Five Star Bancorp Declares First Quarter Cash Dividend 4/19/2024 4:30:00 PM
Five Star Bancorp Announces First Quarter 2024 Earnings Release Date and Webcast 4/16/2024 4:30:00 PM
Five Star Bancorp Announces the Hiring of San Francisco Bay Area Banking Professional and the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering 4/10/2024 10:30:00 PM
Five Star Bancorp Announces the Hiring of San Francisco Bay Area Banking Professional and the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering - Five Star ( NASDAQ:FSBC ) 4/10/2024 10:30:00 PM
Five Star Bancorp Announces Pricing of Common Stock Offering - Five Star ( NASDAQ:FSBC ) 3/28/2024 1:05:00 PM
Five Star Bancorp Announces Pricing of Common Stock Offering 3/28/2024 1:05:00 PM
Five Star Bancorp Announces Launch of Common Stock Offering - Five Star ( NASDAQ:FSBC ) 3/27/2024 8:09:00 PM
Five Star Bancorp Announces Launch of Common Stock Offering 3/27/2024 8:09:00 PM
Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring five commercial banking professionals and planning full-service office in San Francisco 2/21/2024 5:45:00 PM
Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring five commercial banking professionals and planning full-service office in San Francisco - Five Star ( NASDAQ:FSBC ) 2/21/2024 5:45:00 PM

Financial Details for FSBC

Company Overview

Ticker FSBC
Company Name Five Star Bancorp
Country USA
Description Five Star Bancorp is the banking holding company for Five Star Bank offering a range of banking products and services to small and medium-sized businesses, professionals and individuals. The company is headquartered in Rancho Cordova, California.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date 4/22/2024

Stock Price History

Last Day Price 22.09
Last Day Price Updated 4/23/2024 12:51:03 AM EST
Last Day Volume 52,458
Average Daily Volume 61,702
52-Week High 28.01
52-Week Low 17.27
Last Price to 52 Week Low 27.91%

Valuation Measures

Trailing PE 7.89
Industry PE 11.84
Sector PE 18.25
5-Year Average PE 7.99
Free Cash Flow Ratio 1.40
Industry Free Cash Flow Ratio 3.58
Sector Free Cash Flow Ratio 8.74
Current Ratio Most Recent Quarter 0.11
Total Cash Per Share 15.74
Book Value Per Share Most Recent Quarter 16.64
Price to Book Ratio 1.56
Industry Price to Book Ratio 0.90
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 3.90
Industry Price to Sales Ratio Twelve Trailing Months 2.43
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 20,803,400
Market Capitalization 459,547,106
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/3/2024
Last Dividend Amount 0.20
Current Dividend Amount 0.20
Dividend Aristocrat? False
Trailing Annual Dividend Rate 1.00
Trailing Annual Dividend Yield 4.53%
Forward Annual Dividend Rate 1.58
Forward Annual Dividend Yield 7.16%
5-Year Dividend Payments Count 12
3-Year Average Dividend Yield 2.02%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 25.00%
3-Year Dividend Growth Rate Percentage 58.11%
5-Year Dividend Growth Rate Percentage 58.11%
All-Time Dividend Growth Rate Percentage 58.11%
Dividend Payout Ratio 35.97%

Income Statement

Quarterly Earnings Growth YOY -18.30%
Annual Earnings Growth 6.55%
Reported EPS 12 Trailing Months 2.78
Reported EPS Past Year 0.00
Reported EPS Prior Year 2.78
Net Income Twelve Trailing Months 47,734,000
Net Income Past Year 47,734,000
Net Income Prior Year 44,801,000
Quarterly Revenue Growth YOY -5.70%
5-Year Revenue Growth 17.27%

Balance Sheet

Total Cash Most Recent Quarter 327,434,000
Total Cash Past Year 327,434,000
Total Cash Prior Year 269,840,000
Net Cash Position Most Recent Quarter 253,685,000
Net Cash Position Past Year 253,685,000
Long Term Debt Past Year 73,749,000
Long Term Debt Prior Year 73,606,000
Total Debt Most Recent Quarter 73,749,000
Equity to Debt Ratio Past Year 0.79
Equity to Debt Ratio Most Recent Quarter 0.79
Total Stockholder Equity Past Year 285,774,000
Total Stockholder Equity Prior Year 252,825,000
Total Stockholder Equity Most Recent Quarter 285,774,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.42
MACD Signal -0.44
20-Day Bollinger Lower Band 21.05
20-Day Bollinger Middle Band 23.69
20-Day Bollinger Upper Band 26.33
Beta 0.36
RSI 46.86
50-Day SMA 22.09
200-Day SMA 0.00

System

Modified 4/23/2024 12:51:07 AM EST