Stock Scorecard
Stock Summary for Essent Group Ltd (ESNT) - $55.79 as of 11/20/2024 4:02:07 PM EST
Total Score
11 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ESNT
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ESNT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ESNT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ESNT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ESNT (72 out of 90)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for ESNT
Financial Details for ESNT
Company Overview |
|
|---|---|
| Ticker | ESNT |
| Company Name | Essent Group Ltd |
| Country | USA |
| Description | Essent Group Ltd., provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company is headquartered in Hamilton, Bermuda. |
| Sector Name | FINANCE |
| Industry Name | SURETY INSURANCE |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 55.79 |
| Price 4 Years Ago | 40.17 |
| Last Day Price Updated | 11/20/2024 4:02:07 PM EST |
| Last Day Volume | 574,185 |
| Average Daily Volume | 734,302 |
| 52-Week High | 65.33 |
| 52-Week Low | 46.73 |
| Last Price to 52 Week Low | 19.39% |
Valuation Measures |
|
| Trailing PE | 8.09 |
| Industry PE | 8.70 |
| Sector PE | 21.40 |
| 5-Year Average PE | 8.50 |
| Free Cash Flow Ratio | 54.17 |
| Industry Free Cash Flow Ratio | 18.30 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 0.64 |
| Total Cash Per Share | 1.03 |
| Book Value Per Share Most Recent Quarter | 53.12 |
| Price to Book Ratio | 1.05 |
| Industry Price to Book Ratio | 1.17 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 5.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.26 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 106,213,000 |
| Market Capitalization | 5,925,623,270 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/2/2024 |
| Last Dividend Amount | 0.28 |
| Current Dividend Amount | 0.28 |
| Total Years Dividend Increasing | 5 |
| Trailing Annual Dividend Rate | 1.37 |
| Trailing Annual Dividend Yield | 2.46% |
| Forward Annual Dividend Rate | 1.85 |
| Forward Annual Dividend Yield | 3.32% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.88% |
| 5-Year Average Dividend Yield | 1.54% |
| 1-Year Dividend Growth Rate Percentage | 16.28% |
| 3-Year Dividend Growth Rate Percentage | 19.52% |
| 5-Year Dividend Growth Rate Percentage | 35.12% |
| All-Time Dividend Growth Rate Percentage | 35.12% |
| Dividend Payout Ratio | 19.86% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -0.60% |
| Annual Earnings Growth | -16.23% |
| Reported EPS 12 Trailing Months | 6.90 |
| Reported EPS Past Year | 5.26 |
| Reported EPS Prior Year | 6.50 |
| Net Income Twelve Trailing Months | 736,870,000 |
| Net Income Past Year | 696,386,000 |
| Net Income Prior Year | 831,353,000 |
| Quarterly Revenue Growth YOY | 8.50% |
| 5-Year Revenue Growth | 9.06% |
| Operating Margin Twelve Trailing Months | 0.71 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 109,306,000 |
| Total Cash Past Year | 141,787,000 |
| Total Cash Prior Year | 81,240,000 |
| Net Cash Position Most Recent Quarter | -384,367,000 |
| Net Cash Position Past Year | -277,053,000 |
| Long Term Debt Past Year | 418,840,000 |
| Long Term Debt Prior Year | 416,728,000 |
| Total Debt Most Recent Quarter | 493,673,000 |
| Equity to Debt Ratio Past Year | 0.92 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 5,102,550,000 |
| Total Stockholder Equity Prior Year | 4,462,309,000 |
| Total Stockholder Equity Most Recent Quarter | 5,640,985,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 842,076,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.93 |
| Free Cash Flow Past Year | 758,999,000 |
| Free Cash Flow Prior Year | 584,836,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.77 |
| MACD Signal | -1.75 |
| 20-Day Bollinger Lower Band | 54.16 |
| 20-Day Bollinger Middle Band | 60.72 |
| 20-Day Bollinger Upper Band | 67.28 |
| Beta | 1.12 |
| RSI | 35.90 |
| 50-Day SMA | 56.74 |
| 150-Day SMA | 46.52 |
| 200-Day SMA | 45.67 |
System |
|
| Modified | 11/21/2024 12:15:06 AM EST |