Stock Scorecard
Stock Summary for First Financial Bankshares Inc (FFIN) - $34.65 as of 5/5/2025 3:04:46 PM EST
Total Score
14 out of 30
Safety Score
47 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FFIN
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FFIN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FFIN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FFIN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FFIN (47 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 7 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FFIN
Financial Details for FFIN
Company Overview |
|
|---|---|
| Ticker | FFIN |
| Company Name | First Financial Bankshares Inc |
| Country | USA |
| Description | First Financial Bankshares, Inc., offers commercial banking products and services in Texas. The company is headquartered in Abilene, Texas. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/16/2025 |
Stock Price History |
|
| Last Day Price | 34.65 |
| Price 4 Years Ago | 47.54 |
| Last Day Price Updated | 5/5/2025 3:04:46 PM EST |
| Last Day Volume | 288,044 |
| Average Daily Volume | 552,902 |
| 52-Week High | 44.23 |
| 52-Week Low | 27.14 |
| Last Price to 52 Week Low | 27.67% |
Valuation Measures |
|
| Trailing PE | 21.39 |
| Industry PE | 15.78 |
| Sector PE | 17.70 |
| 5-Year Average PE | 35.51 |
| Free Cash Flow Ratio | 21.13 |
| Industry Free Cash Flow Ratio | 7.12 |
| Sector Free Cash Flow Ratio | 25.60 |
| Current Ratio Most Recent Quarter | 23.24 |
| Total Cash Per Share | 1.64 |
| Book Value Per Share Most Recent Quarter | 11.75 |
| Price to Book Ratio | 2.93 |
| Industry Price to Book Ratio | 1.03 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 8.89 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 142,090,000 |
| Market Capitalization | 4,923,418,500 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 6/16/2025 |
| Previous Dividend Amount | 0.1800 |
| Current Dividend Amount | 0.1900 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.72 |
| Trailing Annual Dividend Yield | 2.13% |
| Forward Annual Dividend Rate | 0.76 |
| Forward Annual Dividend Yield | 2.25% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 2.01% |
| 5-Year Average Dividend Yield | 1.91% |
| 1-Year Dividend Growth Rate Percentage | 5.56% |
| 3-Year Dividend Growth Rate Percentage | 2.74% |
| 5-Year Dividend Growth Rate Percentage | 6.99% |
| All-Time Dividend Growth Rate Percentage | 9.48% |
| Dividend Payout Ratio | 44.44% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 16.00% |
| Annual Earnings Growth | 12.33% |
| Reported EPS 12 Trailing Months | 1.62 |
| Reported EPS Past Year | 0.43 |
| Reported EPS Prior Year | 1.56 |
| Net Income Twelve Trailing Months | 231,460,000 |
| Net Income Past Year | 223,511,000 |
| Net Income Prior Year | 198,977,000 |
| Quarterly Revenue Growth YOY | 12.90% |
| 5-Year Revenue Growth | 6.77% |
| Operating Margin Twelve Trailing Months | 55.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 232,943,000 |
| Total Cash Past Year | 259,996,000 |
| Total Cash Prior Year | 536,591,000 |
| Net Cash Position Most Recent Quarter | 111,890,000 |
| Net Cash Position Past Year | 138,943,000 |
| Long Term Debt Past Year | 121,053,000 |
| Long Term Debt Prior Year | 21,053,000 |
| Total Debt Most Recent Quarter | 121,053,000 |
| Equity to Debt Ratio Past Year | 0.93 |
| Equity to Debt Ratio Most Recent Quarter | 0.99 |
| Total Stockholder Equity Past Year | 1,606,560,000 |
| Total Stockholder Equity Prior Year | 1,498,900,000 |
| Total Stockholder Equity Most Recent Quarter | 14,312,114,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 270,204,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.90 |
| Free Cash Flow Past Year | 292,921,001 |
| Free Cash Flow Prior Year | 267,571,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.34 |
| MACD Signal | -0.59 |
| 20-Day Bollinger Lower Band | 31.82 |
| 20-Day Bollinger Middle Band | 35.48 |
| 20-Day Bollinger Upper Band | 39.15 |
| Beta | 0.90 |
| RSI | 49.90 |
| 50-Day SMA | 35.24 |
| 150-Day SMA | 32.76 |
| 200-Day SMA | 35.57 |
System |
|
| Modified | 5/5/2025 11:50:34 PM EST |