Stock Scorecard



Stock Summary for DLocal Ltd Class A (DLO) - $12.82 as of 2/6/2026 12:41:43 PM EST

Total Score

14 out of 30

Safety Score

33 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for DLO

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for DLO

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for DLO

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for DLO

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for DLO (33 out of 100)

Stock Price Rating (Max of 10) 5
Historical Stock Price Rating (Max of 10) 5
Stock Price Trend (Max of 10) 2
Book Value (Max of 10) 2
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 9
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -10

Latest News for for DLO

Emerging Market Payments Provider Dlocal Plans a Push Into Asia 1/15/2026 5:00:00 AM
Man Group Non-Executive Director Paco Ybarra Joins Board of NASDAQ-Listed dLocal 1/14/2026 3:27:00 PM
Bragar Eagel & Squire, P.C. Reminds Investors That Class Action Lawsuits Have Been Filed Against Catalent, Tesla, DLocal, and Cognyte and Encourages Investors to Contact the Firm 1/11/2026 8:29:00 PM
DLocal Ltd. Leads Six-Month Stock Returns with 40.78% Gain 12/23/2025 9:09:00 PM
DLocal completes transition to a majority independent board with appointments of Paco Ybarra and Nelson Mattos 12/23/2025 8:23:00 AM
DLocal Ltd options imply 15.3% move in share price post-earnings 11/19/2025 9:21:00 AM
DLocal Ltd. Hits Day Low of $12.48 Amid Price Pressure 11/18/2025 5:28:00 PM
Earnings Flash (DLO) DLocal Limited Reports Q3 Revenue $282.5M, vs. FactSet Est of $262.0M 11/17/2025 5:22:00 AM
Analysts Conflicted on These Technology Names: DLocal (DLO) and Paylocity (PCTY) 11/14/2025 7:12:00 AM
dLocal Q3 2025 Earnings: Profit and Revenue Top Expectations - News and Statistics 11/13/2025 9:21:00 AM

Financial Details for DLO

Company Overview

Ticker DLO
Company Name DLocal Ltd Class A
Country N/A
Description Dlocal Ltd is a prominent fintech powerhouse headquartered in Montevideo, Uruguay, specializing in cross-border payment solutions that link global merchants with fast-growing emerging markets in Latin America, Africa, and Asia. Leveraging its state-of-the-art technology and strong partnerships with local banking institutions, Dlocal simplifies payment processing, optimizing cash flow and enhancing market accessibility for businesses in these vibrant regions. With a strong commitment to regulatory compliance, the company serves as a trusted partner for international firms navigating complex local environments. As the global economy increasingly pivots towards digital payment ecosystems, Dlocal is well-positioned to capture emerging opportunities and spearhead innovation in the expanding e-commerce landscape.
Sector Name TECHNOLOGY
Industry Name SOFTWARE - INFRASTRUCTURE
Most Recent Quarter 9/30/2025
Next Earnings Date 3/18/2026

Stock Price History

Last Day Price 12.82
Price 4 Years Ago 14.87
Last Day Price Updated 2/6/2026 12:41:43 PM EST
Last Day Volume 1,081,163
Average Daily Volume 1,172,592
52-Week High 16.78
52-Week Low 7.25
Last Price to 52 Week Low 76.83%

Valuation Measures

Trailing PE N/A
Industry PE 54.50
Sector PE 55.87
5-Year Average PE 51.23
Free Cash Flow Ratio 3.51
Industry Free Cash Flow Ratio 23.51
Sector Free Cash Flow Ratio 33.17
Current Ratio Most Recent Quarter 1.46
Total Cash Per Share 3.65
Book Value Per Share Most Recent Quarter 1.72
Price to Book Ratio 7.71
Industry Price to Book Ratio 11.62
Sector Price to Book Ratio 8.22
Price to Sales Ratio Twelve Trailing Months 4.05
Industry Price to Sales Ratio Twelve Trailing Months 6.35
Sector Price to Sales Ratio Twelve Trailing Months 5.36
Analyst Buy Ratings 5
Analyst Strong Buy Ratings 3

Share Statistics

Total Shares Outstanding 165,673,000
Market Capitalization 2,123,927,860
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/27/2025
Previous Dividend Amount 0.0000
Current Dividend Amount 0.5251
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.53
Trailing Annual Dividend Yield 4.10%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 1
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio 93.77%

Income Statement

Quarterly Earnings Growth YOY 88.90%
Annual Earnings Growth -19.16%
Reported EPS 12 Trailing Months 0.56
Reported EPS Past Year 0.48
Reported EPS Prior Year 0.46
Net Income Twelve Trailing Months 170,947,000
Net Income Past Year 120,416,000
Net Income Prior Year 148,964,000
Quarterly Revenue Growth YOY 52.10%
5-Year Revenue Growth 68.27%
Operating Margin Twelve Trailing Months 19.70%

Balance Sheet

Total Cash Most Recent Quarter 604,467,000
Total Cash Past Year 189,029,000
Total Cash Prior Year 222,808,000
Net Cash Position Most Recent Quarter 604,467,000
Net Cash Position Past Year 189,029,000
Long Term Debt Past Year 0
Long Term Debt Prior Year 0
Total Debt Most Recent Quarter 0
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 488,887,000
Total Stockholder Equity Prior Year 455,031,000
Total Stockholder Equity Most Recent Quarter 504,531,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 157,319,000
Free Cash Flow Per Share Twelve Trailing Months 0.95
Free Cash Flow Past Year -55,431,000
Free Cash Flow Prior Year 275,228,000

Options

Put/Call Ratio 0.94
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 1.10
RSI 0.00
50-Day SMA 0.00
150-Day SMA 0.00
200-Day SMA 0.00

System

Modified 2/6/2026 9:31:35 PM EST