Stock Scorecard
Stock Summary for FinVolution Group (FINV) - $3.00 as of 10/13/2026 2:35:10 PM EST
Total Score
21 out of 30
Safety Score
22 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for FINV
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FINV
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FINV
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FINV
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FINV (22 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 10 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -40 |
Latest News for for FINV
Financial Details for FINV
Company Overview |
|
|---|---|
| Ticker | FINV |
| Company Name | FinVolution Group |
| Country | China |
| Description | FinVolution Group, an investment holding company, operates an online consumer finance marketplace in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 11/18/2026 |
Stock Price History |
|
| Last Day Price | 3.00 |
| Price 4 Years Ago | 4.05 |
| Last Day Price Updated | 10/13/2026 2:35:10 PM EST |
| Last Day Volume | 512,024 |
| Average Daily Volume | 1,100,650 |
| 52-Week High | 6.64 |
| 52-Week Low | 2.89 |
| Last Price to 52 Week Low | 3.81% |
Valuation Measures |
|
| Trailing PE | 2.83 |
| Industry PE | 14.61 |
| Sector PE | 19.84 |
| 5-Year Average PE | 2.01 |
| Free Cash Flow Ratio | 0.08 |
| Industry Free Cash Flow Ratio | 225.98 |
| Sector Free Cash Flow Ratio | 74.18 |
| Current Ratio Most Recent Quarter | 31.93 |
| Total Cash Per Share | 39.86 |
| Book Value Per Share Most Recent Quarter | 10.53 |
| Price to Book Ratio | 0.30 |
| Industry Price to Book Ratio | 2.83 |
| Sector Price to Book Ratio | 2.03 |
| Price to Sales Ratio Twelve Trailing Months | 0.05 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.74 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.63 |
| Analyst Buy Ratings | 5 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 122,754,000 |
| Market Capitalization | 368,262,000 |
| Institutional Ownership | 44.69% |
Dividends |
|
| Ex-Dividend Date | 4/16/2026 |
| Previous Dividend Amount | 0.2770 |
| Current Dividend Amount | 0.3060 |
| Total Years Dividend Increasing | 5 |
| Trailing Annual Dividend Rate | 0.31 |
| Trailing Annual Dividend Yield | 9.75% |
| Forward Annual Dividend Rate | 0.31 |
| Forward Annual Dividend Yield | 9.75% |
| 5-Year Dividend Payments Count | 5 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 10.47% |
| 3-Year Dividend Growth Rate Percentage | 13.63% |
| 5-Year Dividend Growth Rate Percentage | 10.53% |
| All-Time Dividend Growth Rate Percentage | 7.05% |
| Dividend Payout Ratio | 28.87% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -35.70% |
| Annual Earnings Growth | 3.78% |
| Reported EPS 12 Trailing Months | 1.06 |
| Reported EPS Past Year | 0.52 |
| Reported EPS Prior Year | 7.76 |
| Net Income Twelve Trailing Months | 1,895,996,257 |
| Net Income Past Year | 2,473,138,000 |
| Net Income Prior Year | 2,383,146,000 |
| Quarterly Revenue Growth YOY | -4.90% |
| 5-Year Revenue Growth | 11.78% |
| Operating Margin Twelve Trailing Months | 50.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 4,892,650,000 |
| Total Cash Past Year | 6,201,918,000 |
| Total Cash Prior Year | 4,672,772,000 |
| Net Cash Position Most Recent Quarter | 3,745,662,000 |
| Net Cash Position Past Year | 5,093,062,000 |
| Long Term Debt Past Year | 1,108,856,000 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 1,146,988,000 |
| Equity to Debt Ratio Past Year | 0.94 |
| Equity to Debt Ratio Most Recent Quarter | 0.94 |
| Total Stockholder Equity Past Year | 16,560,640,000 |
| Total Stockholder Equity Prior Year | 15,204,064,000 |
| Total Stockholder Equity Most Recent Quarter | 16,637,374,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 272,774,023 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.22 |
| Free Cash Flow Past Year | 1,774,248,000 |
| Free Cash Flow Prior Year | 2,865,403,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.38 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 5.60 |
| 200-Day SMA | 5.22 |
System |
|
| Modified | 10/14/2026 12:08:56 AM EST |