Stock Scorecard
Stock Summary for First Foundation Inc (FFWM) - $5.11 as of 7/25/2025 12:43:04 PM EST
Total Score
9 out of 30
Safety Score
39 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for FFWM
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FFWM
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FFWM
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FFWM
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FFWM (39 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 2 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FFWM
Financial Details for FFWM
Company Overview |
|
|---|---|
| Ticker | FFWM |
| Company Name | First Foundation Inc |
| Country | USA |
| Description | First Foundation Inc. provides personal banking, commercial banking and private wealth management services in the United States. The company is headquartered in Dallas, Texas. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/31/2025 |
Stock Price History |
|
| Last Day Price | 5.11 |
| Price 4 Years Ago | 23.87 |
| Last Day Price Updated | 7/25/2025 12:43:04 PM EST |
| Last Day Volume | 715,268 |
| Average Daily Volume | 736,471 |
| 52-Week High | 8.52 |
| 52-Week Low | 4.42 |
| Last Price to 52 Week Low | 15.61% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 19.23 |
| Sector PE | 20.38 |
| 5-Year Average PE | -4.13 |
| Free Cash Flow Ratio | 0.42 |
| Industry Free Cash Flow Ratio | 5.21 |
| Sector Free Cash Flow Ratio | 12.23 |
| Current Ratio Most Recent Quarter | 0.27 |
| Total Cash Per Share | 12.31 |
| Book Value Per Share Most Recent Quarter | 11.81 |
| Price to Book Ratio | 0.45 |
| Industry Price to Book Ratio | 1.13 |
| Sector Price to Book Ratio | 2.13 |
| Price to Sales Ratio Twelve Trailing Months | 3.87 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.25 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.33 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 82,386,000 |
| Market Capitalization | 420,992,460 |
| Institutional Ownership | 81.95% |
Dividends |
|
| Ex-Dividend Date | 5/3/2024 |
| Previous Dividend Amount | 0.0100 |
| Current Dividend Amount | 0.0100 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.05 |
| Trailing Annual Dividend Yield | 1.01% |
| Forward Annual Dividend Rate | 0.04 |
| Forward Annual Dividend Yield | 0.80% |
| 5-Year Dividend Payments Count | 17 |
| 3-Year Average Dividend Yield | 2.39% |
| 5-Year Average Dividend Yield | 1.94% |
| 1-Year Dividend Growth Rate Percentage | -63.64% |
| 3-Year Dividend Growth Rate Percentage | -33.33% |
| 5-Year Dividend Growth Rate Percentage | -5.43% |
| All-Time Dividend Growth Rate Percentage | -5.43% |
| Dividend Payout Ratio | -3.55% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 700.00% |
| Annual Earnings Growth | 53.58% |
| Reported EPS 12 Trailing Months | -1.34 |
| Reported EPS Past Year | 0.09 |
| Reported EPS Prior Year | -0.05 |
| Net Income Twelve Trailing Months | -86,304,000 |
| Net Income Past Year | -92,407,000 |
| Net Income Prior Year | -199,064,000 |
| Quarterly Revenue Growth YOY | 34.60% |
| 5-Year Revenue Growth | 12.05% |
| Operating Margin Twelve Trailing Months | 9.21% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,013,855,000 |
| Total Cash Past Year | 1,016,132,000 |
| Total Cash Prior Year | 1,326,629,000 |
| Net Cash Position Most Recent Quarter | -833,934,000 |
| Net Cash Position Past Year | -582,696,000 |
| Long Term Debt Past Year | 1,598,828,000 |
| Long Term Debt Prior Year | 1,582,453,000 |
| Total Debt Most Recent Quarter | 1,847,789,000 |
| Equity to Debt Ratio Past Year | 0.40 |
| Equity to Debt Ratio Most Recent Quarter | 0.36 |
| Total Stockholder Equity Past Year | 1,053,363,000 |
| Total Stockholder Equity Prior Year | 925,343,000 |
| Total Stockholder Equity Most Recent Quarter | 1,060,611,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -19,953,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.24 |
| Free Cash Flow Past Year | -11,510,000 |
| Free Cash Flow Prior Year | -287,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.03 |
| MACD Signal | 0.04 |
| 20-Day Bollinger Lower Band | 4.63 |
| 20-Day Bollinger Middle Band | 5.13 |
| 20-Day Bollinger Upper Band | 5.62 |
| Beta | 0.97 |
| RSI | 51.44 |
| 50-Day SMA | 5.99 |
| 150-Day SMA | 7.97 |
| 200-Day SMA | 11.76 |
System |
|
| Modified | 7/23/2025 11:39:46 PM EST |