Stock Scorecard



Stock Summary for Equifax Inc (EFX) - $255.00 as of 8/22/2025 8:02:17 PM EST

Total Score

9 out of 30

Safety Score

53 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for EFX

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for EFX

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for EFX

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for EFX

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for EFX (53 out of 100)

Stock Price Rating (Max of 10) 10
Historical Stock Price Rating (Max of 10) 10
Stock Price Trend (Max of 10) 0
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 8
Price to Earnings (Max of 10) 2
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for EFX

My 5 Favorite Stocks to Buy Right Now 8/22/2025 8:35:00 AM
Why Is Equifax ( EFX ) Up 1% Since Last Earnings Report? 8/21/2025 3:30:00 PM
RentRedi Named "Property Management Analytics Platform of the Year" by PropTech Breakthrough 8/20/2025 12:28:00 PM
Layoffs in 2025 Drive Surge in Demand for Bad Credit Personal Loans Across the U.S. 8/18/2025 7:01:00 PM
Delinquency Levels Show Signs of Stabilizing, But The Financial Gap Continues To Widen For Some Canadians 8/18/2025 10:00:00 AM
3 Growth Stocks to Invest $1,000 in Right Now 8/11/2025 1:15:00 AM
CRAI vs. EFX: Which Stock Is the Better Value Option? 8/4/2025 3:40:00 PM
How Is The Market Feeling About Equifax? - Equifax ( NYSE:EFX ) 7/31/2025 2:00:00 PM
Verisk Earnings & Revenues Surpass Estimates in Q2, Increase Y/Y 7/30/2025 2:42:00 PM
Fiserv Q2 Earnings Beat Estimates on Strong Margins, Revenues Miss 7/29/2025 4:41:00 PM

Financial Details for EFX

Company Overview

Ticker EFX
Company Name Equifax Inc
Country USA
Description Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.
Sector Name TRADE & SERVICES
Industry Name SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES
Most Recent Quarter 6/30/2025
Next Earnings Date 10/15/2025

Stock Price History

Last Day Price 255.00
Price 4 Years Ago 285.57
Last Day Price Updated 8/22/2025 8:02:17 PM EST
Last Day Volume 891,054
Average Daily Volume 1,120,358
52-Week High 308.07
52-Week Low 199.60
Last Price to 52 Week Low 27.76%

Valuation Measures

Trailing PE 48.81
Industry PE 37.19
Sector PE 35.88
5-Year Average PE 41.49
Free Cash Flow Ratio 166.67
Industry Free Cash Flow Ratio 65.59
Sector Free Cash Flow Ratio 52.98
Current Ratio Most Recent Quarter 0.77
Total Cash Per Share 1.53
Book Value Per Share Most Recent Quarter 41.22
Price to Book Ratio 5.93
Industry Price to Book Ratio 7.71
Sector Price to Book Ratio 10.91
Price to Sales Ratio Twelve Trailing Months 5.27
Industry Price to Sales Ratio Twelve Trailing Months 6.78
Sector Price to Sales Ratio Twelve Trailing Months 2.56
Analyst Buy Ratings 10
Analyst Strong Buy Ratings 4

Share Statistics

Total Shares Outstanding 123,197,000
Market Capitalization 31,415,235,000
Institutional Ownership 98.02%

Dividends

Ex-Dividend Date 5/23/2025
Previous Dividend Amount 0.3900
Current Dividend Amount 0.5000
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.67
Trailing Annual Dividend Yield 0.67%
Forward Annual Dividend Rate 2.00
Forward Annual Dividend Yield 0.80%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.61%
5-Year Average Dividend Yield 0.65%
1-Year Dividend Growth Rate Percentage 28.21%
3-Year Dividend Growth Rate Percentage 13.23%
5-Year Dividend Growth Rate Percentage 6.41%
All-Time Dividend Growth Rate Percentage 6.27%
Dividend Payout Ratio 32.55%

Income Statement

Quarterly Earnings Growth YOY 16.80%
Annual Earnings Growth 10.78%
Reported EPS 12 Trailing Months 5.12
Reported EPS Past Year 3.53
Reported EPS Prior Year 7.29
Net Income Twelve Trailing Months 639,700,000
Net Income Past Year 604,100,000
Net Income Prior Year 545,300,000
Quarterly Revenue Growth YOY 7.40%
5-Year Revenue Growth 10.12%
Operating Margin Twelve Trailing Months 20.20%

Balance Sheet

Total Cash Most Recent Quarter 189,000,000
Total Cash Past Year 169,900,000
Total Cash Prior Year 216,800,000
Net Cash Position Most Recent Quarter -3,862,000,000
Net Cash Position Past Year -4,152,900,000
Long Term Debt Past Year 4,322,800,000
Long Term Debt Prior Year 4,747,800,000
Total Debt Most Recent Quarter 4,051,000,000
Equity to Debt Ratio Past Year 0.53
Equity to Debt Ratio Most Recent Quarter 0.56
Total Stockholder Equity Past Year 4,796,900,000
Total Stockholder Equity Prior Year 4,534,100,000
Total Stockholder Equity Most Recent Quarter 5,103,500,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 917,000,000
Free Cash Flow Per Share Twelve Trailing Months 7.44
Free Cash Flow Past Year 813,000,000
Free Cash Flow Prior Year 515,500,000

Options

Put/Call Ratio 24.82
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -1.51
MACD Signal -2.77
20-Day Bollinger Lower Band 224.37
20-Day Bollinger Middle Band 254.08
20-Day Bollinger Upper Band 283.79
Beta 1.64
RSI 47.86
50-Day SMA 258.72
150-Day SMA 231.63
200-Day SMA 228.69

System

Modified 8/20/2025 11:19:49 PM EST