Stock Scorecard
Stock Summary for FinVolution Group (FINV) - $5.30 as of 1/7/2026 2:05:10 PM EST
Total Score
23 out of 30
Safety Score
35 out of 100
Currently on the following lists
None
Tim's Recommendation
Strong Buy
Growth List Algorithm Criteria for FINV
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FINV
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FINV
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FINV
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FINV (35 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 10 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -40 |
Latest News for for FINV
Financial Details for FINV
Company Overview |
|
|---|---|
| Ticker | FINV |
| Company Name | FinVolution Group |
| Country | China |
| Description | FinVolution Group is a premier investment holding company based in Shanghai, specializing in an advanced online consumer finance marketplace in China. By leveraging state-of-the-art technology and comprehensive data analytics, the company proficiently connects individual borrowers to customized financial solutions, enhancing financial inclusion and credit access for millions. With a strong dedication to prudent risk management and a user-centric approach, FinVolution is strategically positioned to capitalize on the burgeoning demand for innovative financial services within China's fast-evolving fintech landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 3/23/2026 |
Stock Price History |
|
| Last Day Price | 5.30 |
| Price 4 Years Ago | 4.31 |
| Last Day Price Updated | 1/7/2026 2:05:10 PM EST |
| Last Day Volume | 735,641 |
| Average Daily Volume | 1,621,899 |
| 52-Week High | 10.90 |
| 52-Week Low | 4.70 |
| Last Price to 52 Week Low | 12.77% |
Valuation Measures |
|
| Trailing PE | 4.01 |
| Industry PE | 26.46 |
| Sector PE | 21.69 |
| 5-Year Average PE | 1.11 |
| Free Cash Flow Ratio | 0.18 |
| Industry Free Cash Flow Ratio | 11.33 |
| Sector Free Cash Flow Ratio | 24.90 |
| Current Ratio Most Recent Quarter | 4.14 |
| Total Cash Per Share | 30.25 |
| Book Value Per Share Most Recent Quarter | 61.70 |
| Price to Book Ratio | 0.58 |
| Industry Price to Book Ratio | 5.85 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 0.10 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.65 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.91 |
| Analyst Buy Ratings | 7 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 140,074,000 |
| Market Capitalization | 742,392,200 |
| Institutional Ownership | 55.25% |
Dividends |
|
| Ex-Dividend Date | 4/16/2025 |
| Previous Dividend Amount | 0.2370 |
| Current Dividend Amount | 0.2770 |
| Total Years Dividend Increasing | 5 |
| Trailing Annual Dividend Rate | 0.28 |
| Trailing Annual Dividend Yield | 5.10% |
| Forward Annual Dividend Rate | 0.28 |
| Forward Annual Dividend Yield | 5.10% |
| 5-Year Dividend Payments Count | 5 |
| 3-Year Average Dividend Yield | 4.57% |
| 5-Year Average Dividend Yield | 4.53% |
| 1-Year Dividend Growth Rate Percentage | 16.88% |
| 3-Year Dividend Growth Rate Percentage | 13.51% |
| 5-Year Dividend Growth Rate Percentage | 12.98% |
| All-Time Dividend Growth Rate Percentage | 6.48% |
| Dividend Payout Ratio | 18.47% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 36.60% |
| Annual Earnings Growth | 1.81% |
| Reported EPS 12 Trailing Months | 1.50 |
| Reported EPS Past Year | 5.98 |
| Reported EPS Prior Year | 3.65 |
| Net Income Twelve Trailing Months | 2,798,397,000 |
| Net Income Past Year | 2,383,146,000 |
| Net Income Prior Year | 2,340,835,000 |
| Quarterly Revenue Growth YOY | 12.90% |
| 5-Year Revenue Growth | 16.99% |
| Operating Margin Twelve Trailing Months | 51.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 4,236,973,000 |
| Total Cash Past Year | 4,672,772,000 |
| Total Cash Prior Year | 4,969,319,000 |
| Net Cash Position Most Recent Quarter | 3,208,432,000 |
| Net Cash Position Past Year | 4,672,772,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 1,028,541,000 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 0.94 |
| Total Stockholder Equity Past Year | 15,204,064,000 |
| Total Stockholder Equity Prior Year | 13,748,785,000 |
| Total Stockholder Equity Most Recent Quarter | 16,398,194,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,692,269,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 12.08 |
| Free Cash Flow Past Year | 2,865,403,000 |
| Free Cash Flow Prior Year | 875,328,000 |
Options |
|
| Put/Call Ratio | 0.17 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.42 |
| RSI | 0.00 |
| 50-Day SMA | 7.76 |
| 150-Day SMA | 5.78 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 1/7/2026 10:55:24 PM EST |