Stock Scorecard
Stock Summary for Essent Group Ltd (ESNT) - $58.56 as of 5/5/2025 3:02:01 PM EST
Total Score
11 out of 30
Safety Score
68 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ESNT
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ESNT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ESNT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ESNT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ESNT (68 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ESNT
Financial Details for ESNT
Company Overview |
|
|---|---|
| Ticker | ESNT |
| Company Name | Essent Group Ltd |
| Country | USA |
| Description | Essent Group Ltd., provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company is headquartered in Hamilton, Bermuda. |
| Sector Name | FINANCE |
| Industry Name | SURETY INSURANCE |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 5/9/2025 |
Stock Price History |
|
| Last Day Price | 58.56 |
| Price 4 Years Ago | 42.55 |
| Last Day Price Updated | 5/5/2025 3:02:01 PM EST |
| Last Day Volume | 466,847 |
| Average Daily Volume | 709,315 |
| 52-Week High | 64.65 |
| 52-Week Low | 51.61 |
| Last Price to 52 Week Low | 13.47% |
Valuation Measures |
|
| Trailing PE | 8.55 |
| Industry PE | 9.70 |
| Sector PE | 17.70 |
| 5-Year Average PE | 5.52 |
| Free Cash Flow Ratio | 46.11 |
| Industry Free Cash Flow Ratio | 62.77 |
| Sector Free Cash Flow Ratio | 25.60 |
| Current Ratio Most Recent Quarter | 1.06 |
| Total Cash Per Share | 1.27 |
| Book Value Per Share Most Recent Quarter | 53.36 |
| Price to Book Ratio | 1.05 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 4.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.89 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 103,353,000 |
| Market Capitalization | 6,052,351,680 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/14/2025 |
| Previous Dividend Amount | 0.2800 |
| Current Dividend Amount | 0.3100 |
| Total Years Dividend Increasing | 6 |
| Trailing Annual Dividend Rate | 1.15 |
| Trailing Annual Dividend Yield | 2.02% |
| Forward Annual Dividend Rate | 1.24 |
| Forward Annual Dividend Yield | 2.17% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.07% |
| 5-Year Average Dividend Yield | 1.99% |
| 1-Year Dividend Growth Rate Percentage | 10.71% |
| 3-Year Dividend Growth Rate Percentage | 5.22% |
| 5-Year Dividend Growth Rate Percentage | 15.37% |
| All-Time Dividend Growth Rate Percentage | 15.02% |
| Dividend Payout Ratio | 16.79% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -3.10% |
| Annual Earnings Growth | 4.74% |
| Reported EPS 12 Trailing Months | 6.85 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 6.84 |
| Net Income Twelve Trailing Months | 729,403,000 |
| Net Income Past Year | 729,403,000 |
| Net Income Prior Year | 696,386,000 |
| Quarterly Revenue Growth YOY | 10.90% |
| 5-Year Revenue Growth | 7.87% |
| Operating Margin Twelve Trailing Months | 59.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 131,480,000 |
| Total Cash Past Year | 131,480,000 |
| Total Cash Prior Year | 141,787,000 |
| Net Cash Position Most Recent Quarter | -362,479,000 |
| Net Cash Position Past Year | -362,479,000 |
| Long Term Debt Past Year | 493,959,000 |
| Long Term Debt Prior Year | 418,840,000 |
| Total Debt Most Recent Quarter | 493,959,000 |
| Equity to Debt Ratio Past Year | 0.92 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 5,603,658,000 |
| Total Stockholder Equity Prior Year | 5,102,550,000 |
| Total Stockholder Equity Most Recent Quarter | 5,603,658,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 844,766,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 8.17 |
| Free Cash Flow Past Year | 854,766,000 |
| Free Cash Flow Prior Year | 758,999,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.03 |
| MACD Signal | -0.13 |
| 20-Day Bollinger Lower Band | 52.94 |
| 20-Day Bollinger Middle Band | 55.82 |
| 20-Day Bollinger Upper Band | 58.70 |
| Beta | 0.86 |
| RSI | 53.58 |
| 50-Day SMA | 57.42 |
| 150-Day SMA | 48.40 |
| 200-Day SMA | 46.66 |
System |
|
| Modified | 5/5/2025 11:19:39 PM EST |