Stock Scorecard
Stock Summary for Dime Community Bancshares Inc (DCOM) - $39.77 as of 6/24/2026 3:56:36 PM EST
Total Score
20 out of 30
Safety Score
66 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for DCOM
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for DCOM
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for DCOM
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for DCOM
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for DCOM (66 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for DCOM
Financial Details for DCOM
Company Overview |
|
|---|---|
| Ticker | DCOM |
| Company Name | Dime Community Bancshares Inc |
| Country | USA |
| Description | Dime Community Bancshares, Inc. is the parent company of Dime Community Bank providing commercial banking and financial services in New York. The company is headquartered in Hauppauge, New York. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/23/2026 |
Stock Price History |
|
| Last Day Price | 39.77 |
| Price 4 Years Ago | 27.76 |
| Last Day Price Updated | 6/24/2026 3:56:36 PM EST |
| Last Day Volume | 296,732 |
| Average Daily Volume | 280,299 |
| 52-Week High | 40.76 |
| 52-Week Low | 25.01 |
| Last Price to 52 Week Low | 59.02% |
Valuation Measures |
|
| Trailing PE | 14.95 |
| Industry PE | 15.14 |
| Sector PE | 17.78 |
| 5-Year Average PE | 18.73 |
| Free Cash Flow Ratio | 0.85 |
| Industry Free Cash Flow Ratio | 14.92 |
| Sector Free Cash Flow Ratio | 21.65 |
| Current Ratio Most Recent Quarter | 0.21 |
| Total Cash Per Share | 46.69 |
| Book Value Per Share Most Recent Quarter | 31.33 |
| Price to Book Ratio | 1.27 |
| Industry Price to Book Ratio | 1.26 |
| Sector Price to Book Ratio | 1.95 |
| Price to Sales Ratio Twelve Trailing Months | 4.11 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.57 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.24 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 44,113,500 |
| Market Capitalization | 1,754,393,895 |
| Institutional Ownership | 89.86% |
Dividends |
|
| Ex-Dividend Date | 4/17/2026 |
| Previous Dividend Amount | 0.2500 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.00 |
| Trailing Annual Dividend Yield | 2.56% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 2.56% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.37% |
| 5-Year Average Dividend Yield | 3.57% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 1.03% |
| All-Time Dividend Growth Rate Percentage | 8.32% |
| Dividend Payout Ratio | 37.59% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 65.90% |
| Annual Earnings Growth | 280.56% |
| Reported EPS 12 Trailing Months | 2.66 |
| Reported EPS Past Year | 0.74 |
| Reported EPS Prior Year | 2.61 |
| Net Income Twelve Trailing Months | 123,806,000 |
| Net Income Past Year | 110,682,000 |
| Net Income Prior Year | 29,084,000 |
| Quarterly Revenue Growth YOY | 18.10% |
| 5-Year Revenue Growth | 23.40% |
| Operating Margin Twelve Trailing Months | 44.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 2,059,618,000 |
| Total Cash Past Year | 2,353,966,000 |
| Total Cash Prior Year | 1,283,571,000 |
| Net Cash Position Most Recent Quarter | 1,768,560,000 |
| Net Cash Position Past Year | 1,573,463,000 |
| Long Term Debt Past Year | 780,503,000 |
| Long Term Debt Prior Year | 880,325,000 |
| Total Debt Most Recent Quarter | 291,058,000 |
| Equity to Debt Ratio Past Year | 0.65 |
| Equity to Debt Ratio Most Recent Quarter | 0.84 |
| Total Stockholder Equity Past Year | 1,475,769,000 |
| Total Stockholder Equity Prior Year | 1,396,517,000 |
| Total Stockholder Equity Most Recent Quarter | 1,496,970,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 164,220,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.72 |
| Free Cash Flow Past Year | 182,435,000 |
| Free Cash Flow Prior Year | 92,798,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.36 |
| MACD Signal | 0.38 |
| 20-Day Bollinger Lower Band | 30.69 |
| 20-Day Bollinger Middle Band | 34.73 |
| 20-Day Bollinger Upper Band | 38.77 |
| Beta | 1.00 |
| RSI | 57.07 |
| 50-Day SMA | 30.81 |
| 150-Day SMA | 25.58 |
| 200-Day SMA | 25.23 |
System |
|
| Modified | 6/24/2026 10:01:06 PM EST |