Stock Scorecard
Stock Summary for First Financial Bankshares Inc (FFIN) - $37.62 as of 1/22/2025 8:45:14 AM EST
Total Score
13 out of 30
Safety Score
46 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for FFIN
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FFIN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FFIN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FFIN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FFIN (46 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 6 |
Latest News for for FFIN
Financial Details for FFIN
Company Overview |
|
|---|---|
| Ticker | FFIN |
| Company Name | First Financial Bankshares Inc |
| Country | USA |
| Description | First Financial Bankshares, Inc., offers commercial banking products and services in Texas. The company is headquartered in Abilene, Texas. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/23/2025 |
Stock Price History |
|
| Last Day Price | 37.62 |
| Price 4 Years Ago | 47.78 |
| Last Day Price Updated | 1/22/2025 8:45:14 AM EST |
| Last Day Volume | 267,320 |
| Average Daily Volume | 508,984 |
| 52-Week High | 44.46 |
| 52-Week Low | 27.28 |
| Last Price to 52 Week Low | 37.90% |
Valuation Measures |
|
| Trailing PE | 25.53 |
| Industry PE | 18.47 |
| Sector PE | 20.65 |
| 5-Year Average PE | 25.39 |
| Free Cash Flow Ratio | 9.15 |
| Industry Free Cash Flow Ratio | 5.37 |
| Sector Free Cash Flow Ratio | 11.25 |
| Current Ratio Most Recent Quarter | 23.24 |
| Total Cash Per Share | 4.11 |
| Book Value Per Share Most Recent Quarter | 11.71 |
| Price to Book Ratio | 3.16 |
| Industry Price to Book Ratio | 1.13 |
| Sector Price to Book Ratio | 2.55 |
| Price to Sales Ratio Twelve Trailing Months | 10.30 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.26 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 141,979,000 |
| Market Capitalization | 5,341,249,980 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/13/2024 |
| Previous Dividend Amount | 0.1800 |
| Current Dividend Amount | 0.1800 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.72 |
| Trailing Annual Dividend Yield | 1.96% |
| Forward Annual Dividend Rate | 0.72 |
| Forward Annual Dividend Yield | 1.96% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.09% |
| 5-Year Average Dividend Yield | 1.76% |
| 1-Year Dividend Growth Rate Percentage | 1.41% |
| 3-Year Dividend Growth Rate Percentage | 4.45% |
| 5-Year Dividend Growth Rate Percentage | 9.00% |
| All-Time Dividend Growth Rate Percentage | 14.28% |
| Dividend Payout Ratio | 49.66% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 11.50% |
| Annual Earnings Growth | -15.14% |
| Reported EPS 12 Trailing Months | 1.45 |
| Reported EPS Past Year | 1.13 |
| Reported EPS Prior Year | 1.40 |
| Net Income Twelve Trailing Months | 207,170,000 |
| Net Income Past Year | 198,977,000 |
| Net Income Prior Year | 234,475,000 |
| Quarterly Revenue Growth YOY | 11.20% |
| 5-Year Revenue Growth | 5.58% |
| Operating Margin Twelve Trailing Months | 54.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 583,664,000 |
| Total Cash Past Year | 536,591,000 |
| Total Cash Prior Year | 330,678,000 |
| Net Cash Position Most Recent Quarter | 583,664,000 |
| Net Cash Position Past Year | 536,591,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 1,498,900,000 |
| Total Stockholder Equity Prior Year | 1,265,737,000 |
| Total Stockholder Equity Most Recent Quarter | 1,662,191,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 268,088,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.89 |
| Free Cash Flow Past Year | 267,571,000 |
| Free Cash Flow Prior Year | 308,486,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.78 |
| MACD Signal | -1.02 |
| 20-Day Bollinger Lower Band | 33.07 |
| 20-Day Bollinger Middle Band | 37.86 |
| 20-Day Bollinger Upper Band | 42.64 |
| Beta | 0.79 |
| RSI | 50.18 |
| 50-Day SMA | 33.89 |
| 150-Day SMA | 33.37 |
| 200-Day SMA | 36.52 |
System |
|
| Modified | 1/21/2025 12:32:19 AM EST |