Stock Scorecard
Stock Summary for First Financial Bancorp (FFBC) - $28.07 as of 1/22/2025 8:45:14 AM EST
Total Score
15 out of 30
Safety Score
60 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FFBC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FFBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FFBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FFBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FFBC (60 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for FFBC
Financial Details for FFBC
Company Overview |
|
|---|---|
| Ticker | FFBC |
| Company Name | First Financial Bancorp |
| Country | USA |
| Description | First Financial Bancorp. The company is headquartered in Cincinnati, Ohio. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/23/2025 |
Stock Price History |
|
| Last Day Price | 28.07 |
| Price 4 Years Ago | 21.59 |
| Last Day Price Updated | 1/22/2025 8:45:14 AM EST |
| Last Day Volume | 408,847 |
| Average Daily Volume | 426,459 |
| 52-Week High | 30.93 |
| 52-Week Low | 20.12 |
| Last Price to 52 Week Low | 39.51% |
Valuation Measures |
|
| Trailing PE | 12.05 |
| Industry PE | 17.91 |
| Sector PE | 20.65 |
| 5-Year Average PE | 10.57 |
| Free Cash Flow Ratio | 3.15 |
| Industry Free Cash Flow Ratio | 3.58 |
| Sector Free Cash Flow Ratio | 11.25 |
| Current Ratio Most Recent Quarter | 15.22 |
| Total Cash Per Share | 8.91 |
| Book Value Per Share Most Recent Quarter | 25.66 |
| Price to Book Ratio | 1.09 |
| Industry Price to Book Ratio | 1.08 |
| Sector Price to Book Ratio | 2.55 |
| Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.14 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 95,489,000 |
| Market Capitalization | 2,680,376,230 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/2/2024 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.2400 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.94 |
| Trailing Annual Dividend Yield | 3.41% |
| Forward Annual Dividend Rate | 0.96 |
| Forward Annual Dividend Yield | 3.48% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.72% |
| 5-Year Average Dividend Yield | 4.04% |
| 1-Year Dividend Growth Rate Percentage | 2.17% |
| 3-Year Dividend Growth Rate Percentage | 1.08% |
| 5-Year Dividend Growth Rate Percentage | 0.54% |
| All-Time Dividend Growth Rate Percentage | 9.45% |
| Dividend Payout Ratio | 40.52% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -16.70% |
| Annual Earnings Growth | 17.58% |
| Reported EPS 12 Trailing Months | 2.32 |
| Reported EPS Past Year | 1.72 |
| Reported EPS Prior Year | 2.72 |
| Net Income Twelve Trailing Months | 220,677,000 |
| Net Income Past Year | 255,863,000 |
| Net Income Prior Year | 217,612,000 |
| Quarterly Revenue Growth YOY | -4.80% |
| 5-Year Revenue Growth | 10.02% |
| Operating Margin Twelve Trailing Months | 36.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 851,194,000 |
| Total Cash Past Year | 1,006,019,000 |
| Total Cash Prior Year | 595,683,000 |
| Net Cash Position Most Recent Quarter | 507,094,000 |
| Net Cash Position Past Year | 661,919,000 |
| Long Term Debt Past Year | 344,100,000 |
| Long Term Debt Prior Year | 346,672,000 |
| Total Debt Most Recent Quarter | 344,100,000 |
| Equity to Debt Ratio Past Year | 0.87 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 2,267,974,000 |
| Total Stockholder Equity Prior Year | 2,041,373,000 |
| Total Stockholder Equity Most Recent Quarter | 2,450,438,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 284,190,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.98 |
| Free Cash Flow Past Year | 462,834,000 |
| Free Cash Flow Prior Year | 187,068,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.26 |
| MACD Signal | -0.40 |
| 20-Day Bollinger Lower Band | 23.01 |
| 20-Day Bollinger Middle Band | 26.66 |
| 20-Day Bollinger Upper Band | 30.32 |
| Beta | 0.97 |
| RSI | 54.61 |
| 50-Day SMA | 24.06 |
| 150-Day SMA | 21.66 |
| 200-Day SMA | 21.56 |
System |
|
| Modified | 1/21/2025 12:31:29 AM EST |