Stock Scorecard
Stock Summary for F.N.B. Corp (FNB) - $16.21 as of 11/13/2025 4:20:27 PM EST
Total Score
14 out of 30
Safety Score
74 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FNB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FNB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FNB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FNB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FNB (74 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FNB
Financial Details for FNB
Company Overview |
|
|---|---|
| Ticker | FNB |
| Company Name | F.N.B. Corp |
| Country | USA |
| Description | F.N.B. Corporation is a leading diversified financial holding company headquartered in Pittsburgh, Pennsylvania, specializing in a broad array of financial services that include commercial and retail banking, wealth management, insurance, and investment solutions. With a robust footprint in the Mid-Atlantic region, FNB caters to a wide range of clients, from individual consumers to small and medium-sized enterprises and government entities, solidifying its status as a pivotal force in regional finance. The company is dedicated to sustainable growth through strategic acquisitions and a strong focus on delivering customer-centric solutions that enhance client satisfaction and drive long-term profitability. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/21/2026 |
Stock Price History |
|
| Last Day Price | 16.21 |
| Price 4 Years Ago | 10.61 |
| Last Day Price Updated | 11/13/2025 4:20:27 PM EST |
| Last Day Volume | 6,164,438 |
| Average Daily Volume | 12,710,599 |
| 52-Week High | 17.16 |
| 52-Week Low | 10.71 |
| Last Price to 52 Week Low | 51.35% |
Valuation Measures |
|
| Trailing PE | 11.49 |
| Industry PE | 17.28 |
| Sector PE | 24.93 |
| 5-Year Average PE | 10.09 |
| Free Cash Flow Ratio | 2.41 |
| Industry Free Cash Flow Ratio | 11.28 |
| Sector Free Cash Flow Ratio | 32.98 |
| Current Ratio Most Recent Quarter | 0.16 |
| Total Cash Per Share | 6.74 |
| Book Value Per Share Most Recent Quarter | 18.52 |
| Price to Book Ratio | 0.87 |
| Industry Price to Book Ratio | 1.10 |
| Sector Price to Book Ratio | 1.99 |
| Price to Sales Ratio Twelve Trailing Months | 3.63 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.01 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.79 |
| Analyst Buy Ratings | 5 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 358,137,000 |
| Market Capitalization | 5,805,400,770 |
| Institutional Ownership | 85.64% |
Dividends |
|
| Ex-Dividend Date | 9/2/2025 |
| Previous Dividend Amount | 0.1200 |
| Current Dividend Amount | 0.1200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 2.99% |
| Forward Annual Dividend Rate | 0.48 |
| Forward Annual Dividend Yield | 2.99% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.33% |
| 5-Year Average Dividend Yield | 3.90% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 5.18% |
| Dividend Payout Ratio | 34.29% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 36.70% |
| Annual Earnings Growth | -4.12% |
| Reported EPS 12 Trailing Months | 1.40 |
| Reported EPS Past Year | 1.09 |
| Reported EPS Prior Year | 1.40 |
| Net Income Twelve Trailing Months | 506,694,000 |
| Net Income Past Year | 465,000,000 |
| Net Income Prior Year | 485,000,000 |
| Quarterly Revenue Growth YOY | 10.50% |
| 5-Year Revenue Growth | 10.75% |
| Operating Margin Twelve Trailing Months | 45.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 2,413,000,000 |
| Total Cash Past Year | 2,419,000,000 |
| Total Cash Prior Year | 1,576,000,000 |
| Net Cash Position Most Recent Quarter | 182,000,000 |
| Net Cash Position Past Year | -729,000,000 |
| Long Term Debt Past Year | 3,148,000,000 |
| Long Term Debt Prior Year | 2,084,000,000 |
| Total Debt Most Recent Quarter | 2,231,000,000 |
| Equity to Debt Ratio Past Year | 0.67 |
| Equity to Debt Ratio Most Recent Quarter | 0.75 |
| Total Stockholder Equity Past Year | 6,302,000,000 |
| Total Stockholder Equity Prior Year | 6,050,000,000 |
| Total Stockholder Equity Most Recent Quarter | 6,636,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 555,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.55 |
| Free Cash Flow Past Year | 567,000,000 |
| Free Cash Flow Prior Year | 335,000,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.03 |
| MACD Signal | -0.10 |
| 20-Day Bollinger Lower Band | 14.74 |
| 20-Day Bollinger Middle Band | 15.82 |
| 20-Day Bollinger Upper Band | 16.89 |
| Beta | 0.95 |
| RSI | 57.16 |
| 50-Day SMA | 14.74 |
| 150-Day SMA | 13.07 |
| 200-Day SMA | 12.58 |
System |
|
| Modified | 11/12/2025 11:28:56 PM EST |