Stock Scorecard
Stock Summary for First Financial Bancorp (FFBC) - $23.83 as of 4/24/2025 2:47:55 PM EST
Total Score
15 out of 30
Safety Score
64 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FFBC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FFBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FFBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FFBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FFBC (64 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FFBC
Financial Details for FFBC
Company Overview |
|
|---|---|
| Ticker | FFBC |
| Company Name | First Financial Bancorp |
| Country | USA |
| Description | First Financial Bancorp. The company is headquartered in Cincinnati, Ohio. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 23.83 |
| Price 4 Years Ago | 21.40 |
| Last Day Price Updated | 4/24/2025 2:47:55 PM EST |
| Last Day Volume | 451,598 |
| Average Daily Volume | 500,748 |
| 52-Week High | 30.66 |
| 52-Week Low | 20.06 |
| Last Price to 52 Week Low | 18.79% |
Valuation Measures |
|
| Trailing PE | 9.77 |
| Industry PE | 14.25 |
| Sector PE | 16.60 |
| 5-Year Average PE | 7.79 |
| Free Cash Flow Ratio | 2.51 |
| Industry Free Cash Flow Ratio | 8.62 |
| Sector Free Cash Flow Ratio | 30.60 |
| Current Ratio Most Recent Quarter | 15.22 |
| Total Cash Per Share | 9.49 |
| Book Value Per Share Most Recent Quarter | 25.53 |
| Price to Book Ratio | 0.93 |
| Industry Price to Book Ratio | 0.93 |
| Sector Price to Book Ratio | 4.74 |
| Price to Sales Ratio Twelve Trailing Months | 3.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.66 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.95 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 95,276,000 |
| Market Capitalization | 2,270,427,080 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/3/2025 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.2400 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.95 |
| Trailing Annual Dividend Yield | 4.19% |
| Forward Annual Dividend Rate | 0.96 |
| Forward Annual Dividend Yield | 4.24% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.53% |
| 5-Year Average Dividend Yield | 4.01% |
| 1-Year Dividend Growth Rate Percentage | 2.13% |
| 3-Year Dividend Growth Rate Percentage | 1.06% |
| 5-Year Dividend Growth Rate Percentage | 1.07% |
| All-Time Dividend Growth Rate Percentage | 5.28% |
| Dividend Payout Ratio | 39.58% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 13.30% |
| Annual Earnings Growth | -10.57% |
| Reported EPS 12 Trailing Months | 2.44 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 2.43 |
| Net Income Twelve Trailing Months | 228,830,000 |
| Net Income Past Year | 228,830,000 |
| Net Income Prior Year | 255,863,000 |
| Quarterly Revenue Growth YOY | -3.20% |
| 5-Year Revenue Growth | 6.30% |
| Operating Margin Twelve Trailing Months | 39.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 904,486,000 |
| Total Cash Past Year | 904,486,000 |
| Total Cash Prior Year | 1,006,019,000 |
| Net Cash Position Most Recent Quarter | 558,497,000 |
| Net Cash Position Past Year | 558,497,000 |
| Long Term Debt Past Year | 345,989,000 |
| Long Term Debt Prior Year | 342,504,000 |
| Total Debt Most Recent Quarter | 345,989,000 |
| Equity to Debt Ratio Past Year | 0.88 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 2,438,041,000 |
| Total Stockholder Equity Prior Year | 2,267,974,000 |
| Total Stockholder Equity Most Recent Quarter | 2,438,041,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 234,341,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.46 |
| Free Cash Flow Past Year | 241,081,000 |
| Free Cash Flow Prior Year | 462,834,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.51 |
| MACD Signal | -0.77 |
| 20-Day Bollinger Lower Band | 21.94 |
| 20-Day Bollinger Middle Band | 25.91 |
| 20-Day Bollinger Upper Band | 29.89 |
| Beta | 0.84 |
| RSI | 54.74 |
| 50-Day SMA | 25.13 |
| 150-Day SMA | 22.04 |
| 200-Day SMA | 21.67 |
System |
|
| Modified | 4/24/2025 11:46:44 PM EST |