Stock Scorecard
Stock Summary for First Community Bankshares Inc (FCBC) - $43.37 as of 4/28/2026 11:13:33 AM EST
Total Score
14 out of 30
Safety Score
56 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FCBC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FCBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FCBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FCBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FCBC (56 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FCBC
Financial Details for FCBC
Company Overview |
|
|---|---|
| Ticker | FCBC |
| Company Name | First Community Bankshares Inc |
| Country | USA |
| Description | First Community Bankshares, Inc. is the financial holding company for First Community Bank offering various banking products and services. The company is headquartered in Bluefield, Virginia. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/28/2026 |
Stock Price History |
|
| Last Day Price | 43.37 |
| Price 4 Years Ago | 28.02 |
| Last Day Price Updated | 4/28/2026 11:13:33 AM EST |
| Last Day Volume | 89,023 |
| Average Daily Volume | 87,145 |
| 52-Week High | 45.10 |
| 52-Week Low | 30.05 |
| Last Price to 52 Week Low | 44.33% |
Valuation Measures |
|
| Trailing PE | 16.37 |
| Industry PE | 14.80 |
| Sector PE | 18.68 |
| 5-Year Average PE | 8.99 |
| Free Cash Flow Ratio | 1.62 |
| Industry Free Cash Flow Ratio | 13.62 |
| Sector Free Cash Flow Ratio | 25.76 |
| Current Ratio Most Recent Quarter | 0.73 |
| Total Cash Per Share | 26.85 |
| Book Value Per Share Most Recent Quarter | 27.30 |
| Price to Book Ratio | 1.65 |
| Industry Price to Book Ratio | 1.20 |
| Sector Price to Book Ratio | 1.72 |
| Price to Sales Ratio Twelve Trailing Months | 4.94 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.48 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.01 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 19,075,000 |
| Market Capitalization | 827,282,750 |
| Institutional Ownership | 36.08% |
Dividends |
|
| Ex-Dividend Date | 2/13/2026 |
| Previous Dividend Amount | 1.0000 |
| Current Dividend Amount | 0.3100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.93 |
| Trailing Annual Dividend Yield | 4.54% |
| Forward Annual Dividend Rate | 1.24 |
| Forward Annual Dividend Yield | 2.92% |
| 5-Year Dividend Payments Count | 22 |
| 3-Year Average Dividend Yield | 3.82% |
| 5-Year Average Dividend Yield | 3.68% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 2.58% |
| All-Time Dividend Growth Rate Percentage | 0.51% |
| Dividend Payout Ratio | 72.83% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -4.30% |
| Annual Earnings Growth | -5.45% |
| Reported EPS 12 Trailing Months | 2.65 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 2.78 |
| Net Income Twelve Trailing Months | 48,795,000 |
| Net Income Past Year | 48,794,000 |
| Net Income Prior Year | 51,604,000 |
| Quarterly Revenue Growth YOY | 7.80% |
| 5-Year Revenue Growth | 6.05% |
| Operating Margin Twelve Trailing Months | 43.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 512,240,000 |
| Total Cash Past Year | 512,240,000 |
| Total Cash Prior Year | 80,457,000 |
| Net Cash Position Most Recent Quarter | 512,240,000 |
| Net Cash Position Past Year | 512,240,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 25,000,000 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 500,547,000 |
| Total Stockholder Equity Prior Year | 526,392,000 |
| Total Stockholder Equity Most Recent Quarter | 500,547,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 58,462,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.06 |
| Free Cash Flow Past Year | 60,003,000 |
| Free Cash Flow Prior Year | 54,932,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.60 |
| MACD Signal | 0.74 |
| 20-Day Bollinger Lower Band | 30.63 |
| 20-Day Bollinger Middle Band | 38.48 |
| 20-Day Bollinger Upper Band | 46.32 |
| Beta | 0.48 |
| RSI | 52.94 |
| 50-Day SMA | 35.88 |
| 150-Day SMA | 33.61 |
| 200-Day SMA | 31.64 |
System |
|
| Modified | 4/28/2026 10:21:30 PM EST |