Stock Scorecard
Stock Summary for First Bank (NJ) (FRBA) - $19.77 as of 11/13/2026 1:44:38 PM EST
Total Score
12 out of 30
Safety Score
55 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for FRBA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FRBA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FRBA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FRBA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FRBA (55 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FRBA
Financial Details for FRBA
Company Overview |
|
|---|---|
| Ticker | FRBA |
| Company Name | First Bank (NJ) |
| Country | USA |
| Description | First Bank offers various banking products and services to individuals, businesses and government entities. The company is headquartered in Hamilton, New Jersey. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 19.77 |
| Price 4 Years Ago | 12.75 |
| Last Day Price Updated | 11/13/2026 1:44:38 PM EST |
| Last Day Volume | 67,787 |
| Average Daily Volume | 118,652 |
| 52-Week High | 21.16 |
| 52-Week Low | 14.17 |
| Last Price to 52 Week Low | 39.52% |
Valuation Measures |
|
| Trailing PE | 11.49 |
| Industry PE | 12.75 |
| Sector PE | 17.62 |
| 5-Year Average PE | 9.29 |
| Free Cash Flow Ratio | 12.84 |
| Industry Free Cash Flow Ratio | 11.12 |
| Sector Free Cash Flow Ratio | 53.23 |
| Current Ratio Most Recent Quarter | 0.02 |
| Total Cash Per Share | 1.54 |
| Book Value Per Share Most Recent Quarter | 18.61 |
| Price to Book Ratio | 1.06 |
| Industry Price to Book Ratio | 1.30 |
| Sector Price to Book Ratio | 2.70 |
| Price to Sales Ratio Twelve Trailing Months | 3.61 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 24,759,300 |
| Market Capitalization | 489,491,361 |
| Institutional Ownership | 58.65% |
Dividends |
|
| Ex-Dividend Date | 11/6/2026 |
| Previous Dividend Amount | 0.0900 |
| Current Dividend Amount | 0.1200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.39 |
| Trailing Annual Dividend Yield | 1.98% |
| Forward Annual Dividend Rate | 0.48 |
| Forward Annual Dividend Yield | 2.43% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 62.50% |
| 3-Year Dividend Growth Rate Percentage | 27.48% |
| 5-Year Dividend Growth Rate Percentage | 12.91% |
| All-Time Dividend Growth Rate Percentage | 19.25% |
| Dividend Payout Ratio | 22.67% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 4.30% |
| Annual Earnings Growth | 3.35% |
| Reported EPS 12 Trailing Months | 1.72 |
| Reported EPS Past Year | 1.22 |
| Reported EPS Prior Year | 1.75 |
| Net Income Twelve Trailing Months | 42,993,000 |
| Net Income Past Year | 43,659,000 |
| Net Income Prior Year | 42,244,000 |
| Quarterly Revenue Growth YOY | 4.40% |
| 5-Year Revenue Growth | 20.90% |
| Operating Margin Twelve Trailing Months | 43.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 38,179,000 |
| Total Cash Past Year | 302,187,000 |
| Total Cash Prior Year | 258,387,000 |
| Net Cash Position Most Recent Quarter | -147,808,000 |
| Net Cash Position Past Year | 31,131,000 |
| Long Term Debt Past Year | 271,056,000 |
| Long Term Debt Prior Year | 276,887,000 |
| Total Debt Most Recent Quarter | 185,987,000 |
| Equity to Debt Ratio Past Year | 0.62 |
| Equity to Debt Ratio Most Recent Quarter | 0.71 |
| Total Stockholder Equity Past Year | 443,502,000 |
| Total Stockholder Equity Prior Year | 409,156,000 |
| Total Stockholder Equity Most Recent Quarter | 460,834,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 34,413,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.39 |
| Free Cash Flow Past Year | 62,660,000 |
| Free Cash Flow Prior Year | 24,717,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.56 |
| MACD Signal | 0.54 |
| 20-Day Bollinger Lower Band | 16.64 |
| 20-Day Bollinger Middle Band | 18.19 |
| 20-Day Bollinger Upper Band | 19.75 |
| Beta | 0.52 |
| RSI | 64.38 |
| 50-Day SMA | 16.81 |
| 150-Day SMA | 14.85 |
| 200-Day SMA | 13.88 |
System |
|
| Modified | 11/13/2026 10:41:48 PM EST |