Stock Scorecard
Stock Summary for Enova International Inc (ENVA) - $100.28 as of 11/20/2024 4:00:54 PM EST
Total Score
9 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ENVA
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ENVA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ENVA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ENVA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ENVA (59 out of 90)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 8 |
Latest News for for ENVA
Financial Details for ENVA
Company Overview |
|
|---|---|
| Ticker | ENVA |
| Company Name | Enova International Inc |
| Country | USA |
| Description | Enova International, Inc., a technology and analytics company, offers online financial services in the United States, Brazil, Australia, and Canada. The company is headquartered in Chicago, Illinois. |
| Sector Name | FINANCE |
| Industry Name | PERSONAL CREDIT INSTITUTIONS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/28/2025 |
Stock Price History |
|
| Last Day Price | 100.28 |
| Price 4 Years Ago | 24.77 |
| Last Day Price Updated | 11/20/2024 4:00:54 PM EST |
| Last Day Volume | 161,828 |
| Average Daily Volume | 223,442 |
| 52-Week High | 106.51 |
| 52-Week Low | 39.92 |
| Last Price to 52 Week Low | 151.20% |
Valuation Measures |
|
| Trailing PE | 15.97 |
| Industry PE | 28.70 |
| Sector PE | 21.40 |
| 5-Year Average PE | 7.06 |
| Free Cash Flow Ratio | 38.87 |
| Industry Free Cash Flow Ratio | 19.11 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 0.26 |
| Total Cash Per Share | 2.58 |
| Book Value Per Share Most Recent Quarter | 44.87 |
| Price to Book Ratio | 2.23 |
| Industry Price to Book Ratio | 1.75 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 2.25 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.88 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 26,206,100 |
| Market Capitalization | 2,627,947,708 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Last Dividend Amount | 0.00 |
| Current Dividend Amount | 0.00 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 21.70% |
| Annual Earnings Growth | -15.57% |
| Reported EPS 12 Trailing Months | 6.28 |
| Reported EPS Past Year | 6.57 |
| Reported EPS Prior Year | 6.84 |
| Net Income Twelve Trailing Months | 180,521,000 |
| Net Income Past Year | 175,121,000 |
| Net Income Prior Year | 207,424,000 |
| Quarterly Revenue Growth YOY | 19.40% |
| 5-Year Revenue Growth | 16.84% |
| Operating Margin Twelve Trailing Months | 0.24 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 67,500,000 |
| Total Cash Past Year | 54,357,000 |
| Total Cash Prior Year | 100,165,000 |
| Net Cash Position Most Recent Quarter | -3,226,235,000 |
| Net Cash Position Past Year | -2,889,448,000 |
| Long Term Debt Past Year | 2,943,805,000 |
| Long Term Debt Prior Year | 2,258,660,000 |
| Total Debt Most Recent Quarter | 3,293,735,000 |
| Equity to Debt Ratio Past Year | 0.30 |
| Equity to Debt Ratio Most Recent Quarter | 0.26 |
| Total Stockholder Equity Past Year | 1,240,183,000 |
| Total Stockholder Equity Prior Year | 1,186,145,000 |
| Total Stockholder Equity Most Recent Quarter | 1,178,693,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,377,288,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 52.56 |
| Free Cash Flow Past Year | 1,121,628,000 |
| Free Cash Flow Prior Year | 850,369,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 4.62 |
| MACD Signal | 3.96 |
| 20-Day Bollinger Lower Band | 67.08 |
| 20-Day Bollinger Middle Band | 84.20 |
| 20-Day Bollinger Upper Band | 101.31 |
| Beta | 1.43 |
| RSI | 62.90 |
| 50-Day SMA | 68.36 |
| 150-Day SMA | 50.31 |
| 200-Day SMA | 46.40 |
System |
|
| Modified | 11/21/2024 12:04:42 AM EST |