Stock Scorecard
Stock Summary for First Citizens Bancshares Inc (NC) - Class A (FCNCA) - $2,274.99 as of 11/8/2026 7:58:44 PM EST
Total Score
13 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for FCNCA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FCNCA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FCNCA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FCNCA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FCNCA (63 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FCNCA
Financial Details for FCNCA
Company Overview |
|
|---|---|
| Ticker | FCNCA |
| Company Name | First Citizens Bancshares Inc (NC) - Class A |
| Country | USA |
| Description | First Citizens BancShares, Inc. is the parent company of First-Citizens Bank & Trust Company providing retail and business banking services to individuals, businesses and professionals. The company is headquartered in Raleigh, North Carolina. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 2,274.99 |
| Price 4 Years Ago | 747.67 |
| Last Day Price Updated | 11/8/2026 7:58:44 PM EST |
| Last Day Volume | 71,694 |
| Average Daily Volume | 79,565 |
| 52-Week High | 2,429.96 |
| 52-Week Low | 1,755.75 |
| Last Price to 52 Week Low | 29.57% |
Valuation Measures |
|
| Trailing PE | 11.84 |
| Industry PE | 12.78 |
| Sector PE | 17.53 |
| 5-Year Average PE | 10.70 |
| Free Cash Flow Ratio | 1.21 |
| Industry Free Cash Flow Ratio | 8.23 |
| Sector Free Cash Flow Ratio | 40.77 |
| Current Ratio Most Recent Quarter | 0.34 |
| Total Cash Per Share | 1,873.17 |
| Book Value Per Share Most Recent Quarter | 1,756.37 |
| Price to Book Ratio | 1.33 |
| Industry Price to Book Ratio | 1.26 |
| Sector Price to Book Ratio | 3.09 |
| Price to Sales Ratio Twelve Trailing Months | 2.70 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.40 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.09 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 10,106,400 |
| Market Capitalization | 22,991,958,936 |
| Institutional Ownership | 63.16% |
Dividends |
|
| Ex-Dividend Date | 11/30/2026 |
| Previous Dividend Amount | 2.1000 |
| Current Dividend Amount | 2.2500 |
| Total Years Dividend Increasing | 9 |
| Trailing Annual Dividend Rate | 8.40 |
| Trailing Annual Dividend Yield | 0.36% |
| Forward Annual Dividend Rate | 9.00 |
| Forward Annual Dividend Yield | 0.38% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 0.35% |
| 5-Year Average Dividend Yield | 0.32% |
| 1-Year Dividend Growth Rate Percentage | 7.55% |
| 3-Year Dividend Growth Rate Percentage | 11.56% |
| 5-Year Dividend Growth Rate Percentage | 41.05% |
| All-Time Dividend Growth Rate Percentage | 9.59% |
| Dividend Payout Ratio | 4.31% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 18.90% |
| Annual Earnings Growth | -20.56% |
| Reported EPS 12 Trailing Months | 194.68 |
| Reported EPS Past Year | 157.32 |
| Reported EPS Prior Year | 178.46 |
| Net Income Twelve Trailing Months | 2,392,000,000 |
| Net Income Past Year | 2,206,000,000 |
| Net Income Prior Year | 2,777,000,000 |
| Quarterly Revenue Growth YOY | 6.90% |
| 5-Year Revenue Growth | 49.89% |
| Operating Margin Twelve Trailing Months | 37.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 19,271,000,000 |
| Total Cash Past Year | 20,602,000,000 |
| Total Cash Prior Year | 22,178,000,000 |
| Net Cash Position Most Recent Quarter | -12,680,000,000 |
| Net Cash Position Past Year | -15,110,000,000 |
| Long Term Debt Past Year | 35,712,000,000 |
| Long Term Debt Prior Year | 36,669,000,000 |
| Total Debt Most Recent Quarter | 31,951,000,000 |
| Equity to Debt Ratio Past Year | 0.38 |
| Equity to Debt Ratio Most Recent Quarter | 0.40 |
| Total Stockholder Equity Past Year | 22,238,000,000 |
| Total Stockholder Equity Prior Year | 22,228,000,000 |
| Total Stockholder Equity Most Recent Quarter | 21,577,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 2,301,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 227.68 |
| Free Cash Flow Past Year | 2,071,000,000 |
| Free Cash Flow Prior Year | 1,453,000,000 |
Options |
|
| Put/Call Ratio | 1.67 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 1,982.00 |
| 20-Day Bollinger Middle Band | 2,176.83 |
| 20-Day Bollinger Upper Band | 2,371.65 |
| Beta | 0.60 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 1,909.00 |
| 200-Day SMA | 1,720.79 |
System |
|
| Modified | 11/6/2026 9:50:20 PM EST |