Stock Scorecard
Stock Summary for First Commonwealth Financial Corp (FCF) - $13.19 as of 5/1/2024 5:01:11 PM EST
Total Score
17 out of 29
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FCF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FCF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FCF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for FCF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for FCF
Financial Details for FCF
Company Overview |
|
|---|---|
| Ticker | FCF |
| Company Name | First Commonwealth Financial Corp |
| Country | USA |
| Description | First Commonwealth Financial Corporation, a financial holding company, provides a variety of consumer and commercial banking services to individuals and small and medium-sized businesses in the United States. The company is headquartered in Indiana, Pennsylvania. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2024 |
| Next Earnings Date | 7/23/2024 |
Stock Price History |
|
| Last Day Price | 13.19 |
| Last Day Price Updated | 5/1/2024 5:01:11 PM EST |
| Last Day Volume | 360,669 |
| Average Daily Volume | 501,277 |
| 52-Week High | 15.74 |
| 52-Week Low | 10.94 |
| Last Price to 52 Week Low | 20.57% |
Valuation Measures |
|
| Trailing PE | 8.42 |
| Industry PE | 12.67 |
| Sector PE | 18.38 |
| 5-Year Average PE | 15.95 |
| Free Cash Flow Ratio | 8.79 |
| Industry Free Cash Flow Ratio | 7.79 |
| Sector Free Cash Flow Ratio | 9.01 |
| Current Ratio Most Recent Quarter | 0.31 |
| Total Cash Per Share | 1.50 |
| Book Value Per Share Most Recent Quarter | 13.07 |
| Price to Book Ratio | 0.99 |
| Industry Price to Book Ratio | 0.86 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.79 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.30 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 102,304,000 |
| Market Capitalization | 1,349,389,760 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/2/2024 |
| Last Dividend Amount | 0.13 |
| Current Dividend Amount | 0.13 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.63 |
| Trailing Annual Dividend Yield | 4.65% |
| Forward Annual Dividend Rate | 0.66 |
| Forward Annual Dividend Yield | 4.90% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.14% |
| 5-Year Average Dividend Yield | 3.24% |
| 1-Year Dividend Growth Rate Percentage | 4.21% |
| 3-Year Dividend Growth Rate Percentage | 4.30% |
| 5-Year Dividend Growth Rate Percentage | 5.47% |
| All-Time Dividend Growth Rate Percentage | 3.56% |
| Dividend Payout Ratio | 39.13% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 22.50% |
| Annual Earnings Growth | 22.53% |
| Reported EPS 12 Trailing Months | 1.61 |
| Reported EPS Past Year | 0.37 |
| Reported EPS Prior Year | 1.54 |
| Net Income Twelve Trailing Months | 157,063,000 |
| Net Income Past Year | 157,063,000 |
| Net Income Prior Year | 128,181,000 |
| Quarterly Revenue Growth YOY | 2.40% |
| 5-Year Revenue Growth | 7.31% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 153,193,000 |
| Total Cash Past Year | 153,193,000 |
| Total Cash Prior Year | 155,444,000 |
| Net Cash Position Most Recent Quarter | -28,670,000 |
| Net Cash Position Past Year | -28,670,000 |
| Long Term Debt Past Year | 181,863,000 |
| Long Term Debt Prior Year | 175,799,000 |
| Total Debt Most Recent Quarter | 181,863,000 |
| Equity to Debt Ratio Past Year | 0.88 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 1,314,274,000 |
| Total Stockholder Equity Prior Year | 1,052,074,000 |
| Total Stockholder Equity Most Recent Quarter | 1,314,274,000 |
Options |
|
| Put/Call Ratio | 1.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.02 |
| MACD Signal | -0.07 |
| 20-Day Bollinger Lower Band | 12.31 |
| 20-Day Bollinger Middle Band | 13.77 |
| 20-Day Bollinger Upper Band | 15.22 |
| Beta | 0.85 |
| RSI | 56.62 |
| 50-Day SMA | 13.23 |
| 200-Day SMA | 12.54 |
System |
|
| Modified | 4/30/2024 12:04:10 AM EST |