Stock Scorecard
Stock Summary for Enterprise Financial Services Corp (EFSC) - $59.41 as of 9/17/2025 4:00:14 PM EST
Total Score
14 out of 30
Safety Score
65 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for EFSC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for EFSC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for EFSC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for EFSC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for EFSC (65 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for EFSC
Financial Details for EFSC
Company Overview |
|
|---|---|
| Ticker | EFSC |
| Company Name | Enterprise Financial Services Corp |
| Country | USA |
| Description | Enterprise Financial Services Corp (EFSC) is a prominent financial holding company headquartered in Clayton, Missouri, and operates through its subsidiary, Enterprise Bank & Trust. The firm specializes in providing a comprehensive range of banking and wealth management services tailored to meet the diverse needs of both individual and corporate clients. With a focus on fostering long-term relationships and utilizing innovative financial solutions, EFSC positions itself as a trusted partner in the financial landscape, making it an attractive option for institutional investors seeking stability and growth in the financial sector. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/27/2025 |
Stock Price History |
|
| Last Day Price | 59.41 |
| Price 4 Years Ago | 43.37 |
| Last Day Price Updated | 9/17/2025 4:00:14 PM EST |
| Last Day Volume | 170,377 |
| Average Daily Volume | 144,354 |
| 52-Week High | 61.98 |
| 52-Week Low | 44.73 |
| Last Price to 52 Week Low | 32.82% |
Valuation Measures |
|
| Trailing PE | 11.29 |
| Industry PE | 17.03 |
| Sector PE | 24.84 |
| 5-Year Average PE | 12.00 |
| Free Cash Flow Ratio | 8.69 |
| Industry Free Cash Flow Ratio | 7.17 |
| Sector Free Cash Flow Ratio | 42.30 |
| Current Ratio Most Recent Quarter | 0.02 |
| Total Cash Per Share | 6.84 |
| Book Value Per Share Most Recent Quarter | 50.09 |
| Price to Book Ratio | 1.19 |
| Industry Price to Book Ratio | 1.15 |
| Sector Price to Book Ratio | 2.33 |
| Price to Sales Ratio Twelve Trailing Months | 3.45 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.19 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.15 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 36,987,900 |
| Market Capitalization | 2,197,451,139 |
| Institutional Ownership | 82.78% |
Dividends |
|
| Ex-Dividend Date | 9/15/2025 |
| Previous Dividend Amount | 0.3000 |
| Current Dividend Amount | 0.3100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.18 |
| Trailing Annual Dividend Yield | 1.95% |
| Forward Annual Dividend Rate | 1.24 |
| Forward Annual Dividend Yield | 2.05% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.91% |
| 5-Year Average Dividend Yield | 1.98% |
| 1-Year Dividend Growth Rate Percentage | 16.98% |
| 3-Year Dividend Growth Rate Percentage | 8.16% |
| 5-Year Dividend Growth Rate Percentage | 13.39% |
| All-Time Dividend Growth Rate Percentage | 11.24% |
| Dividend Payout Ratio | 22.43% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 14.50% |
| Annual Earnings Growth | -4.53% |
| Reported EPS 12 Trailing Months | 5.26 |
| Reported EPS Past Year | 2.68 |
| Reported EPS Prior Year | 4.87 |
| Net Income Twelve Trailing Months | 200,764,000 |
| Net Income Past Year | 185,266,000 |
| Net Income Prior Year | 194,059,000 |
| Quarterly Revenue Growth YOY | 12.30% |
| 5-Year Revenue Growth | 18.72% |
| Operating Margin Twelve Trailing Months | 38.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 252,817,000 |
| Total Cash Past Year | 760,345,000 |
| Total Cash Prior Year | 434,005,000 |
| Net Cash Position Most Recent Quarter | -408,620,000 |
| Net Cash Position Past Year | 567,591,000 |
| Long Term Debt Past Year | 192,754,000 |
| Long Term Debt Prior Year | 203,616,000 |
| Total Debt Most Recent Quarter | 661,437,000 |
| Equity to Debt Ratio Past Year | 0.90 |
| Equity to Debt Ratio Most Recent Quarter | 0.74 |
| Total Stockholder Equity Past Year | 1,824,002,000 |
| Total Stockholder Equity Prior Year | 1,716,068,000 |
| Total Stockholder Equity Most Recent Quarter | 1,922,899,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 232,538,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 6.29 |
| Free Cash Flow Past Year | 239,925,000 |
| Free Cash Flow Prior Year | 261,682,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.10 |
| MACD Signal | 1.18 |
| 20-Day Bollinger Lower Band | 49.55 |
| 20-Day Bollinger Middle Band | 55.83 |
| 20-Day Bollinger Upper Band | 62.11 |
| Beta | 0.93 |
| RSI | 57.06 |
| 50-Day SMA | 55.01 |
| 150-Day SMA | 46.13 |
| 200-Day SMA | 45.37 |
System |
|
| Modified | 9/17/2025 10:45:34 PM EST |