Stock Scorecard
Stock Summary for Essent Group Ltd (ESNT) - $59.08 as of 6/19/2025 7:23:45 PM EST
Total Score
12 out of 30
Safety Score
70 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ESNT
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ESNT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ESNT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ESNT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ESNT (70 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ESNT
Financial Details for ESNT
Company Overview |
|
|---|---|
| Ticker | ESNT |
| Company Name | Essent Group Ltd |
| Country | USA |
| Description | Essent Group Ltd., provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company is headquartered in Hamilton, Bermuda. |
| Sector Name | FINANCE |
| Industry Name | SURETY INSURANCE |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 8/4/2025 |
Stock Price History |
|
| Last Day Price | 59.08 |
| Price 4 Years Ago | 42.33 |
| Last Day Price Updated | 6/19/2025 7:23:45 PM EST |
| Last Day Volume | 603,221 |
| Average Daily Volume | 578,370 |
| 52-Week High | 64.30 |
| 52-Week Low | 51.34 |
| Last Price to 52 Week Low | 15.08% |
Valuation Measures |
|
| Trailing PE | 8.57 |
| Industry PE | 9.50 |
| Sector PE | 20.68 |
| 5-Year Average PE | 12.29 |
| Free Cash Flow Ratio | 28.82 |
| Industry Free Cash Flow Ratio | 58.89 |
| Sector Free Cash Flow Ratio | 11.97 |
| Current Ratio Most Recent Quarter | 0.54 |
| Total Cash Per Share | 2.05 |
| Book Value Per Share Most Recent Quarter | 55.22 |
| Price to Book Ratio | 1.06 |
| Industry Price to Book Ratio | 1.16 |
| Sector Price to Book Ratio | 2.03 |
| Price to Sales Ratio Twelve Trailing Months | 4.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.03 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.08 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 101,402,000 |
| Market Capitalization | 5,990,830,160 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/30/2025 |
| Previous Dividend Amount | 0.3100 |
| Current Dividend Amount | 0.3100 |
| Total Years Dividend Increasing | 6 |
| Trailing Annual Dividend Rate | 1.18 |
| Trailing Annual Dividend Yield | 2.04% |
| Forward Annual Dividend Rate | 1.24 |
| Forward Annual Dividend Yield | 2.14% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.08% |
| 5-Year Average Dividend Yield | 2.00% |
| 1-Year Dividend Growth Rate Percentage | 10.71% |
| 3-Year Dividend Growth Rate Percentage | 5.22% |
| 5-Year Dividend Growth Rate Percentage | 15.37% |
| All-Time Dividend Growth Rate Percentage | 15.02% |
| Dividend Payout Ratio | 17.25% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -0.60% |
| Annual Earnings Growth | 4.74% |
| Reported EPS 12 Trailing Months | 6.89 |
| Reported EPS Past Year | 1.69 |
| Reported EPS Prior Year | 6.84 |
| Net Income Twelve Trailing Months | 723,117,000 |
| Net Income Past Year | 729,403,000 |
| Net Income Prior Year | 696,386,000 |
| Quarterly Revenue Growth YOY | 6.40% |
| 5-Year Revenue Growth | 7.87% |
| Operating Margin Twelve Trailing Months | 67.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 208,066,000 |
| Total Cash Past Year | 131,480,000 |
| Total Cash Prior Year | 141,787,000 |
| Net Cash Position Most Recent Quarter | -286,228,000 |
| Net Cash Position Past Year | -362,479,000 |
| Long Term Debt Past Year | 493,959,000 |
| Long Term Debt Prior Year | 418,840,000 |
| Total Debt Most Recent Quarter | 494,294,000 |
| Equity to Debt Ratio Past Year | 0.92 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 5,603,658,000 |
| Total Stockholder Equity Prior Year | 5,102,550,000 |
| Total Stockholder Equity Most Recent Quarter | 5,659,306,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 853,661,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 8.42 |
| Free Cash Flow Past Year | 854,766,000 |
| Free Cash Flow Prior Year | 758,999,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.26 |
| MACD Signal | 0.25 |
| 20-Day Bollinger Lower Band | 53.46 |
| 20-Day Bollinger Middle Band | 56.72 |
| 20-Day Bollinger Upper Band | 59.98 |
| Beta | 0.80 |
| RSI | 51.30 |
| 50-Day SMA | 57.58 |
| 150-Day SMA | 49.14 |
| 200-Day SMA | 47.00 |
System |
|
| Modified | 6/18/2025 11:16:21 PM EST |