Stock Scorecard



Stock Summary for First Foundation Inc (FFWM) - $5.86 as of 3/27/2026 10:19:40 AM EST

Total Score

11 out of 30

Safety Score

23 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for FFWM

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FFWM

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FFWM

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for FFWM

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for FFWM (23 out of 100)

Stock Price Rating (Max of 10) 4
Historical Stock Price Rating (Max of 10) 5
Stock Price Trend (Max of 10) 1
Book Value (Max of 10) 4
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 2
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 0
Operating Margin (Max of 10) 0
Trading Volume (Max of 10) 6
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -10

Latest News for for FFWM

FFWM SEC Filings - First Foundation 10-K, 10-Q, 8-K Forms 3/28/2026 5:39:00 PM
Vanguard Disaggregates Holdings; Reports 0 Shares in First Foundation (FFWM) 3/26/2026 10:11:00 PM
Banc Funds Co. LLC Reduces Stake in First Foundation Inc. 3/19/2026 8:09:00 PM
North Reef Capital Management LP Has $38.44 Million Stake in First Foundation Inc. FFWM 3/17/2026 1:09:00 PM
Denver bank cleared for $785M California acquisition 3/16/2026 8:08:00 PM
Banc Funds Co. LLC Cuts Stake in First Foundation Inc. $FFWM 3/15/2026 8:51:00 AM
First Foundation, FirstSun Capital Secure Fed Merger Approval 3/14/2026 12:51:00 AM
First Foundation Inc. (NYSE:FFWM) Given Average Rating of "Moderate Buy" by Brokerages 3/13/2026 4:52:00 AM
All bank approvals clear First Foundation (FFWM) merger into FirstSun for April 1 close 3/13/2026 4:39:00 AM
First Foundation (FFWM) and FirstSun receive Fed approval; April 1, 2026 target close 3/12/2026 11:52:00 PM

Financial Details for FFWM

Company Overview

Ticker FFWM
Company Name First Foundation Inc
Country N/A
Description First Foundation Inc. provides personal banking, commercial banking and private wealth management services in the United States. The company is headquartered in Dallas, Texas.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 12/31/2025
Next Earnings Date 4/29/2026

Stock Price History

Last Day Price 5.86
Price 4 Years Ago 14.07
Last Day Price Updated 3/27/2026 10:19:40 AM EST
Last Day Volume 650,272
Average Daily Volume 748,652
52-Week High 6.72
52-Week Low 4.42
Last Price to 52 Week Low 32.58%

Valuation Measures

Trailing PE N/A
Industry PE 14.58
Sector PE 59.93
5-Year Average PE -16.14
Free Cash Flow Ratio 0.30
Industry Free Cash Flow Ratio 10.92
Sector Free Cash Flow Ratio 40.00
Current Ratio Most Recent Quarter 165.47
Total Cash Per Share 19.60
Book Value Per Share Most Recent Quarter 9.96
Price to Book Ratio 0.57
Industry Price to Book Ratio 1.08
Sector Price to Book Ratio 1.58
Price to Sales Ratio Twelve Trailing Months 2.78
Industry Price to Sales Ratio Twelve Trailing Months 3.07
Sector Price to Sales Ratio Twelve Trailing Months 3.16
Analyst Buy Ratings 1
Analyst Strong Buy Ratings 1

Share Statistics

Total Shares Outstanding 82,884,000
Market Capitalization 485,700,240
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/3/2024
Previous Dividend Amount 0.0100
Current Dividend Amount 0.0100
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.05
Trailing Annual Dividend Yield 1.01%
Forward Annual Dividend Rate 0.04
Forward Annual Dividend Yield 0.80%
5-Year Dividend Payments Count 17
3-Year Average Dividend Yield 2.39%
5-Year Average Dividend Yield 1.94%
1-Year Dividend Growth Rate Percentage -63.64%
3-Year Dividend Growth Rate Percentage -33.33%
5-Year Dividend Growth Rate Percentage -5.43%
All-Time Dividend Growth Rate Percentage -5.43%
Dividend Payout Ratio -3.55%

Income Statement

Quarterly Earnings Growth YOY 700.00%
Annual Earnings Growth -67.91%
Reported EPS 12 Trailing Months -1.88
Reported EPS Past Year -1.81
Reported EPS Prior Year -0.05
Net Income Twelve Trailing Months -155,157,000
Net Income Past Year -155,157,000
Net Income Prior Year -92,407,000
Quarterly Revenue Growth YOY 24.60%
5-Year Revenue Growth 15.11%
Operating Margin Twelve Trailing Months -14.60%

Balance Sheet

Total Cash Most Recent Quarter 1,624,870,000
Total Cash Past Year 1,624,870,000
Total Cash Prior Year 1,016,132,000
Net Cash Position Most Recent Quarter 20,831,000
Net Cash Position Past Year 26,042,000
Long Term Debt Past Year 1,598,828,000
Long Term Debt Prior Year 1,598,828,000
Total Debt Most Recent Quarter 1,604,039,000
Equity to Debt Ratio Past Year 0.36
Equity to Debt Ratio Most Recent Quarter 0.36
Total Stockholder Equity Past Year 912,587,000
Total Stockholder Equity Prior Year 1,053,363,000
Total Stockholder Equity Most Recent Quarter 912,587,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months -39,264,000
Free Cash Flow Per Share Twelve Trailing Months -0.47
Free Cash Flow Past Year -35,221,000
Free Cash Flow Prior Year -11,510,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.05
MACD Signal -0.09
20-Day Bollinger Lower Band 5.22
20-Day Bollinger Middle Band 5.94
20-Day Bollinger Upper Band 6.66
Beta 0.93
RSI 49.78
50-Day SMA 5.58
150-Day SMA 0.00
200-Day SMA 0.00

System

Modified 3/25/2026 10:42:40 PM EST