Stock Scorecard
Stock Summary for Erie Indemnity Co. - Class A (ERIE) - $289.42 as of 11/5/2025 3:01:46 PM EST
Total Score
17 out of 30
Safety Score
59 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ERIE
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ERIE
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ERIE
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ERIE
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ERIE (59 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 7 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ERIE
Financial Details for ERIE
Company Overview |
|
|---|---|
| Ticker | ERIE |
| Company Name | Erie Indemnity Co. - Class A |
| Country | USA |
| Description | Erie Indemnity Company, headquartered in Erie, Pennsylvania, acts as the administrative agent for the Erie Insurance Exchange, overseeing the management and distribution of a diverse portfolio of insurance products across the United States. The company plays an integral role within the Erie Insurance Group, which encompasses a wide range of offerings, including property, casualty, and life insurance. Renowned for its commitment to exceptional customer service and active community engagement, Erie Indemnity is well-equipped to leverage ongoing demand for innovative insurance solutions amidst evolving market conditions, positioning itself as a stable player in the insurance sector. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE BROKERS |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 289.42 |
| Price 4 Years Ago | 179.54 |
| Last Day Price Updated | 11/5/2025 3:01:46 PM EST |
| Last Day Volume | 121,969 |
| Average Daily Volume | 140,995 |
| 52-Week High | 451.60 |
| 52-Week Low | 279.78 |
| Last Price to 52 Week Low | 3.45% |
Valuation Measures |
|
| Trailing PE | 23.02 |
| Industry PE | 57.51 |
| Sector PE | 21.61 |
| 5-Year Average PE | 36.01 |
| Free Cash Flow Ratio | 23.51 |
| Industry Free Cash Flow Ratio | 21.52 |
| Sector Free Cash Flow Ratio | 32.05 |
| Current Ratio Most Recent Quarter | 1.67 |
| Total Cash Per Share | 12.31 |
| Book Value Per Share Most Recent Quarter | 44.16 |
| Price to Book Ratio | 7.53 |
| Industry Price to Book Ratio | 9.95 |
| Sector Price to Book Ratio | 2.29 |
| Price to Sales Ratio Twelve Trailing Months | 3.75 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.94 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.76 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 46,189,100 |
| Market Capitalization | 13,368,049,322 |
| Institutional Ownership | 40.52% |
Dividends |
|
| Ex-Dividend Date | 10/6/2025 |
| Previous Dividend Amount | 1.3650 |
| Current Dividend Amount | 1.3650 |
| Total Years Dividend Increasing | 8 |
| Trailing Annual Dividend Rate | 5.46 |
| Trailing Annual Dividend Yield | 1.89% |
| Forward Annual Dividend Rate | 5.46 |
| Forward Annual Dividend Yield | 1.89% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.36% |
| 5-Year Average Dividend Yield | 1.72% |
| 1-Year Dividend Growth Rate Percentage | 7.06% |
| 3-Year Dividend Growth Rate Percentage | 7.10% |
| 5-Year Dividend Growth Rate Percentage | 7.16% |
| All-Time Dividend Growth Rate Percentage | 11.88% |
| Dividend Payout Ratio | 44.07% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 14.40% |
| Annual Earnings Growth | 34.58% |
| Reported EPS 12 Trailing Months | 12.57 |
| Reported EPS Past Year | 9.49 |
| Reported EPS Prior Year | 11.48 |
| Net Income Twelve Trailing Months | 647,984,000 |
| Net Income Past Year | 600,314,000 |
| Net Income Prior Year | 446,061,000 |
| Quarterly Revenue Growth YOY | 6.70% |
| 5-Year Revenue Growth | 8.56% |
| Operating Margin Twelve Trailing Months | 20.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 568,551,000 |
| Total Cash Past Year | 274,838,000 |
| Total Cash Prior Year | 131,513,000 |
| Net Cash Position Most Recent Quarter | 475,005,000 |
| Net Cash Position Past Year | 180,768,000 |
| Long Term Debt Past Year | 94,070,000 |
| Long Term Debt Prior Year | 94,070,000 |
| Total Debt Most Recent Quarter | 93,546,000 |
| Equity to Debt Ratio Past Year | 0.95 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 1,987,258,000 |
| Total Stockholder Equity Prior Year | 1,662,835,000 |
| Total Stockholder Equity Most Recent Quarter | 2,308,878,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 576,990,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 12.49 |
| Free Cash Flow Past Year | 486,404,000 |
| Free Cash Flow Prior Year | 288,558,000 |
Options |
|
| Put/Call Ratio | 0.40 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -4.06 |
| MACD Signal | -2.28 |
| 20-Day Bollinger Lower Band | 290.74 |
| 20-Day Bollinger Middle Band | 334.07 |
| 20-Day Bollinger Upper Band | 377.41 |
| Beta | 0.39 |
| RSI | 34.47 |
| 50-Day SMA | 371.01 |
| 150-Day SMA | 336.74 |
| 200-Day SMA | 300.71 |
System |
|
| Modified | 11/5/2025 10:56:59 PM EST |