Stock Scorecard
Stock Summary for Finance of America Companies Inc - Class A (FOA) - $10.98 as of 10/22/2026 7:17:17 PM EST
Total Score
12 out of 30
Safety Score
36 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for FOA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FOA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FOA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FOA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FOA (36 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FOA
Financial Details for FOA
Company Overview |
|
|---|---|
| Ticker | FOA |
| Company Name | Finance of America Companies Inc - Class A |
| Country | USA |
| Description | Finance of America Companies Inc. operates a consumer loan platform in the United States. The company is headquartered in Irving, Texas. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 11/3/2026 |
Stock Price History |
|
| Last Day Price | 10.98 |
| Price 4 Years Ago | 12.70 |
| Last Day Price Updated | 10/22/2026 7:17:17 PM EST |
| Last Day Volume | 70,072 |
| Average Daily Volume | 75,773 |
| 52-Week High | 29.79 |
| 52-Week Low | 10.63 |
| Last Price to 52 Week Low | 3.29% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 12.58 |
| Sector PE | 21.38 |
| 5-Year Average PE | 5.03 |
| Free Cash Flow Ratio | 0.00 |
| Industry Free Cash Flow Ratio | 11.52 |
| Sector Free Cash Flow Ratio | 50.25 |
| Current Ratio Most Recent Quarter | 0.11 |
| Total Cash Per Share | 9,251.25 |
| Book Value Per Share Most Recent Quarter | 38.79 |
| Price to Book Ratio | 0.39 |
| Industry Price to Book Ratio | 4.69 |
| Sector Price to Book Ratio | 2.27 |
| Price to Sales Ratio Twelve Trailing Months | 0.57 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.08 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.76 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 9,218,000 |
| Market Capitalization | 101,213,640 |
| Institutional Ownership | 59.77% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -64.70% |
| Annual Earnings Growth | 192.06% |
| Reported EPS 12 Trailing Months | -2.11 |
| Reported EPS Past Year | 1.94 |
| Reported EPS Prior Year | 1.06 |
| Net Income Twelve Trailing Months | -338,000 |
| Net Income Past Year | 45,235,000 |
| Net Income Prior Year | 15,488,000 |
| Quarterly Revenue Growth YOY | -64.80% |
| 5-Year Revenue Growth | -2.28% |
| Operating Margin Twelve Trailing Months | -67.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 85,278,000,000 |
| Total Cash Past Year | 324,646,000 |
| Total Cash Prior Year | 47,383,000 |
| Net Cash Position Most Recent Quarter | 49,571,904,000 |
| Net Cash Position Past Year | -28,654,002,000 |
| Long Term Debt Past Year | 28,978,648,000 |
| Long Term Debt Prior Year | 27,411,665,000 |
| Total Debt Most Recent Quarter | 35,706,096,000 |
| Equity to Debt Ratio Past Year | 0.01 |
| Equity to Debt Ratio Most Recent Quarter | 0.01 |
| Total Stockholder Equity Past Year | 323,872,000 |
| Total Stockholder Equity Prior Year | 255,299,000 |
| Total Stockholder Equity Most Recent Quarter | 346,657,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -555,316,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -60.24 |
| Free Cash Flow Past Year | -429,746,000 |
| Free Cash Flow Prior Year | -423,815,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.32 |
| MACD Signal | -1.37 |
| 20-Day Bollinger Lower Band | 9.23 |
| 20-Day Bollinger Middle Band | 18.96 |
| 20-Day Bollinger Upper Band | 28.70 |
| Beta | 1.69 |
| RSI | 25.39 |
| 50-Day SMA | 20.43 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 16.77 |
System |
|
| Modified | 10/21/2026 12:51:23 AM EST |