Stock Scorecard
Stock Summary for Finance of America Companies Inc - Class A (FOA) - $22.84 as of 2/21/2025 8:23:20 PM EST
Total Score
15 out of 30
Safety Score
59 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FOA
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FOA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FOA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FOA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FOA (59 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 10 |
Latest News for for FOA
Financial Details for FOA
Company Overview |
|
|---|---|
| Ticker | FOA |
| Company Name | Finance of America Companies Inc - Class A |
| Country | USA |
| Description | Finance of America Companies Inc. operates a consumer loan platform in the United States. The company is headquartered in Irving, Texas. |
| Sector Name | FINANCE |
| Industry Name | MORTGAGE BANKERS & LOAN CORRESPONDENTS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 3/4/2025 |
Stock Price History |
|
| Last Day Price | 22.84 |
| Price 4 Years Ago | 39.70 |
| Last Day Price Updated | 2/21/2025 8:23:20 PM EST |
| Last Day Volume | 132,722 |
| Average Daily Volume | 134,441 |
| 52-Week High | 32.40 |
| 52-Week Low | 4.10 |
| Last Price to 52 Week Low | 457.07% |
Valuation Measures |
|
| Trailing PE | 1.69 |
| Industry PE | 9.49 |
| Sector PE | 19.93 |
| 5-Year Average PE | 24.64 |
| Free Cash Flow Ratio | 5.12 |
| Industry Free Cash Flow Ratio | 6.51 |
| Sector Free Cash Flow Ratio | 18.49 |
| Current Ratio Most Recent Quarter | 2.27 |
| Total Cash Per Share | 4.46 |
| Book Value Per Share Most Recent Quarter | 31.53 |
| Price to Book Ratio | 0.83 |
| Industry Price to Book Ratio | 1.10 |
| Sector Price to Book Ratio | 2.97 |
| Price to Sales Ratio Twelve Trailing Months | 0.35 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.45 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.27 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 9,926,400 |
| Market Capitalization | 226,718,976 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 58.00% |
| Reported EPS 12 Trailing Months | 14.87 |
| Reported EPS Past Year | 0.59 |
| Reported EPS Prior Year | -0.40 |
| Net Income Twelve Trailing Months | 135,937,000 |
| Net Income Past Year | -80,088,000 |
| Net Income Prior Year | -190,682,000 |
| Quarterly Revenue Growth YOY | -47.00% |
| 5-Year Revenue Growth | -49.33% |
| Operating Margin Twelve Trailing Months | 72.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 44,258,000 |
| Total Cash Past Year | 46,482,000 |
| Total Cash Prior Year | 97,361,000 |
| Net Cash Position Most Recent Quarter | -2,500,622,000 |
| Net Cash Position Past Year | -364,429,000 |
| Long Term Debt Past Year | 410,911,000 |
| Long Term Debt Prior Year | 399,402,000 |
| Total Debt Most Recent Quarter | 2,544,880,000 |
| Equity to Debt Ratio Past Year | 0.40 |
| Equity to Debt Ratio Most Recent Quarter | 0.15 |
| Total Stockholder Equity Past Year | 272,407,000 |
| Total Stockholder Equity Prior Year | 404,841,000 |
| Total Stockholder Equity Most Recent Quarter | 456,456,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -499,485,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -50.32 |
| Free Cash Flow Past Year | 0 |
| Free Cash Flow Prior Year | 1,396,583,000 |
Options |
|
| Put/Call Ratio | 0.34 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.42 |
| MACD Signal | -0.30 |
| 20-Day Bollinger Lower Band | 9.88 |
| 20-Day Bollinger Middle Band | 21.61 |
| 20-Day Bollinger Upper Band | 33.34 |
| Beta | 1.11 |
| RSI | 41.68 |
| 50-Day SMA | 12.74 |
| 150-Day SMA | 14.38 |
| 200-Day SMA | 25.06 |
System |
|
| Modified | 2/20/2025 8:06:13 PM EST |