Stock Scorecard
Stock Summary for Eastern Bankshares Inc (EBC) - $19.71 as of 1/16/2026 6:41:02 PM EST
Total Score
11 out of 30
Safety Score
59 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for EBC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for EBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for EBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for EBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for EBC (59 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for EBC
Financial Details for EBC
Company Overview |
|
|---|---|
| Ticker | EBC |
| Company Name | Eastern Bankshares Inc |
| Country | USA |
| Description | Eastern Bankshares, Inc. is a prominent banking holding company based in Boston, Massachusetts, specializing in a comprehensive range of commercial banking products and services for retail, commercial, and small business clients. With a strong reputation for community involvement and superior customer care, Eastern Bank positions itself as a reliable financial partner dedicated to enhancing clients' financial well-being. The company focuses on strategic growth while maintaining a robust capital structure, capitalizing on the stability and potential of the New England banking sector. This combination of community-centric values and solid operational fundamentals makes Eastern Bankshares an appealing investment opportunity for institutional investors seeking sustainable returns. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/22/2026 |
Stock Price History |
|
| Last Day Price | 19.71 |
| Price 4 Years Ago | 15.74 |
| Last Day Price Updated | 1/16/2026 6:41:02 PM EST |
| Last Day Volume | 1,461,189 |
| Average Daily Volume | 1,902,380 |
| 52-Week High | 20.19 |
| 52-Week Low | 13.20 |
| Last Price to 52 Week Low | 49.32% |
Valuation Measures |
|
| Trailing PE | 73.23 |
| Industry PE | 17.01 |
| Sector PE | 21.46 |
| 5-Year Average PE | 14.92 |
| Free Cash Flow Ratio | 10.83 |
| Industry Free Cash Flow Ratio | 5.64 |
| Sector Free Cash Flow Ratio | 21.34 |
| Current Ratio Most Recent Quarter | 0.03 |
| Total Cash Per Share | 1.82 |
| Book Value Per Share Most Recent Quarter | 19.15 |
| Price to Book Ratio | 1.13 |
| Industry Price to Book Ratio | 1.20 |
| Sector Price to Book Ratio | 2.03 |
| Price to Sales Ratio Twelve Trailing Months | 6.82 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.93 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 224,950,000 |
| Market Capitalization | 4,433,764,500 |
| Institutional Ownership | 71.97% |
Dividends |
|
| Ex-Dividend Date | 12/3/2025 |
| Previous Dividend Amount | 0.1300 |
| Current Dividend Amount | 0.1300 |
| Total Years Dividend Increasing | 5 |
| Trailing Annual Dividend Rate | 0.51 |
| Trailing Annual Dividend Yield | 2.59% |
| Forward Annual Dividend Rate | 0.52 |
| Forward Annual Dividend Yield | 2.64% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.84% |
| 5-Year Average Dividend Yield | 2.54% |
| 1-Year Dividend Growth Rate Percentage | 13.33% |
| 3-Year Dividend Growth Rate Percentage | 11.53% |
| 5-Year Dividend Growth Rate Percentage | 14.19% |
| All-Time Dividend Growth Rate Percentage | 14.19% |
| Dividend Payout Ratio | 196.15% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 212.50% |
| Annual Earnings Growth | -59.45% |
| Reported EPS 12 Trailing Months | 0.26 |
| Reported EPS Past Year | 1.21 |
| Reported EPS Prior Year | 1.04 |
| Net Income Twelve Trailing Months | 49,482,000 |
| Net Income Past Year | 119,561,000 |
| Net Income Prior Year | 294,866,000 |
| Quarterly Revenue Growth YOY | 49.90% |
| 5-Year Revenue Growth | 11.45% |
| Operating Margin Twelve Trailing Months | 46.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 410,410,000 |
| Total Cash Past Year | 1,006,880,000 |
| Total Cash Prior Year | 693,076,000 |
| Net Cash Position Most Recent Quarter | 384,528,000 |
| Net Cash Position Past Year | 915,495,000 |
| Long Term Debt Past Year | 91,385,000 |
| Long Term Debt Prior Year | 48,121,000 |
| Total Debt Most Recent Quarter | 25,882,000 |
| Equity to Debt Ratio Past Year | 0.98 |
| Equity to Debt Ratio Most Recent Quarter | 0.99 |
| Total Stockholder Equity Past Year | 3,611,967,000 |
| Total Stockholder Equity Prior Year | 2,974,855,000 |
| Total Stockholder Equity Most Recent Quarter | 3,805,525,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 396,607,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.76 |
| Free Cash Flow Past Year | 270,684,000 |
| Free Cash Flow Prior Year | 253,552,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.18 |
| MACD Signal | 0.16 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.81 |
| RSI | 59.63 |
| 50-Day SMA | 16.59 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 1/15/2026 7:22:55 PM EST |