Stock Scorecard
Stock Summary for Enterprise Financial Services Corp (EFSC) - $65.80 as of 7/3/2026 6:28:45 PM EST
Total Score
14 out of 30
Safety Score
47 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for EFSC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for EFSC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for EFSC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for EFSC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for EFSC (47 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for EFSC
Financial Details for EFSC
Company Overview |
|
|---|---|
| Ticker | EFSC |
| Company Name | Enterprise Financial Services Corp |
| Country | N/A |
| Description | Enterprise Financial Services Corp is the financial holding company of Enterprise Bank & Trust offering banking and wealth management services to individual and corporate clients. The company is headquartered in Clayton, Missouri. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/27/2026 |
Stock Price History |
|
| Last Day Price | 65.80 |
| Price 4 Years Ago | 45.20 |
| Last Day Price Updated | 7/3/2026 6:28:45 PM EST |
| Last Day Volume | 174,309 |
| Average Daily Volume | 266,722 |
| 52-Week High | 66.18 |
| 52-Week Low | 50.31 |
| Last Price to 52 Week Low | 30.79% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 16.74 |
| Sector PE | 18.98 |
| 5-Year Average PE | 15.83 |
| Free Cash Flow Ratio | 9.31 |
| Industry Free Cash Flow Ratio | 16.42 |
| Sector Free Cash Flow Ratio | 24.33 |
| Current Ratio Most Recent Quarter | 27.20 |
| Total Cash Per Share | 7.07 |
| Book Value Per Share Most Recent Quarter | 53.31 |
| Price to Book Ratio | 1.23 |
| Industry Price to Book Ratio | 1.35 |
| Sector Price to Book Ratio | 2.05 |
| Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.75 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.92 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 36,585,800 |
| Market Capitalization | 2,407,345,640 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 6/15/2026 |
| Previous Dividend Amount | 0.3300 |
| Current Dividend Amount | 0.3400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.30 |
| Trailing Annual Dividend Yield | 1.97% |
| Forward Annual Dividend Rate | 1.36 |
| Forward Annual Dividend Yield | 2.06% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.29% |
| 5-Year Average Dividend Yield | 2.15% |
| 1-Year Dividend Growth Rate Percentage | 11.48% |
| 3-Year Dividend Growth Rate Percentage | 5.58% |
| 5-Year Dividend Growth Rate Percentage | 10.87% |
| All-Time Dividend Growth Rate Percentage | 11.43% |
| Dividend Payout Ratio | 24.53% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -0.80% |
| Annual Earnings Growth | 8.69% |
| Reported EPS 12 Trailing Months | 5.30 |
| Reported EPS Past Year | 1.31 |
| Reported EPS Prior Year | 5.24 |
| Net Income Twelve Trailing Months | 200,775,000 |
| Net Income Past Year | 201,374,000 |
| Net Income Prior Year | 185,266,000 |
| Quarterly Revenue Growth YOY | 12.60% |
| 5-Year Revenue Growth | 21.31% |
| Operating Margin Twelve Trailing Months | 35.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 258,541,999 |
| Total Cash Past Year | 208,080,000 |
| Total Cash Prior Year | 760,345,000 |
| Net Cash Position Most Recent Quarter | -154,562,001 |
| Net Cash Position Past Year | 19,457,000 |
| Long Term Debt Past Year | 188,623,000 |
| Long Term Debt Prior Year | 192,754,000 |
| Total Debt Most Recent Quarter | 413,104,000 |
| Equity to Debt Ratio Past Year | 0.92 |
| Equity to Debt Ratio Most Recent Quarter | 0.83 |
| Total Stockholder Equity Past Year | 2,039,386,000 |
| Total Stockholder Equity Prior Year | 1,824,002,000 |
| Total Stockholder Equity Most Recent Quarter | 2,022,204,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 203,388,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.56 |
| Free Cash Flow Past Year | 181,530,000 |
| Free Cash Flow Prior Year | 239,925,000 |
Options |
|
| Put/Call Ratio | 2.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.82 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 7/3/2026 12:04:27 AM EST |